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Shawn Penner

Director at EQUITY BANCSHARES
Board

About Shawn Penner

Shawn D. Penner, age 54, has served on Equity Bancshares, Inc.’s Board since 2003. He is the owner of Shamrock Development, LLC (founded 1997), and previously worked as a national bank examiner for the OCC. Penner holds a BBA and MBA from Wichita State University and serves on the WSU Foundation Board of Directors, chairing its Investment Committee . The Board has affirmatively determined Penner is independent under NYSE rules .

Past Roles

OrganizationRoleTenureCommittees / Impact
Office of the Comptroller of the Currency (OCC)National Bank ExaminerNot disclosedRegulatory and examination experience brought to board oversight
Shamrock Development, LLCOwnerFounded 1997 – presentReal estate development leadership; market knowledge

External Roles

OrganizationRoleTenureCommittees / Impact
First Federal of Olathe Bancorp, Inc.DirectorCurrent (last 5 years)Not disclosed
First Federal Savings and Loan BankDirectorCurrent (last 5 years)Not disclosed
GPV, Inc.DirectorCurrent (last 5 years)Not disclosed
Wichita State University FoundationDirector; Chair, Investment CommitteeCurrentOversees investment program; governance leadership

Board Governance

  • Committee assignments and leadership:

    • Chair, Corporate Governance & Nominating Committee; presiding director at each executive session of the Board .
    • No Audit, Compensation, or Risk Committee membership disclosed for Penner in 2024 .
  • Board activity and independence:

    • Board held eight regular and two special meetings in 2024; all directors attended ≥75% of aggregate Board and committee meetings .
    • Board held eight executive sessions without management; independent directors also met eight times in executive session; Penner presides as Corporate Governance Chair .
    • Penner is independent; majority of Board is independent (exceptions: Elliott, Hutton, Kossover) .
Governance Item2024 DetailCitation
Committee membershipCorporate Governance & Nominating (Chair)
Board meetings8 regular; 2 special
Executive sessions (Board)8
Executive sessions (independent directors)8
Committee meetingsAudit 12; Compensation 6; Nominating & Governance 6; Risk 4
IndependenceIndependent director (NYSE)
Annual Meeting attendanceAll directors attended 2024 Annual Meeting

Policies relevant to investor confidence:

  • Insider trading policy prohibits hedging, pledging, short sales, and derivative trading; margin accounts prohibited, subject to limited exceptions and pre-approval .
  • Board is declassifying to move to annual elections beginning with phase-in at 2025 and full declassification by 2027 (shareholder vote approved via proposed amendment) .

Fixed Compensation (Director)

  • Structure (2024 service year):
    • Cash retainer: $40,000; equity grant value: $40,000 (common stock) .
    • Committee member retainers: Compensation/Corporate Governance/Nominating/Trust/Risk $4,200; committee chair retainers: $11,400; Audit member $5,400; Audit chair $16,800 .
    • Fees prepaid May 1; unearned portion repayable if director departs; equity grants one-year vesting; unvested grants forfeited if departure during service period .
    • Credit Committee (Equity Bank subsidiary) retainer: $48,000 for members (membership not disclosed for Penner) .
ComponentAmount ($)NotesCitation
Cash retainer40,000Annual director cash retainer
Equity grant value40,000Common stock via RSAs/options; one-year vesting
Committee member fee4,200Per Compensation/Nom/Gov/Risk/Trust committee
Committee chair fee11,400Per applicable committees
Audit committee member5,400Annual
Audit committee chair16,800Annual
Credit Committee (Equity Bank)48,000Per member; membership not disclosed for Penner

Penner’s 2024 actual director compensation:

Metric2024 ($)Citation
Fees earned or paid in cash93,433
Stock awards (grant-date fair value)37,667
Total131,100

Performance Compensation (Director)

  • EQBK does not disclose performance-linked metrics for director compensation; director equity is time-based vesting. 2024 grant forms offered to directors: either 1,195 restricted shares; or 2,811 non-qualified options; or a mix of 598 restricted shares plus 1,405 options (all one-year vesting). Individual director’s selection is not disclosed .
Director Equity Grant Forms (2024)Shares / OptionsVestingCitation
RSAs only1,195 RSAsOne-year
Options only2,811 NQ optionsOne-year
Mixed598 RSAs + 1,405 optionsOne-year

Other Directorships & Interlocks

Company / OrganizationTypeRolePotential Interlock Relevance
First Federal of Olathe Bancorp, Inc.Financial institutionDirectorNo EQBK-related transactions disclosed
First Federal Savings and Loan BankFinancial institutionDirectorNo EQBK-related transactions disclosed
GPV, Inc.CorporateDirectorNot disclosed
WSU FoundationNon-profitDirector; Chair Investment CommitteeNot applicable to EQBK transactions

No other public company directorships are disclosed in Penner’s biography (which covers current and last five years) .

Expertise & Qualifications

  • Bank regulatory experience (former OCC national bank examiner) .
  • Executive leadership and market knowledge via Shamrock Development .
  • Investment oversight as WSU Foundation Investment Committee Chair .

Equity Ownership

MetricDetailCitation
Total beneficial ownership135,748 shares (jointly with spouse)
Ownership % of outstanding<1% (denoted by “*”)
Shares pledged as collateral78,895 shares (pledged)
Stock ownership guidelines (outside directors)$500,000 value required within 5 years; all outside directors met or are on track as of 12/31/2024
Hedging/pledging policyHedging and pledging prohibited, with limited exceptions requiring pre-approval; short sales, derivatives, margin accounts prohibited
Section 16 complianceCompany believes all reporting requirements were complied with in 2024

Governance Assessment

  • Strengths:

    • Independence and deep governance engagement: Penner is independent and chairs the Corporate Governance & Nominating Committee; serves as presiding director in executive sessions, signaling robust independent oversight .
    • Attendance and engagement: Board held 10 meetings (8 regular, 2 special) in 2024; all directors achieved ≥75% attendance; Board and independent directors held frequent executive sessions .
    • Director equity ownership alignment: Outside director stock ownership guideline of $500,000; directors compliant or on track; director equity grants included time-vested stock or options .
  • Watch items / RED FLAGS:

    • Pledging of company stock: Penner has pledged 78,895 shares as collateral. Given EQBK’s policy generally prohibits pledging (with limited exceptions requiring pre-approval), this is a meaningful alignment risk and governance red flag for investors, suggesting an exception was granted .
    • Multi-board roles at other financial institutions: Penner serves as a director at other banks (First Federal entities). No related party transactions are disclosed with those institutions, but interlocks warrant periodic monitoring for potential conflicts .
  • Compensation structure signals:

    • 2023 study raised director cash retainer to $40,000 and equity to $40,000 (50th–75th percentile target vs peers), improving market alignment. Fees prepaid and subject to repayment if service not completed; equity unvested forfeiture reduces windfall risk .
    • Penner’s cash fees were above base retainer, consistent with chair responsibilities and potentially other committee work; total $131,100 including stock awards indicates healthy pay for governance workload .
  • Broader governance context:

    • Board declassification to annual elections by 2027 enhances accountability and investor influence on Board composition .

Overall, Penner’s independence, governance leadership, and attendance support board effectiveness, but the pledged share position is a notable red flag that investors should weigh when assessing alignment and potential liquidity-related conflicts .