Earnings summaries and quarterly performance for EQUITY BANCSHARES.
Executive leadership at EQUITY BANCSHARES.
Brad Elliott
Detailed
Chief Executive Officer
CEO
Richard Sems
Detailed
Chief Executive Officer, Equity Bank
CEO
Ann Knutson
Detailed
Chief Human Resources Officer
Brett Reber
Detailed
General Counsel
Chris Navratil
Detailed
Chief Financial Officer
David Pass
Detailed
Chief Information Officer
Gregory Kossover
Detailed
Executive Vice President, Capital Markets
Julie Huber
Detailed
Chief Operating Officer, Equity Bank
Krzysztof Slupkowski
Detailed
Chief Credit Officer
Board of directors at EQUITY BANCSHARES.
Research analysts who have asked questions during EQUITY BANCSHARES earnings calls.
Damon Del Monte
Keefe, Bruyette & Woods
5 questions for EQBK
Also covers: ALRS, BY, CAC +15 more
Andrew Liesch
Piper Sandler
3 questions for EQBK
Also covers: AX, BANR, BOH +13 more
Jeff Rulis
D.A. Davidson & Co.
3 questions for EQBK
Also covers: ALRS, BANR, BMRC +15 more
Terence McEvoy
Stephens Inc.
3 questions for EQBK
Also covers: ASB, BY, CIVB +10 more
Terry McEvoy
Stephens Inc.
3 questions for EQBK
Also covers: ASB, BY, CIVB +9 more
Brett Rabatin
Hovde Group, LLC
2 questions for EQBK
Also covers: BOKF, BPOP, CADE +19 more
Brett Robinson
Holt Group
2 questions for EQBK
Jeff Riley
D.A. Davidson & Co.
2 questions for EQBK
Nathan Race
Piper Sandler & Co.
2 questions for EQBK
Also covers: ALRS, BSVN, BWB +17 more
Damon Del Monte
Keefe, Bruyette & Woods (KBW)
1 question for EQBK
Also covers: NPB
Ryan Payne
D.A. Davidson & Co.
1 question for EQBK
Also covers: CIVB, NBHC
Recent press releases and 8-K filings for EQBK.
Equity Bancshares Inc. Reports Q3 2025 Net Loss Amidst Strategic Mergers and Bond Repositioning
EQBK
Earnings
M&A
Guidance Update
- Equity Bancshares Inc. reported a net loss of $29.7 million, or $1.57 per diluted share, for Q3 2025. After adjusting for a $53.4 million loss from a bond portfolio repositioning, M&A costs, and CECL provisioning, adjusted net income was $22.4 million, or $1.17 per diluted share.
- The company completed its merger with NBC Oklahoma on July 2nd, adding $665 million in loans and $808 million in deposits. Additionally, a definitive merger agreement with Frontier Holdings was announced in September, which will extend Equity Bank's footprint into Nebraska.
- Net interest income for Q3 2025 was $62.5 million, an increase of $12.7 million linked quarter, with the margin improving by 28 basis points to 4.45%.
- Loan production in Q3 2025 was $243 million, up 23% linked quarter, and organic deposit growth was approximately $37 million.
- Management is positioning the company to earn $5 per share in 2026.
Oct 15, 2025, 2:00 PM
Equity Bancshares, Inc. Announces Q3 2025 Financial Results and Merger Updates
EQBK
Earnings
M&A
Guidance Update
- Equity Bancshares, Inc. reported a net loss of $(29.7) million and diluted EPS of $(1.55) for Q3 2025, alongside a Core Net Income of $23.3 million and Core EPS of $1.21.
- The company completed its merger with NBC Oklahoma on July 2, 2025, and announced a merger with Frontier Bank on September 2, 2025, contributing to total assets of $6.4 billion, loans of $4.3 billion, and deposits of $5.1 billion in Q3 2025.
- Equity Bancshares' Net Interest Margin expanded to 4.45% in Q3 2025 from 4.17% in Q2 2025, and the Efficiency Ratio improved to 58.31% from 63.62% over the same period.
Oct 15, 2025, 2:00 PM
Equity Bancshares, Inc. Reports Q3 2025 Results, Merger Activity, and Dividend Increase
EQBK
Earnings
M&A
Dividends
- Equity Bancshares, Inc. reported a net loss of $29.7 million or $(1.55) per diluted share for the quarter ended September 30, 2025. After adjustments for merger expenses, bond portfolio repositioning losses, and double-count provisioning, the adjusted net income was $22.5 million, or $1.17 per diluted share.
- The company completed its merger with NBC Oklahoma, which contributed $664.6 million in loan balances and $807.1 million in deposit balances. Additionally, Equity Bancshares announced a definitive agreement to acquire Frontier Holdings LLC, expected to add $1.3 billion in loans and $1.1 billion in deposits.
- Net interest margin expanded to 4.45% in Q3 2025, an increase of 28 basis points linked quarter. Total assets grew to $6.4 billion, loan balances reached $4.3 billion, and deposit balances increased to $5.1 billion by the end of the quarter.
- The company announced a $0.18 dividend on outstanding common shares, representing a 20% increase from the prior quarterly dividend, and renewed its share repurchase program.
Oct 14, 2025, 8:30 PM
Equity Bancshares Reports Q3 2025 Net Loss, Announces Acquisitions, and Expands Net Interest Margin
EQBK
Earnings
M&A
Dividends
- Equity Bancshares, Inc. reported a net loss of $29.7 million, or $(1.55) per diluted share, for the quarter ended September 30, 2025, though adjusted net income was $22.5 million, or $1.17 per diluted share.
- The company completed its merger with NBC Oklahoma, adding $664.6 million in loan balances and $807.1 million in deposit balances, contributing to a $982.4 million increase in total assets to $6.4 billion at quarter-end.
- Net interest margin expanded by 28 basis points linked quarter to 4.45% for the third quarter of 2025.
- Equity Bancshares sold $436.3 million in securities, realizing a pre-tax loss of $53.4 million, to re-deploy proceeds at a higher yield.
- The company announced a $0.18 dividend on outstanding common shares, representing a 20% increase, and renewed its share repurchase program.
Oct 14, 2025, 8:30 PM
Equity Bancshares, Inc. to acquire Frontier Holdings, LLC and repositions bond portfolio
EQBK
M&A
New Projects/Investments
- Equity Bancshares, Inc. (EQBK) has entered into a definitive merger agreement to acquire Frontier Holdings, LLC, the parent company of Frontier Bank, marking Equity's entrance into Nebraska with seven new locations. The merger is expected to close in the fourth quarter of 2025.
- The acquisition is projected to be approximately 7.7% or $0.34 accretive to Equity's 2026 earnings per share and 9.8% accretive to 2027E EPS, excluding one-time transaction expenses.
- The estimated tangible book value per share dilution from the acquisition is expected to be earned back in 2.8 years. Following the merger, Equity's proforma consolidated assets are expected to reach $7.9 billion.
- Additionally, Equity announced a bond portfolio repositioning involving the sale of approximately $358.8 million in investment securities, resulting in an estimated after-tax loss of $31.6 million but anticipated to contribute $0.27 in EPS accretion in 2026.
Sep 2, 2025, 11:02 AM
Quarterly earnings call transcripts for EQUITY BANCSHARES.
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