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Kent Lorenz

About Kent Lorenz

Independent director of First Business Financial Services, Inc. (FBIZ) since 2018; age 62. Owner and Managing Director of Lakeside Consulting, LLC (since 2017). Former Chairman & CEO of Acieta LLC (2014–2017) and President at Ellison Technologies’ Midwest Region (2006–2014) and Ellison Machinery & Robotics of Wisconsin (1998–2006). Education: BS in Engineering Mechanics, University of Wisconsin–Madison. Core credentials: financial reporting/controls, technology & information security, strategic planning, M&A, and entrepreneurial expertise .

Past Roles

OrganizationRoleTenureCommittees/Impact
Lakeside Consulting, LLCOwner & Managing Director2017–presentStrategic advisory; entrepreneurial operator
Acieta LLCChairman & CEO2014–2017Led strategy, financial oversight; robotics automation integration
Ellison Technologies (Midwest Region)President2006–2014M&A execution, integration, financial management
Ellison Machinery & Robotics of WisconsinPresident1998–2006Technology integration for manufacturing clients

External Roles

OrganizationRoleTenureNotes
First Business Bank (FBB) Board of DirectorsDirectorSince 2017Subsidiary board role
FBB Southeast Wisconsin Advisory BoardMember2017–2021Market advisory role
FBB–Milwaukee Board of DirectorsDirector2010–2017Local subsidiary governance
Other private organizationsBoard/advisory rolesVariousMember of boards/advisory boards (not individually listed)

Board Governance

  • Independence: Independent director; FBIZ Board comprises seven directors, all independent except the CEO .
  • Committees: Audit, Compensation, Operational Risk (not a chair) .
  • Attendance: Board held seven meetings in 2024; each director attended at least 75% of Board and committee meetings; all directors attended the 2024 annual meeting .
  • Committee cadence: 2024 meetings—Audit 5; Compensation 5; Corporate Governance & Nominating 5; Operational Risk 4 .
  • Board leadership: Independent Board Chair separate from CEO, promoting balanced oversight and reduced conflict risk .

Fixed Compensation

Component (2024)Amount
Cash (fees earned/paid)$41,375
Equity (stock unit award)$22,500
Total$63,875
  • 2024 equity award granted May 16, 2024 as restricted stock units: 655 shares; grant-date value based on $34.42 (20-day average) .
  • Program changes: Effective Oct 1, 2024, non-employee director cash retainer increased from $30,000 to $37,500; committee fees consolidated to $4,000 annual; chair retainers increased to $7,500 (Audit Chair $10,000); 2025 equity retainer increased to $30,000 and issued as fully vested stock .
  • Stock ownership guidelines: Non-employee directors must hold shares equal to 3x the sum of annual cash + equity retainers within 5 years; must retain 100% of vested shares while serving; all directors compliant .

Performance Compensation

Equity Program ElementStructureVestingPerformance Conditions
Annual director equity retainerRSUs (2024); fully-vested stock (2025)RSUs vest after one year (2024 grant); 2025 awards fully vested at grantNone disclosed for director equity awards

No director-specific bonus metrics (TSR, ROAA, efficiency ratio, etc.) apply to non-employee director pay; performance metrics disclosed in the proxy are for executive officers and not used for director compensation .

Other Directorships & Interlocks

CategoryDetail
Current public company boardsNone disclosed
Compensation Committee interlocksNone; committee explicitly reports no interlocking relationships
Potential interlocks with competitors/suppliers/customersNot disclosed for Lorenz; other related party items reference ordinary-course insider lending and specific Kauten family debenture participation; no Lorenz-specific transactions disclosed

Expertise & Qualifications

  • Financial reporting, accounting, and financial controls (audit-relevant) .
  • Technology/information security and robotics automation domain experience .
  • Strategic planning and M&A execution across multiple roles .
  • Entrepreneurial operator background (consulting and real estate partnership) .
  • Board skills matrix highlights strategic planning and technology/information security among top attributes; tenure of ~6 years as of 2024 .

Equity Ownership

HolderShares% OutstandingNotes
W. Kent Lorenz15,864<1%Includes 2,520 (sole IRA), 2,896 (joint trust), 8,178 (spouse IRA)
Directors & officers (group of 16)423,6405.1%Aggregated beneficial ownership
  • Hedging/pledging prohibited for Section 16 reporting persons (includes directors); company reports compliance .
  • Section 16(a) compliance: Company reported full compliance for directors in 2024, with one late Form 4 by the CEO only .

Governance Assessment

  • Board effectiveness: Lorenz contributes audit-relevant financial controls expertise and cybersecurity/technology domain knowledge on Audit and Operational Risk Committees, aligning with FBIZ’s ERM, cybersecurity oversight, and “tone at the top” mandates .
  • Alignment: Director ownership guidelines and equity retainer align incentives with shareholders; hedging/pledging prohibitions strengthen alignment .
  • Independence & engagement: Independent status; committee structures are wholly independent; attendance thresholds met with full annual meeting participation .
  • Compensation structure: Modest cash/equity mix at peer-median alignment; no performance-linked director pay (reduces pay-for-performance risk but relies on equity ownership for alignment) .
  • Potential conflicts: Ordinary-course insider lending under Regulation O noted at the bank level; no Lorenz-specific related party transactions disclosed; no SEC actions or legal proceedings impacting integrity disclosed .
  • RED FLAGS: None disclosed specific to Lorenz—no pledging/hedging, no late Section 16 filings, no related-party transactions flagged, and independent committee service. Note: As with all bank boards, insider lending exists but is governed under Regulation O and approved by the bank’s board; company asserts terms are ordinary-course without unfavorable features .