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Ralph Kauten

About Ralph R. Kauten

Independent director of First Business Financial Services, Inc. (FBIZ), age 73, serving since 2018 (Years on Company board: 6), and long-time director of First Business Bank since 2004; former interim Board Chair (June–Nov 2018). He chairs the Audit Committee, qualifies as an “audit committee financial expert,” and serves on the Operational Risk Committee. Education: BBA, Accounting (University of Iowa) and MBA, Accounting (University of Wisconsin–Madison). Background spans 40+ years as a biotechnology executive, auditor, controller, and finance leader.

Past Roles

OrganizationRoleTenureCommittees/Impact
Promega CorporationVice President, Finance & Treasurer1979–1992Led financial reporting, controls, financing; foundation for “audit committee financial expert” credentials
PanVera CorporationCo‑Founder, President & CEO1992–2001Strategy, M&A, growth; entrepreneurial expertise
Quintessence Biosciences, Inc.Chair & CEO2002–2016M&A and strategic execution
Lucigen CorporationChair & CEO2006–2018Executive oversight, finance, strategy
Mirus BioCo‑Owner1996–2024Private equity/debt financing experience
Grant Thornton, CPAsSenior AuditorNot disclosedAudit discipline; accounting controls
Heublein, Inc.Plant ControllerNot disclosedCost controls, operations
University of Wisconsin–WhitewaterFaculty MemberNot disclosedFinancial education; governance literacy

External Roles

OrganizationRoleTenureNotes
Air‑Lec IndustriesOwnerSince 2013Private company ownership (manufacturing)
First Business Bank (FBB)Director; Board Chair (Interim)Director since 2004; Chair June–Nov 2018All Company directors also serve on the Bank’s board; streamlines governance
Other private organizationsBoard memberNot disclosedAdditional private board service (unspecified)

Board Governance

ItemDetail
Committee assignmentsAudit Committee (Chair); Operational Risk Committee (Member)
Audit financial expertBoard determined Mr. Kauten qualifies as an “audit committee financial expert” under SEC rules
Committee meeting cadence (2024)Audit: 5; Operational Risk: 4 (Board committee table)
IndependenceIndependent director under Nasdaq and Exchange Act standards; Audit members meet Rule 10A‑3(b)(1)
AttendanceBoard held 7 meetings in 2024; all directors attended ≥75% of Board/committee meetings; all seven directors attended the 2024 annual meeting
Board leadershipIndependent Board Chair (Kilcoyne); CEO separate; rationale to avoid conflicts and balance power

Fixed Compensation

YearFees Earned or Paid in Cash ($)Notes
2024$38,375 Comprised of annual board retainer, committee/chair retainers; effective Oct 1, 2024 cash structure: board retainer increased to $37,500, committee retainer $4,000, Audit Chair retainer $10,000; paid quarterly

Key structure changes (effective Oct 1, 2024): non‑employee director annual cash retainer increased to $37,500; committee fees consolidated into a $4,000 annual retainer; chair retainers increased to $7,500 (Audit Chair $10,000). Designed to align with peer median compensation.

Performance Compensation

Grant DateInstrumentShares/UnitsGrant Date Fair ValueVestingPerformance Metrics
May 16, 2024RSU (Annual Director Equity Retainer)655$22,500One‑year vestNone; time‑vested RSUs for directors

Additional notes:

  • Directors’ 2024 equity retainer was $22,500 issued as RSUs vesting after one year (20‑day share price avg $34.42). Beginning in 2025, annual equity shifts to $30,000 as fully‑vested stock.

Other Directorships & Interlocks

CategoryDetail
Current public company boardsNone disclosed for Mr. Kauten
Private company boardsMember of boards of other private organizations (unspecified)
Compensation Committee interlocksCompany discloses no interlocking relationships on Comp Committee

Expertise & Qualifications

  • Financial Reporting, Accounting & Controls; Audit chair experience; senior auditor/controller history
  • Enterprise Risk Management and Strategic Planning; extensive biotech leadership; M&A execution
  • Entrepreneurial operator with multiple co‑founder/owner roles; finance and capital raising background
  • Education: BBA Accounting (Iowa); MBA Accounting (UW–Madison)

Equity Ownership

HolderShares Beneficially Owned% OutstandingNotes
Ralph R. Kauten31,168<1%Includes 3,300 shares via sole IRA and 12,687 shares held by a family‑owned LLC

Ownership alignment:

  • Director ownership guidelines: 3x combined annual cash + equity retainers; 5 years to reach; must retain 100% of all vested shares while serving; Company states all directors are in compliance.
  • Hedging/pledging: Prohibited for Section 16 reporting persons; Company confirms compliance.

Governance Assessment

  • Strengths

    • Audit Committee Chair with SEC‑recognized “financial expert” status; reinforces financial reporting oversight and “tone at the top.”
    • Independent status and strong attendance (Board/committees ≥75% for all directors; annual meeting attendance for all).
    • Ownership alignment via guidelines and mandatory retention; prohibition on hedging/pledging reduces misalignment risk.
    • ERM oversight through Operational Risk Committee membership; structured risk dashboards and quarterly updates.
  • Potential conflicts / red flags

    • Related‑party exposure: Affiliates of Mr. Kauten (spouse’s trust and adult children) purchased $3 million of FBIZ’s 7.5% Subordinated Debentures in Sept 2024 ($1M each). While permitted and disclosed, this warrants continued monitoring of independence perceptions; Audit Committee oversees related‑party vetting.
    • Insider loans: Bank extends loans to executives/directors in ordinary course under Regulation O; approved by Bank Board. Industry‑standard terms, but insider credit relationships require persistent oversight.
  • Compensation signals

    • 2024 director pay moved to peer median with increased cash/equity retainers; equity moves to fully‑vested stock in 2025 (reduces at‑risk component for directors, though normal for board pay).

Director Compensation (Detail)

Component2024 AmountNotes
Cash fees (retainers/chair/committee)$38,375Reflects increased retainers effective Oct 1, paid quarterly
Equity retainer (RSUs)$22,500655 RSUs granted May 16, 2024; one‑year vest
Total 2024$60,875Cash + equity
2025 Equity policy$30,000Fully‑vested stock (not RSUs), to increase alignment and peer median positioning

Insider Trades

Period SearchedForm 4 Filings FoundNotes
2024–2025NoneNo Form 4s returned for FBIZ in the period; Section 16 compliance noted with one late Form 4 for CEO, none for directors reported for 2024. [ListDocuments: type 4 returned 0]

Committee Assignments & Meetings (Board‑wide)

Committee2024 MeetingsKauten Role
Audit5Chair; Audit financial expert
Operational Risk4Member

Independence, Attendance & Engagement

  • Independence: Board determined all directors other than CEO are independent; Audit Committee members meet Nasdaq 5605(c)(2)(A) and SEC Rule 10A‑3(b)(1).
  • Attendance: Board held 7 meetings in 2024; every director met ≥75% threshold; all directors attended the 2024 annual meeting.
  • Education & development: Ongoing Board education (AI, AML/CFT, regulatory compliance, investment research, private wealth process); directors in compliance with education guidelines.

Related‑Party & Loans (Oversight Context)

  • Audit Committee pre‑approves audit/tax services and reviews related‑party transactions with defined independence and market‑terms criteria.
  • Insider banking relationships (deposits, trust accounts, loans) conducted on market terms, within Regulation O, and approved by the Bank’s Board; disclosure of Kauten affiliates’ subordinated debt purchases detailed above.

Say‑on‑Pay & Shareholder Feedback (context for governance culture)

  • 2024 say‑on‑pay approval: 92% support; Board/Comp Committee consider shareholder input in program design.

Conclusion

  • Overall, Mr. Kauten’s audit leadership, independence, and deep finance/ERM experience support board effectiveness in a regulated banking environment. Key monitoring point is the 2024 subordinated debenture purchases by Kauten affiliates (total $3M), which are disclosed and governed but merit continued oversight for perceived conflicts. Ownership guidelines, no‑hedging/pledging, and high attendance bolster investor confidence.