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    FirstCash Holdings (FCFS)

    Q2 2025 Earnings Summary

    Reported on Jan 1, 1970 (Before Market Open)
    Pre-Earnings Price$133.50Last close (Jul 23, 2025)
    Post-Earnings Price$133.06Open (Jul 24, 2025)
    Price Change
    $-0.44(-0.33%)
    MetricYoY ChangeReason

    Total Revenue

    –0.05%

    Total revenue remained essentially flat since the 8.7% growth in U.S. Pawn revenue was offset by a 14.1% decline in Retail POS Payment Solutions along with only a modest 1.0% increase in Latin America Pawn revenue, reflecting a shift in revenue composition compared to previous periods.

    U.S. Pawn Revenue

    +8.7%

    U.S. Pawn revenue increased from $376.74 million to $409.61 million, driven by sustained growth in pawn loan fees and retail merchandise sales; this builds on earlier period trends of expanding store networks and same-store improvements observed in prior quarters.

    Latin America Pawn Revenue

    +1.0%

    The modest growth from $203.98 million to $205.91 million indicates that operational improvements and higher pawn loan fees were largely counterbalanced by adverse currency exchange effects, a dynamic consistent with past period observations.

    Retail POS Payment Solutions

    –14.1%

    The segment dropped from $251.37 million to $215.86 million primarily due to a steep 28.1% decline in Leased Merchandise Income (falling from $194.57 million to $139.78 million) as a result of reduced balances influenced by the bankruptcy of major retail partners, partially offset by a 34% increase in Interest and Fees on Finance Receivables.

    Research analysts covering FirstCash Holdings.