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Randel Owen

Director at FCFS
Board

About Randel G. Owen

Independent director at FirstCash Holdings, Inc. since 2009; age 66. Former President & CEO of Global Medical Response (2018–2022) and long-tenured healthcare finance executive (CFO roles at Envision Healthcare, American Medical Response, and EmCare). Brings broad senior executive leadership and functional expertise in corporate finance and accounting; the Board identifies him as contributing finance/accounting strength to FCFS’s governance profile .

Past Roles

OrganizationRoleTenureCommittees/Impact
Global Medical ResponsePresident & CEOMar 2018 – Dec 2022Led an industry-leading air/ground emergency and medical transport organization
Envision Healthcare Corp. and predecessors (AMR, EmCare)President of ambulatory services; EVP & CFOJul 1999 – Mar 2018Appointed EVP & CFO of AMR in Mar 2003; EmCare CFO Jun 2001–Mar 2003
PhyCor, Inc.VP, Group Financial Operations1995 – 1999Healthcare operations finance

External Roles

CompanyBoard RoleTenureNotes
FirstCash Holdings, Inc.DirectorAppointed 2009Current FCFS Board service
Other public company directorshipsNone disclosed in the proxy

Board Governance

  • Committee assignments: Audit Committee member and Chair of the Nominating & Corporate Governance Committee .
  • Independence: Board has determined Owen and all committee members are independent under Nasdaq/SEC/FCFS guidelines; only Feehan and Wessel are non-independent directors .
  • Attendance and engagement: Board met 4 times in 2024; each director attended ≥75% of Board meetings; Audit met 4, Compensation 3, Nominating 1, with each committee member attending ≥75% of their meetings. Independent directors meet in executive sessions after regular Board meetings and as needed .
  • Majority Voting Policy: In uncontested elections, any director receiving more “WITHHOLD” than “FOR” votes must tender a resignation; the Board publicly discloses its decision within 90 days .
  • Board leadership: Chairman (Feehan), CEO/Vice-Chairman (Wessel), Lead Independent Director (Faulkner) who chairs executive sessions and liaises with management .
  • Stock ownership guidelines (directors): Required ownership equal to 5x annual cash retainer (5-year accumulation). As of Apr 17, 2025, all non-employee directors have met or have additional time to meet; directors not yet compliant must retain vested awards until they do .
  • Anti-hedging/pledging: Hedging prohibited; pledging generally prohibited but exceptions granted for CEO and CFO (with low loan-to-value and high capacity); no pledging exception disclosed for Owen .

Fixed Compensation

Component2024 Amount/TermsNotes
Annual cash retainer$100,000 (paid quarterly)Standard for non-employee directors
Chair fees$15,000 (Nominating & Corporate Governance Chair)Paid quarterly; Audit Chair $25k, Compensation Chair $20k; Lead Independent $25k
Meeting feesNoneReasonable expenses reimbursed
Total 2024 cash (Owen)$115,000$100k retainer + $15k chair fee

Performance Compensation

GrantDateTypeShares/UnitsGrant-Date Fair ValueVestingNotes
Director equity (annual)Jan 31, 2024Restricted stock award1,213$139,216Fully vested Dec 31, 2024Standard annual director equity; time-based
Director equity (annual)Jan 29, 2025RSUs1,263Vests Dec 31, 2025; pro-rata on non-cause termination; accelerated if change-in-control and not assumed/substitutedAs disclosed in Form 4

Performance metrics for director equity: None. Director awards are time-based vesting only; no performance-conditioned metrics are disclosed for directors .

Other Directorships & Interlocks

  • Compensation Committee interlocks: In 2024, Berce, Faulkner, Graves served; Owen did not serve on Compensation Committee; no interlocking relationships requiring disclosure .
  • Related party transactions: 2024–2025 repurchases from AFF Services, Inc. controlled by retired director Douglas R. Rippel; no related party transactions disclosed involving Owen .

Expertise & Qualifications

  • Board-identified qualifications: Broad senior executive leadership; functional expertise in corporate finance and accounting .
  • Audit Committee financial expert: All Audit Committee members qualify under Item 401(h) “audit committee financial expert” definition; Owen is an Audit Committee member .

Equity Ownership

As of Apr 17, 2025Direct SharesRS Awards vesting within 60 daysTotal Beneficially OwnedOwnership %
Randel G. Owen7,888526 (retirement-related vesting)8,414<1%
  • Ownership guidelines: Non-employee directors must hold stock worth 5x annual retainer; as of Apr 17, 2025, directors are either compliant or within the accumulation period; directors not yet compliant must retain vested awards until compliant .
  • Pledging: No pledging exception disclosed for Owen; company policy generally prohibits pledging, with case-by-case exceptions granted to CEO and CFO (13% and 3% drawn against pledged value, respectively, as of Apr 17, 2025) .

Insider Trades

DateTypeSharesPricePost-Transaction HoldingsNotes
Jan 29, 2025RSU grant1,263$09,151 (reported)RSUs vest Dec 31, 2025; pro-rata vesting and CIC acceleration if not assumed
Nov 6, 2024Sale2,000$113.927,888Filed Form 4 for sale of 2,000 shares

Governance Assessment

  • Committee leadership and independence: Owen chairs Nominating & Corporate Governance and sits on Audit—both committees are fully independent, enhancing board effectiveness in governance oversight and risk management .
  • Attendance and engagement: Documented ≥75% attendance and participation across Board/committee meetings in 2024 (Board=4; Audit=4; Compensation=3; Nominating=1), supporting engagement expectations .
  • Compensation alignment: Director pay structured as modest cash retainer plus annual time-based equity; no meeting fees; chair stipends are measured ($15k for Nom/Gov), aligning director incentives with long-term shareholder value without encouraging short-term risk-taking .
  • Ownership alignment: Director stock ownership guidelines (5x retainer) with retention requirements until compliant; beneficial ownership disclosed; no pledging exception for Owen; anti-hedging policy applies—positive alignment signals .
  • Signals from shareholder votes: Say-on-pay support was 97% in 2024, indicating broad investor confidence in FCFS compensation governance; Compensation Committee uses independent consultant Pay Governance, and committee members are independent .
  • Conflicts/related-party exposure: No related-party transactions disclosed involving Owen; the only disclosed related party transactions involved a retired director; Audit Committee reviews and pre-approves related party transactions per policy—a mitigating structure .
  • RED FLAGS: None specific to Owen identified. Company-level pledging exceptions (CEO/CFO) are noted but not applicable to Owen; director equity is time-based (no performance manipulation risk); insider sale in Nov 2024 was modest and disclosed on Form 4 .

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Best AI for Equity Research

Performance on expert-authored financial analysis tasks

Fintool-v490%
Claude Sonnet 4.555.3%
o348.3%
GPT 546.9%
Grok 440.3%
Qwen 3 Max32.7%