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James Bennett

Director at FLUSHING FINANCIAL
Board

About James D. Bennett

Independent director of Flushing Financial Corporation (FFIC); age 86 (as of Dec 31, 2024); director since 1998 and Class C nominee for re‑election to a term expiring at the 2028 annual meeting . CEO of Land Enterprises, Inc. (real estate investment/management); retired real estate attorney (Farrell Fritz counsel until Aug 2015; partner at Bennett, Rice & Schure until July 2001). Prior public-sector roles include Trustee of Long Island Power Authority, NYS Conservation Fund Advisory Council member, Town of Hempstead Supervisor/Councilman, and NYS Public Service Commission Commissioner .

Past Roles

OrganizationRoleTenureCommittees/Impact
Farrell, Fritz, P.C. (Uniondale, NY)Counsel (civil law and real estate)Retired Aug 2015Real estate legal expertise relevant to FFIC collateral/lending
Bennett, Rice & Schure, LLP (Rockville Centre, NY)Partner (realty law)Prior to July 2001Real estate/legal practitioner in FFIC markets

External Roles

OrganizationRoleTenureNotes
Land Enterprises, Inc.Chief Executive OfficerNot disclosedRealty investment and management firm
Long Island Power AuthorityTrusteePriorPublic infrastructure oversight
NYS Conservation Fund Advisory CouncilTrusteePriorPublic advisory role
Town of HempsteadSupervisor and CouncilmanPriorMunicipal governance
NYS Public Service CommissionCommissionerPriorState regulatory oversight

Board Governance

  • Independence: Determined independent under Nasdaq standards; 9 of 11 directors independent; non‑independent directors are CEO John R. Buran and Douglas C. Manditch (consulting fees) .
  • Committee memberships: Nominating & Governance Committee member; committee chaired by Louis C. Grassi .
  • Attendance: Board held 12 regular and 6 special meetings in 2024; no director attended less than 75% of Board/committee meetings except Alfred A. DelliBovi (Audit Committee); independent directors meet in executive session at least quarterly .
  • Skills matrix: Bennett flagged for leadership, corporate governance, local markets, banking, real estate, legal, strategic planning; 26 years tenure; independent .
  • Election standard: Majority voting in uncontested elections; failure to secure majority triggers resignation process .

Fixed Compensation

ComponentAmount/Policy2024 Bennett Actual
Annual cash retainer (Outside Directors; paid by Bank)$37,500 Included in cash fees
Chairman of Board fee$75,000 (Chair only; not applicable) $0
Committee chair retainersAudit $15,000; Compensation $10,000; Nominating $7,500 (not applicable) $0
Meeting feesBoard/Bank Board $1,500; Audit $1,300; other committees $1,000 Included in cash fees
Loan Committee property inspection feesPaid when applicable Not disclosed
Total cash fees paid (2024)$75,500

Performance Compensation

Equity ElementGrant detailVesting2024 Bennett Amount
Annual RSU grant (Outside Directors)Formula award normally 4,800 RSUs each Jan 30; on Jan 25, 2024 and Jan 28, 2025 the Compensation Committee approved 4,800 RSUs per outside director with one‑year cliff vest (continuation of practice since 2019) One‑year vest for 2024/2025 grants; accelerated vest on change‑of‑control, death, disability; dividends/dividend equivalents paid currently; settled in stock Stock awards grant‑date fair value: $82,992
Options/PSUsNone for directorsN/A$0

No performance metrics are attached to director equity grants; they are time‑based RSUs with standardized size and vesting .

Other Directorships & Interlocks

Company/OrganizationRoleCommittee RolesNotes
None disclosed (public companies)No public company directorships disclosed for Bennett in FFIC proxy

Expertise & Qualifications

  • Deep real estate legal experience in FFIC’s operating markets; valuable for collateral underwriting and branch retail footprint oversight .
  • Skills matrix: leadership, governance, local markets, banking, real estate, legal, strategic planning .

Equity Ownership

MetricValue
Total beneficial ownership (common + RSUs exercisable/vestable within 60 days upon Board termination or retirement)107,848 shares; includes 4,800 underlying unvested RSUs that vest upon termination of Board service
Ownership as % of outstanding shares0.32% (33,776,688 shares outstanding on Mar 3, 2025)
Vested vs. unvestedUnvested RSUs: 4,800; common shares constitute balance
Pledging/HedgingProhibited for directors under company policy
Director stock ownership guidelineMust hold at least 5,000 shares after five full years of board service; mandatory compliance
Guideline complianceExceeds guideline with 107,848 shares

Governance Assessment

  • Committee assignment and independence: Bennett is independent and serves on the Nominating & Governance Committee responsible for director slate, committee assignments, governance policies, and approving related‑party transactions—positioned to influence board refreshment and conflict oversight .
  • Engagement/attendance: Board meets monthly with additional specials; Bennett met minimum attendance thresholds; independent directors hold quarterly executive sessions—supports oversight quality .
  • Pay and alignment: 2024 cash fees of $75,500 and RSU grant fair value $82,992 with one‑year vest. RSUs, dividend equivalents, and ownership guideline (>5,000 shares) promote alignment; lack of performance conditions on director equity and one‑year vesting are less performance‑linked signals .
  • Ownership and policies: 0.32% stake; anti‑hedging/pledging policy reduces misalignment risk; Section 16(a) compliance confirmed for 2024—suggests robust reporting discipline .
  • Conflicts/related party exposure: Company prohibits mortgage lending to directors; no loans to immediate family members of directors in 2024; Nominating & Governance Committee reviews related‑party transactions. Bennett’s ongoing leadership of a real estate investment firm represents a potential industry adjacency, but no related‑party transactions disclosed in the proxy .

RED FLAGS

  • Time‑based RSUs with one‑year vesting for directors (since 2019) reduce performance linkage versus longer, multi‑year vesting and/or performance hurdles .
  • Legacy Director Retirement Plan remains for pre‑2004 outside directors; pays $48,000 annually for 120 months; Bennett is noted as having maximized annual retirement benefits under the plan, which represents guaranteed post‑service value and is uncommon in modern governance frameworks .

Appendix: Director Retirement & Indemnity

  • Director Retirement Plan: Unfunded, noncontributory defined benefit for outside directors who became outside directors before Jan 1, 2004; annual retirement benefit $48,000 paid monthly over 120 months; lump‑sum triggered on change‑of‑control; surviving spouse benefit available; Bennett has maximized annual retirement benefit under the plan based on years of service .
  • Deferred Compensation Program for Outside Directors: Adopted plan exists, but as of Dec 31, 2024 there were no participants .
  • Indemnity Agreements: Mandatory indemnification and expense advancement to fullest extent permitted by law for all directors .