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John McCabe

Director at FLUSHING FINANCIAL
Board

About John McCabe

Independent director of Flushing Financial Corporation (FFIC). Age 81 as of December 31, 2024; director since 2003 (21 years of tenure). Former Chief Equity Strategist at Shay Assets Management for over 20 years (retired December 2015); prior roles include Managing Director at Sterling Manhattan Corp. and 19 years at Bankers Trust in investment management and research. Recognized industry leader; past Director and twice President of the New York Society of Security Analysts and past Governor of the CFA Institute .

Past Roles

OrganizationRoleTenureCommittees/Impact
Shay Assets Management, Inc.Chief Equity Strategist; Co-manager, AMF Large Cap Equity FundOver 20 years; retired Dec 2015 Led equity strategy and fund management
Sterling Manhattan Corp.Managing DirectorNot disclosed Investment banking leadership
Bankers Trust CompanyDirector of Investment Research; Managing Director, Investment Management Group; Senior Investment Policy Committee member19 years Senior investment governance and research oversight

External Roles

OrganizationRoleStatus/Notes
New York Society of Security AnalystsDirector; served twice as PresidentPast role
CFA InstituteGovernorPast role

Board Governance

  • Committee memberships: Nominating and Governance Committee (member); committee met once in 2024 .
  • Independence: Board determined nine of eleven directors are independent; McCabe is listed as independent in the skills matrix .
  • Attendance: Board held 12 regular and 6 special meetings in 2024; no director attended less than 75% of Board and committee meetings (except Mr. DelliBovi’s Audit attendance); executive sessions of independent directors held at least quarterly .
  • Leadership and election standards: Separate Chair/CEO roles; majority voting standard for uncontested director elections with mandated resignation process if a nominee fails to receive a majority .
  • Related-party controls: Nominating & Governance Committee approves any director/officer related party transactions; no loans to directors or executive officers; none to immediate family of a director in 2024 .

Fixed Compensation

Metric (Director compensation)FY 2024
Fees Earned or Paid in Cash ($)$87,500
Stock Awards ($ grant-date fair value)$82,992
Total ($)$170,492
  • Cash structure (for Outside Directors): Annual retainer $37,500 (Bank); Board/Bank meeting fee $1,500; Audit Committee meeting $1,300; other committee meeting $1,000; Chair retainers: Audit $15,000, Compensation $10,000, Nominating & Governance $7,500 (McCabe is not a committee chair) .

Performance Compensation

Equity detail20242025
RSUs granted (units)4,800 (each Outside Director) 4,800 (each Outside Director)
Grant dateJan 25, 2024 Jan 28, 2025
VestingFull vest one year from grant (committee practice for 2024 and 2025) Full vest one year from grant
DividendsDividends or dividend equivalents paid currently; awards settled in stock at vest Same
Grant-date fair value (McCabe)$82,992 (reported for 2024) Not separately disclosed; committee targeted value $100,000 not to exceed 4,800 RSUs (practice)

Performance metrics: None for director equity; Outside Director awards are time-based RSUs (no performance criteria) .

Other Directorships & Interlocks

  • Current public company directorships: None disclosed beyond FFIC in the 2025 proxy .
  • Interlocks/conflicts: None disclosed; board prohibits director and officer hedging or pledging of company stock; related-party transactions require committee approval .

Expertise & Qualifications

  • Skills (from Board matrix): Leadership; Corporate Governance & Oversight; Banking; Capital Markets; Mergers & Acquisitions; Strategic Planning .

Equity Ownership

Ownership detailValue
Shares beneficially owned118,836
Ownership (% of outstanding)0.35% (outstanding shares 33,776,688)
Unvested RSUs (vest on termination of Board service)4,800
Director stock ownership guidelineMinimum 5,000 shares after 5 full years of service (mandatory)
Compliance statusExceeds guideline based on beneficial ownership
Hedging/pledgingProhibited for directors; insider trading policy in place

Governance Assessment

  • Positive signals:
    • Independent, capital markets veteran with deep investment and governance experience; active on Nominating & Governance (oversight of independence and conflicts) .
    • Strong alignment: substantial beneficial ownership (118,836 shares; 0.35%) well above director guideline; equity grants in stock; anti-hedging/pledging policy .
    • Board discipline: majority voting for directors; quarterly independent executive sessions; robust related-party controls; separate Chair/CEO roles .
    • Attendance: at least 75% in 2024; frequent board meetings (12 regular, 6 special) .
  • Watch items / RED FLAGS:
    • Legacy Outside Director Retirement Plan: McCabe is eligible and has maximized annual retirement benefit (plan pays $48,000 annually for 120 months upon qualifying events); legacy director pensions can be viewed as shareholder-unfriendly and may affect perceived independence .
    • Board refreshment: long tenure (21 years) raises succession/refresh considerations; investors queried board refreshment and classified board structure in outreach; company acknowledges ongoing discussions on refreshment .
  • Compensation mix: Director pay is predominantly cash plus time-based RSUs with one-year vest (no performance conditions), which limits pay-for-performance linkage for directors but aligns with common market practice for non-employee directors .

Insider Grants Summary (Director)

DateTypeUnitsVestingNotes
Jan 25, 2024RSU grant4,800Full vest one yearDividends paid currently; settled in stock; reported fair value $82,992 for McCabe
Jan 28, 2025RSU grant4,800Full vest one yearCommittee practice targets ~$100,000 value, capped at 4,800 RSUs