- Foresight Financial Group reported **net income of $1.60 million** for the third quarter of 2025, marking a **53% decrease** compared to the third quarter of 2024, with **diluted Earnings per Share of $0.44**.  **[786298_62a9eb1465614214b02f833f8cbfd0ef_0]** 
- The Q3 2025 results included **$1.65 million of non-recurring expenses**, primarily related to the charter consolidation project and operating systems conversions.  **[786298_62a9eb1465614214b02f833f8cbfd0ef_0]** 
- For the nine months ended September 30, 2025, net income decreased by **48% to $5.32 million**, attributed to a **$1.52 million increase in provision for loan losses**, a **$1.96 million impairment charge** on other equity investments, and **$3.53 million of non-recurring expenses**.  **[786298_62a9eb1465614214b02f833f8cbfd0ef_0]** 
- **Net interest income increased by 7% to $13.16 million** in Q3 2025 compared to Q3 2024, and the **net interest margin on a fully taxable equivalent basis increased to 3.41%**.  **[786298_62a9eb1465614214b02f833f8cbfd0ef_0]** 
- Total loans increased by **$6.88 million to $1.14 billion** as of September 30, 2025, while total deposits decreased by **$1.77 million to $1.38 billion** during the third quarter, with the deposit decrease primarily due to the non-renewal of approximately $40 million of time deposits expected to be renewed by the end of 2025.  **[786298_62a9eb1465614214b02f833f8cbfd0ef_1]**

FORESIGHT FINANCIAL GROUP (FGFH)