Earnings summaries and quarterly performance for FEDERAL HOME LOAN MORTGAGE.
Research analysts covering FEDERAL HOME LOAN MORTGAGE.
Recent press releases and 8-K filings for FMCC.
Freddie Mac Releases Primary Mortgage Market Survey Results
FMCC
- Freddie Mac's 30-year fixed-rate mortgage (FRM) averaged 6.16% as of January 8, 2026, a slight increase from 6.15% last week but lower than 6.93% a year ago.
- The 15-year FRM averaged 5.46% as of January 8, 2026, up from 5.44% last week.
- Purchase applications for residential homes have increased by over 20% from a year ago, indicating improving momentum in for-sale residential demand due to solid economic growth and lower rates.
7 days ago
Freddie Mac Multifamily Issues $68 Billion in 2025 Securities
FMCC
Debt Issuance
New Projects/Investments
Demand Weakening
- Freddie Mac Multifamily issued $68 billion of multifamily securities in 2025, transferring interest rate, liquidity, and credit risk away from U.S. taxpayers to private investors.
- In 2025, Freddie Mac Multifamily settled $32.6 billion in K-Deals® and a company record $28.1 billion in Multi PC® issuances, injecting liquidity into the multifamily housing market.
- Since its inception in 2009, Freddie Mac has settled $805 billion in total multifamily securities through its K-Deal, Multi PC, and other risk-transfer offerings.
- The company adapted to market demands in 2025, achieving record issuance of Multifamily Structured Credit Risk (MSCR) notes and Multifamily Credit Insurance Pool (MCIP) policies despite market headwinds.
7 days ago
Freddie Mac Reports 2025 Single-Family Credit Risk Transfer Issuance and 2026 Plans
FMCC
Debt Issuance
New Projects/Investments
Guidance Update
- Freddie Mac's Single-Family credit risk transfer (CRT) issuance reached nearly $5.1 billion in 2025, encompassing five STACR® and six ACIS® transactions.
- In 2025, the CRT programs provided credit protection on $163 billion of unpaid principal balance of single-family mortgages.
- As of September 30, 2025, approximately 62 percent of Freddie Mac's Single-Family mortgage portfolio was covered by credit enhancement.
- Since its inception, the Single-Family CRT program has transferred approximately $118 billion of credit risk on more than $3.6 trillion of single-family mortgages.
- For 2026, Freddie Mac plans to issue one to two STACR and ACIS transactions per quarter.
Dec 22, 2025, 6:15 PM
Onity Group Announces Third Quarter 2025 Results
FMCC
Earnings
Guidance Update
- Onity Group reported net income attributable to common stockholders of $18 million and diluted EPS of $2.03 for the third quarter of 2025. The company also achieved an adjusted pre-tax income of $31 million, resulting in an annualized adjusted ROE of 25%.
- The company's book value per share improved to $62 as of September 30, 2025, an increase of $2.71 year-over-year. Originations volume reached $12 billion, up 39% year-over-year, and average servicing UPB increased by $7 billion year-over-year to $312 billion.
- Onity Group expects to exceed its 2025 adjusted ROE guidance range of 16% - 18% and anticipates releasing a significant portion of its $180 million deferred tax asset valuation allowance by year-end 2025.
- Rithm Capital Corp. notified Onity Group that it does not intend to renew its subservicing agreements, effective January 31, 2026, which represented approximately $33 billion, or 10%, of PHH's total servicing UPB as of September 30, 2025. Onity Group does not expect this non-renewal to have a material financial impact on its business for the full year of 2026.
Nov 6, 2025, 11:45 AM
Freddie Mac Reports Continued Decline in Mortgage Rates
FMCC
- Freddie Mac's Primary Mortgage Market Survey (PMMS) released on October 30, 2025, indicated that mortgage rates have decreased for the fourth consecutive week.
- The 30-year fixed-rate mortgage (FRM) averaged 6.17% as of October 30, 2025, down from 6.19% the previous week and 6.72% a year ago.
- The 15-year FRM averaged 5.41%, decreasing from 5.44% last week and 5.99% a year prior.
- Freddie Mac's Chief Economist, Sam Khater, noted that these lower rates are encouraging homebuyers to increasingly enter the market.
Oct 30, 2025, 4:00 PM
Freddie Mac Announces Q3 2025 Financial Results
FMCC
Earnings
- Freddie Mac reported net revenues of $5.7 billion and net income of $2.8 billion for the third quarter of 2025. This represents a 2% decrease in net revenues and an 11% decrease in net income compared to the third quarter of 2024.
- The company's total mortgage portfolio increased 2% year-over-year to $3.6 trillion as of September 30, 2025, driven by growth in both Single-Family and Multifamily portfolios.
- As of September 30, 2025, Freddie Mac's net worth was $67.6 billion, with a remaining Treasury funding commitment of $140.2 billion.
- The 30-year mortgage rate, based on the Primary Mortgage Market Survey (PMMS), was 6.30% as of September 30, 2025.
Oct 30, 2025, 1:00 PM
Freddie Mac Reports Q3 2025 Financial Results
FMCC
Earnings
New Projects/Investments
- Freddie Mac reported a net income of $2.8 billion for the third quarter of 2025, marking an 11% decrease year-over-year.
- Net revenues for the third quarter of 2025 totaled $5.7 billion, a 2% decrease year-over-year.
- The company's total mortgage portfolio increased 2% year-over-year to $3.6 trillion as of September 30, 2025.
- Freddie Mac financed 483,000 households in Q3 2025, including 288,000 mortgages and 195,000 rental units.
- As of September 30, 2025, Freddie Mac's net worth was $67.6 billion.
Oct 30, 2025, 12:00 PM
Freddie Mac Announces Tender Offer for STACR Notes
FMCC
- Freddie Mac (FMCC) commenced a fixed-price cash tender offer for certain STACR® (Structured Agency Credit Risk) Notes on October 9, 2025.
- The offer is set to expire at 5 p.m. New York City time on Thursday, October 16, 2025, unless extended, with the Settlement Date expected on Monday, October 20, 2025.
- The tender offer includes various STACR Notes, such as STACR 2019-DNA2 B-2 with an original principal amount of $73,000,000 and a tender offer consideration of $1,180.00 per $1,000 original principal amount, and STACR 2021-HQA4 M-1 with an original principal amount of $445,000,000 and a tender offer consideration of $1,003.43 per $1,000 original principal amount.
- Wells Fargo Securities, LLC and Cantor Fitzgerald & Co. are acting as lead dealer managers for the offer.
Oct 9, 2025, 1:22 PM
Freddie Mac Releases Primary Mortgage Market Survey Results
FMCC
- On August 14, 2025, Freddie Mac released its Primary Mortgage Market Survey® (PMMS®) results, indicating a decline in mortgage rates.
- The 30-year fixed-rate mortgage (FRM) averaged 6.58%, a decrease from 6.63% last week.
- The 15-year FRM also saw a decline, averaging 5.71% compared to 5.75% last week.
- Freddie Mac's Chief Economist, Sam Khater, noted that these rates are the lowest since October, contributing to improved purchase application activity.
Aug 14, 2025, 4:00 PM
Freddie Mac Reports Increase in Mortgage Rates
FMCC
- The 30-year fixed-rate mortgage (FRM) averaged 6.72% as of July 10, 2025, an increase from 6.67% last week. A year ago, the 30-year FRM averaged 6.89%.
- The 15-year FRM averaged 5.86%, up from 5.80% last week. A year ago, the 15-year FRM averaged 6.17%.
- Mortgage rates moved slightly higher following a stronger than expected jobs report, after declining for five consecutive weeks.
- Despite ongoing affordability challenges, home purchase and refinance applications have increased by 25% and 56%, respectively, compared to the same time last year, responding to the overall downward trajectory in rates.
Jul 10, 2025, 4:02 PM
Quarterly earnings call transcripts for FEDERAL HOME LOAN MORTGAGE.
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