- Commerce Bancshares, Inc. reported **earnings per share of $1.06** and **net income of $141.5 million** for the three months ended September 30, 2025.  **[1586628_43d250f46d734e7fadf635c9241bf9fe_0]** 
- For the third quarter of 2025, the company achieved a **return on average assets of 1.78%** and a **return on average equity of 15.26%**.  **[1586628_43d250f46d734e7fadf635c9241bf9fe_1]** 
- **Net interest income was $279.5 million**, and **non-interest income totaled $161.5 million**, comprising **36.6% of total revenue** for the quarter.  **[1586628_43d250f46d734e7fadf635c9241bf9fe_0]** 
- Credit quality remained strong, with non-accrual loans at **0.09% of total loans** and the allowance for credit losses on loans at **$175.7 million**, or **0.99% of total loans**, as of September 30, 2025.  **[1586628_43d250f46d734e7fadf635c9241bf9fe_0]** **[1586628_43d250f46d734e7fadf635c9241bf9fe_1]** **[1586628_43d250f46d734e7fadf635c9241bf9fe_16]** 
- The acquisition of FineMark Holdings, Inc. is anticipated to close on **January 1, 2026**, following all regulatory approvals.  **[1586628_43d250f46d734e7fadf635c9241bf9fe_0]** **[1586628_43d250f46d734e7fadf635c9241bf9fe_16]**

Commerce Bancshares, Inc. Reports Third Quarter 2025 Earnings

- FineMark Holdings' shareholders have **approved the definitive merger agreement** for its acquisition by Commerce Bancshares.  **[1586628_66b8a6479df546e08b49cf71348295bc_0]** 
- The merger proposal passed with **99.95% of votes cast in favor**.  **[1586628_66b8a6479df546e08b49cf71348295bc_0]** 
- This **all-stock transaction is valued at approximately $585 million** and has received all necessary regulatory approvals.  **[1586628_66b8a6479df546e08b49cf71348295bc_0]** 
- The acquisition is on track to **close on January 1, 2026**.  **[1586628_66b8a6479df546e08b49cf71348295bc_0]**

FineMark Holdings (FNBT)