Earnings summaries and quarterly performance for First Bancorp, Inc /ME/.
Executive leadership at First Bancorp, Inc /ME/.
Tony C. McKim
Detailed
President and Chief Executive Officer
CEO
CJ
Christopher J. Austin
Detailed
Executive Vice President and Chief Legal Counsel
JL
Jody L. Brown
Detailed
Executive Vice President and Chief Risk Officer
JW
Jonathan W. Nicholson
Detailed
Executive Vice President and Chief Lending Officer
ML
Marcia L. Benner
Detailed
Executive Vice President and Chief Administrative Officer
PC
Peter C. Nicholson
Detailed
Executive Vice President and Chief Fiduciary Officer
RM
Richard M. Elder
Detailed
Executive Vice President and Chief Financial Officer
SJ
Sarah J. Tolman
Detailed
Executive Vice President and Chief Banking Officer
TL
Tammy L. Plummer
Detailed
Executive Vice President and Chief Information Officer
Board of directors at First Bancorp, Inc /ME/.
Research analysts who have asked questions during First Bancorp, Inc /ME/ earnings calls.
Recent press releases and 8-K filings for FNLC.
The First Bancorp Reports Strong Fourth Quarter and Full-Year 2025 Results
FNLC
Earnings
Dividends
Revenue Acceleration/Inflection
- The First Bancorp reported net income of $10.2 million and diluted earnings per share of $0.91 for the fourth quarter of 2025, marking increases of 39.7% and 38.9% respectively, over the fourth quarter of 2024.
- For the full year 2025, net income reached $34.4 million and diluted earnings per common share were $3.07, reflecting growth of 27.2% and 26.4% from 2024.
- Performance was driven by Net Interest Margin expansion of 13 basis points from Q3 2025, a 5.2% increase in Net Interest Income from Q3 2025, and an improved Efficiency Ratio of 49.33% for Q4 2025.
- The company's tangible book value per share increased to $22.49 as of December 31, 2025, and a quarterly dividend of $0.37 per share was declared.
Jan 21, 2026, 9:15 PM
First Bancorp Reports Fourth Quarter and 2025 Annual Results
FNLC
Earnings
Dividends
- The First Bancorp reported net income of $10.2 million for the fourth quarter of 2025, a 39.7% increase from the fourth quarter of 2024, with diluted earnings per share of $0.91. For the full year 2025, net income was $34.4 million, up 27.2% from 2024, and diluted earnings per share were $3.07.
- The company's Net Interest Margin expanded to 2.83% in the fourth quarter of 2025, an improvement of 13 basis points from the third quarter of 2025 and 41 basis points from the fourth quarter of 2024.
- The Efficiency Ratio improved to 49.33% for the fourth quarter of 2025, compared to 53.39% in the prior year period.
- Tangible book value increased to $22.49 per share as of December 31, 2025, representing a 13.2% increase from December 31, 2024.
- A fourth quarter dividend of $0.37 per share was declared, representing a payout of 40.39% of earnings per share for the period.
Jan 21, 2026, 9:15 PM
First Commerce Bancorp, Inc. Completes $40.0 Million Subordinated Note Offering
FNLC
Debt Issuance
New Projects/Investments
- First Commerce Bancorp, Inc. (FNLC) has completed a private placement of a $40.0 million subordinated note.
- The note is a 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035, with an initial fixed annual interest rate of 7.75% until December 30, 2030, after which it will reset quarterly to the three-month SOFR rate plus 432 basis points.
- The company intends for the note to qualify as Tier 2 capital for regulatory purposes, with net proceeds allocated to general corporate purposes to support growth and optimize its balance sheet.
Dec 31, 2025, 2:15 PM
First Bancorp Declares Fourth Quarter 2025 Dividend
FNLC
Dividends
- The First Bancorp declared a quarterly cash dividend of 37 cents per share for the fourth quarter of 2025.
- This dividend is payable on January 16, 2026, to shareholders of record as of January 6, 2026.
- Based on a closing price of $28.29 per share on December 17, 2025, the annualized dividend of $1.48 per share represents a 5.23% yield.
Dec 18, 2025, 9:15 PM
First Commerce Bancorp, Inc. Reports Strong Q3 and Year-to-Date 2025 Financial Results
FNLC
Earnings
Share Buyback
Revenue Acceleration/Inflection
- First Commerce Bancorp, Inc. reported net income of $2.1 million for the three months ending September 30, 2025, an 84.4% increase from $1.1 million in the prior year period, and $5.1 million for the nine months ending September 30, 2025, up 50.6% from $3.4 million in the same period of 2024. Basic earnings per common share were $0.10 for Q3 2025 and $0.25 for the nine months, compared to $0.05 and $0.15, respectively, in 2024.
- The company experienced significant balance sheet growth, with total assets increasing 10.2% to $1.71 billion and total loans growing 12.7% to $1.40 billion at September 30, 2025, compared to December 31, 2024. Total deposits also increased 9.2% to $1.28 billion over the same period.
- Key performance metrics improved, with the annualized return on average total assets rising to 0.48% at September 30, 2025, from 0.31% a year prior, and the annualized return on average shareholders’ equity increasing to 4.79% from 2.56%. The net interest margin expanded to 2.61% at September 30, 2025, up from 2.35% at September 30, 2024.
- President & CEO Donald Mindiak attributed the increases in net income to leveraging excess capital through judicious loan underwriting and investing in higher-yielding investment securities, while maintaining sufficient liquidity. He also noted a $0.24/share increase in book value to $8.63/share at September 30, 2025, compared to December 31, 2024, coupled with an ongoing stock repurchase plan.
Oct 29, 2025, 8:14 PM
First Bancorp Announces Strong Third Quarter 2025 Results
FNLC
Earnings
Dividends
Revenue Acceleration/Inflection
- Net income for Q3 2025 was $9.1 million, representing a 20.0% increase from Q3 2024 and a 12.6% increase from Q2 2025, with fully diluted earnings per share of $0.81.
- The Net Interest Margin expanded to 2.70% in Q3 2025, an increase of 38 basis points from Q3 2024 and 18 basis points from Q2 2025.
- Non-Maturity Deposits grew by $139.5 million in Q3 2025, which allowed for a reduction in higher-cost wholesale time deposits and borrowings.
- Tangible Book Value per share increased to $21.74 as of September 30, 2025, up 7.3% from Q3 2024, and the company declared a quarterly dividend of $0.37 per share.
- The non-performing assets to total assets ratio was 0.30% as of September 30, 2025, compared to 0.19% as of June 30, 2025, and 0.08% as of September 30, 2024.
Oct 22, 2025, 8:15 PM
Quarterly earnings call transcripts for First Bancorp, Inc /ME/.
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