Earnings summaries and quarterly performance for GLACIER BANCORP.
Executive leadership at GLACIER BANCORP.
Board of directors at GLACIER BANCORP.
AG
Annie Goodwin
Detailed
Director
BN
Beth Noymer Levine
Detailed
Director
CL
Craig Langel
Detailed
Chair of the Board
DB
David Boyles
Detailed
Director
DM
Douglas McBride
Detailed
Director
JE
Jesus Espinoza
Detailed
Director
KH
Kristen Heck
Detailed
Director
MH
Michael Hormaechea
Detailed
Director
RC
Robert Cashell Jr
Detailed
Director
Research analysts who have asked questions during GLACIER BANCORP earnings calls.
Jeff Rulis
D.A. Davidson & Co.
8 questions for GBCI
Also covers: ALRS, BANR, BMRC +17 more
KM
Kelly Motta
Keefe, Bruyette & Woods
8 questions for GBCI
Also covers: AX, BANR, BOH +20 more
MC
Matthew Clark
Piper Sandler
8 questions for GBCI
Also covers: AVBH, BANC, BANR +24 more
Andrew Terrell
Stephens Inc.
7 questions for GBCI
Also covers: AVBH, BANC, BANR +18 more
David Feaster
Raymond James
7 questions for GBCI
Also covers: ABCB, ALRS, AX +20 more
TC
Timothy Coffey
Janney Montgomery Scott LLC
2 questions for GBCI
Also covers: AVBH, BANC, BANR +11 more
DP
David Pfister
Raymond James & Associates Inc.
1 question for GBCI
Also covers: ABCB
Recent press releases and 8-K filings for GBCI.
Glacier Bancorp (GBCI) Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Outlook
GBCI
Earnings
Guidance Update
M&A
- Glacier Bancorp (GBCI) reported Q4 2025 net income of $63.8 million and diluted EPS of $0.49 per share. For the full year 2025, net income was $239 million, an increase of 26%, and diluted EPS was $1.99 per share, up 18%.
- The company's total assets reached a record $32 billion by the end of 2025, with the loan portfolio growing 21% to $21 billion and total deposits increasing 20% to $24.6 billion during the year.
- Net interest margin for Q4 2025 was 3.58%, an increase of 19 basis points from the prior quarter, and management expects to reach 4% later in 2026, with continued expansion into 2027.
- Glacier Bancorp completed its largest acquisition year in history in 2025, acquiring over $4.7 billion through the Bank of Idaho and Guaranty Bank & Trust deals, which expanded its footprint into Idaho and Texas.
- The company provided FY 2026 core operating expense guidance of $750 million to $766 million and anticipates its efficiency ratio to drop to the mid-50s (54%-55%) during the year.
Jan 23, 2026, 4:00 PM
Glacier Bancorp Reports Record 2025 Results and Provides Strong 2026 Outlook
GBCI
Earnings
M&A
Guidance Update
- Glacier Bancorp reported a record year in 2025, with total assets exceeding $32 billion, net income of $239 million (up 26% from the prior year), and diluted EPS of $1.99 (up 18%).
- This performance was significantly driven by the largest acquisition year in company history, with over $4.7 billion acquired through the strategic acquisitions of Bank of Idaho and Guaranty Bank & Trust, expanding its footprint into Idaho and Texas.
- For Q4 2025, net interest income was $266 million, and the net interest margin on a tax-equivalent basis reached 3.58%, an increase of 19 basis points from the prior quarter.
- The company projects continued momentum into 2026, with expectations to achieve a 4% net interest margin and a mid-50s efficiency ratio by the second half of the year. Core operating expenses for Q1 2026 are guided between $189 million and $193 million, with the full-year 2026 core operating expense expected to be between $750 million and $766 million.
Jan 23, 2026, 4:00 PM
Glacier Bancorp Reports Record 2025 Acquisitions and Strong Q4 Results, Provides Positive 2026 Outlook
GBCI
Earnings
M&A
Guidance Update
- Glacier Bancorp reported a transformative 2025, marking its largest acquisition year with over $4.7 billion acquired, contributing to record total assets of $32 billion by year-end.
- For Q4 2025, the company delivered net income of $63.8 million and diluted EPS of $0.49 per share, with a net interest margin of 3.58%.
- Full-year 2025 saw net income increase 26% to $239 million and diluted EPS increase 18% to $1.99 per share.
- Management expects the net interest margin to reach 4% by the second half of 2026 and projects the efficiency ratio to be in the mid-50s (54%-55%) for the year.
- The company plans to complete the payoff of $440 million in FHLB advances by mid-March 2026, supported by approximately $425 million in quarterly securities cash flow.
Jan 23, 2026, 4:00 PM
Glacier Bancorp, Inc. Announces Q4 and Full Year 2025 Results and Acquisition Details
GBCI
Earnings
M&A
Dividends
- Glacier Bancorp, Inc. reported net income of $63.8 million and diluted earnings per share of $0.49 for Q4 2025, a decrease from the prior quarter, but full-year 2025 net income increased 26% to $239 million and diluted EPS rose 18% to $1.99 compared to the prior year.
- Net interest income for Q4 2025 increased 18% to $266 million, and the net interest margin (tax-equivalent) improved to 3.58%, up 19 basis points from the prior quarter.
- The company completed two significant acquisitions in 2025: Guaranty Bancshares, Inc. on October 1, 2025, adding $3.357 billion in total assets and expanding into Texas, and Bank of Idaho Holding Co. on April 30, 2025, adding $1.364 billion in total assets.
- Total assets surpassed $30 billion during the quarter, ending 2025 at $31.978 billion, with the loan portfolio increasing 11% to $20.928 billion and total deposits growing 12% to $24.591 billion from the prior quarter.
Jan 22, 2026, 9:46 PM
Glacier Bancorp, Inc. Reports Strong Q3 2025 Results and Details Recent Acquisitions
GBCI
Earnings
M&A
New Projects/Investments
- Glacier Bancorp, Inc. reported diluted earnings per share of $0.57 for Q3 2025, marking a 27% increase over Q3 2024. For the first nine months of 2025, net interest income rose 21.50% to $833 million, and the net interest margin expanded by 51 basis points to 3.21%.
- The company completed the acquisition of Bank of Idaho Holding Co. on April 30, 2025, and Guaranty Bancshares, Inc. on October 1, 2025. These transactions contributed to total assets reaching $29.0 billion at September 30, 2025, with pro forma total assets of $32.1 billion including Guaranty Bancshares.
- As of September 30, 2025, Glacier Bancorp, Inc. held $21.87 billion in deposits and $18.79 billion in gross loans. The company also maintained $14.9 billion in liquidity.
Oct 29, 2025, 9:20 PM
Glacier Bancorp Reports Strong Q3 2025 Earnings and Margin Expansion, Completes Key Acquisitions
GBCI
Earnings
M&A
Guidance Update
- Glacier Bancorp (GBCI) reported net income of $67.9 million and diluted EPS of $0.57 for Q3 2025, marking a 29% increase from the prior quarter and a 33% increase compared to the same quarter last year.
- The company achieved its seventh consecutive quarter of margin expansion, with the tax-adjusted net interest margin reaching 3.39%, an increase of 18 basis points from the prior quarter and 56 basis points year-over-year. Management anticipates an additional 18 to 20 basis points of margin growth in Q4 2025.
- GBCI completed the core conversion of Bank of Idaho and successfully closed the acquisition of Guaranty Bank and Trust, adding $3.1 billion in assets and expanding its presence into Texas. The core conversion for Guaranty is planned for Q1 2026.
- Loan and deposit portfolios demonstrated growth, with loans increasing $258 million to $18.8 billion (6% annualized) and deposits reaching $22 billion (4% annualized).
- Credit quality remains strong, with non-performing assets at a low 0.19% of total assets and net charge-offs at 3 basis points of loans for the quarter.
Oct 17, 2025, 3:00 PM
GBCI Reports Strong Q3 2025 Earnings with Continued Margin Expansion and Acquisition Closures
GBCI
Earnings
Guidance Update
M&A
- Glacier Bancorp reported net income of $67,900,000 or $0.57 per diluted share for Q3 2025, representing a 29% increase from the prior quarter and 33% from the same quarter last year.
- The company achieved its seventh consecutive quarter of net interest margin expansion, with the tax-adjusted net interest margin reaching 3.39%, an 18 basis point increase from the prior quarter.
- The loan portfolio grew by $258,000,000 to $18,800,000,000 (6% annualized), and deposits reached $22,000,000,000 (4% annualized).
- GBCI completed the core conversion of Bank of Idaho and successfully closed the acquisition of Guaranteed Bank and Trust, adding $3,100,000,000 in assets.
- For Q4 2025, the company anticipates net interest margin to grow an additional 18 to 20 basis points and projects non-interest expense to be in the range of $185,000,000 to $189,000,000.
Oct 17, 2025, 3:00 PM
Glacier Bancorp, Inc. Announces Strong Q3 2025 Results and Strategic Acquisitions
GBCI
Earnings
M&A
Dividends
- Glacier Bancorp, Inc. reported net income of $67.9 million for Q3 2025, a 29% increase from the prior quarter, and diluted earnings per share of $0.57, up 27%.
- The company's loan portfolio grew to $18.791 billion and total deposits reached $21.871 billion as of September 30, 2025, reflecting annualized increases of 6% and 4% respectively from the prior quarter.
- Net interest income for Q3 2025 was $225 million, an increase of 9% from the prior quarter, with the net interest margin improving to 3.39 percent.
- The company completed the core system conversion of Bank of Idaho Holding Co. in Q3 2025 and finalized the acquisition of Guaranty Bancshares, Inc. on October 1, 2025, which had $3.111 billion in total assets as of September 30, 2025, marking its first entrance into Texas.
Oct 16, 2025, 8:11 PM
Glacier Bancorp, Inc. Reports Q2 2025 Financial Results and Acquisition Updates
GBCI
Earnings
M&A
Revenue Acceleration/Inflection
- Glacier Bancorp, Inc. reported diluted earnings per share of $0.45 for the second quarter of 2025, representing a 15% increase over the second quarter of 2024.
- The company's net interest income for the first half of 2025 was $802 million (annualized), an increase of 19.74% compared to the first half of 2024, with the net interest margin improving by 48 basis points to 3.12% for the same period.
- Glacier Bancorp, Inc. completed the acquisition of Bank of Idaho Holding Co. on April 30, 2025, which added $1.4 billion in assets, and anticipates closing the acquisition of Guaranty Bancshares in the fourth quarter of 2025.
- As of June 30, 2025, Glacier Bancorp, Inc. reported total assets of $29.01 billion, gross loans of $18.53 billion, and deposits of $21.63 billion.
Aug 15, 2025, 12:00 AM
Glacier Bancorp Reports Q2 2025 Earnings, Announces Acquisitions, and Provides Outlook
GBCI
Earnings
M&A
Guidance Update
- Glacier Bancorp reported net income of $52.8 million or $0.45 per diluted share for Q2 2025, reflecting an 18% increase in net income and a 15% increase in earnings per share compared to the same quarter last year.
- The company successfully completed the acquisition of Bank of Idaho, adding $1.4 billion in assets, and announced a definitive agreement to acquire Guaranty Bancshares, a $3.1 billion bank.
- The loan portfolio grew 8% from the prior quarter to $18.5 billion, and deposits increased 5% quarter over quarter to $21.6 billion.
- Net interest income was $208 million, up 9% from the prior quarter, and the net interest margin expanded to 3.21%, marking its sixth consecutive quarter of margin expansion. The company expects continued margin growth of 15 to 17 basis points per quarter for Q3 and Q4 2025.
- Non-interest expense was $155 million, and the efficiency ratio improved to 62.08%. Core non-interest expense guidance for Q3 2025 is $159 million to $161 million, and for Q4 2025, $161 million to $163 million, with the Guaranty acquisition potentially adding $14 million to the Q4 guide.
Jul 25, 2025, 9:35 PM
Quarterly earnings call transcripts for GLACIER BANCORP.
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