Earnings summaries and quarterly performance for GLACIER BANCORP.
Executive leadership at GLACIER BANCORP.
Board of directors at GLACIER BANCORP.
Annie Goodwin
Director
Beth Noymer Levine
Director
Craig Langel
Chair of the Board
David Boyles
Director
Douglas McBride
Director
Jesus Espinoza
Director
Kristen Heck
Director
Michael Hormaechea
Director
Robert Cashell Jr
Director
Research analysts who have asked questions during GLACIER BANCORP earnings calls.
Jeff Rulis
D.A. Davidson & Co.
6 questions for GBCI
Kelly Motta
Keefe, Bruyette & Woods
6 questions for GBCI
Matthew Clark
Piper Sandler
6 questions for GBCI
Andrew Terrell
Stephens Inc.
5 questions for GBCI
David Feaster
Raymond James
5 questions for GBCI
Timothy Coffey
Janney Montgomery Scott LLC
2 questions for GBCI
David Pfister
Raymond James & Associates Inc.
1 question for GBCI
Recent press releases and 8-K filings for GBCI.
- Glacier Bancorp, Inc. reported diluted earnings per share of $0.57 for Q3 2025, marking a 27% increase over Q3 2024. For the first nine months of 2025, net interest income rose 21.50% to $833 million, and the net interest margin expanded by 51 basis points to 3.21%.
- The company completed the acquisition of Bank of Idaho Holding Co. on April 30, 2025, and Guaranty Bancshares, Inc. on October 1, 2025. These transactions contributed to total assets reaching $29.0 billion at September 30, 2025, with pro forma total assets of $32.1 billion including Guaranty Bancshares.
- As of September 30, 2025, Glacier Bancorp, Inc. held $21.87 billion in deposits and $18.79 billion in gross loans. The company also maintained $14.9 billion in liquidity.
- Glacier Bancorp (GBCI) reported net income of $67.9 million and diluted EPS of $0.57 for Q3 2025, marking a 29% increase from the prior quarter and a 33% increase compared to the same quarter last year.
- The company achieved its seventh consecutive quarter of margin expansion, with the tax-adjusted net interest margin reaching 3.39%, an increase of 18 basis points from the prior quarter and 56 basis points year-over-year. Management anticipates an additional 18 to 20 basis points of margin growth in Q4 2025.
- GBCI completed the core conversion of Bank of Idaho and successfully closed the acquisition of Guaranty Bank and Trust, adding $3.1 billion in assets and expanding its presence into Texas. The core conversion for Guaranty is planned for Q1 2026.
- Loan and deposit portfolios demonstrated growth, with loans increasing $258 million to $18.8 billion (6% annualized) and deposits reaching $22 billion (4% annualized).
- Credit quality remains strong, with non-performing assets at a low 0.19% of total assets and net charge-offs at 3 basis points of loans for the quarter.
- Glacier Bancorp reported net income of $67,900,000 or $0.57 per diluted share for Q3 2025, representing a 29% increase from the prior quarter and 33% from the same quarter last year.
- The company achieved its seventh consecutive quarter of net interest margin expansion, with the tax-adjusted net interest margin reaching 3.39%, an 18 basis point increase from the prior quarter.
- The loan portfolio grew by $258,000,000 to $18,800,000,000 (6% annualized), and deposits reached $22,000,000,000 (4% annualized).
- GBCI completed the core conversion of Bank of Idaho and successfully closed the acquisition of Guaranteed Bank and Trust, adding $3,100,000,000 in assets.
- For Q4 2025, the company anticipates net interest margin to grow an additional 18 to 20 basis points and projects non-interest expense to be in the range of $185,000,000 to $189,000,000.
- Glacier Bancorp, Inc. reported net income of $67.9 million for Q3 2025, a 29% increase from the prior quarter, and diluted earnings per share of $0.57, up 27%.
- The company's loan portfolio grew to $18.791 billion and total deposits reached $21.871 billion as of September 30, 2025, reflecting annualized increases of 6% and 4% respectively from the prior quarter.
- Net interest income for Q3 2025 was $225 million, an increase of 9% from the prior quarter, with the net interest margin improving to 3.39 percent.
- The company completed the core system conversion of Bank of Idaho Holding Co. in Q3 2025 and finalized the acquisition of Guaranty Bancshares, Inc. on October 1, 2025, which had $3.111 billion in total assets as of September 30, 2025, marking its first entrance into Texas.
- Glacier Bancorp, Inc. reported diluted earnings per share of $0.45 for the second quarter of 2025, representing a 15% increase over the second quarter of 2024.
- The company's net interest income for the first half of 2025 was $802 million (annualized), an increase of 19.74% compared to the first half of 2024, with the net interest margin improving by 48 basis points to 3.12% for the same period.
- Glacier Bancorp, Inc. completed the acquisition of Bank of Idaho Holding Co. on April 30, 2025, which added $1.4 billion in assets, and anticipates closing the acquisition of Guaranty Bancshares in the fourth quarter of 2025.
- As of June 30, 2025, Glacier Bancorp, Inc. reported total assets of $29.01 billion, gross loans of $18.53 billion, and deposits of $21.63 billion.
- Glacier Bancorp reported net income of $52.8 million or $0.45 per diluted share for Q2 2025, reflecting an 18% increase in net income and a 15% increase in earnings per share compared to the same quarter last year.
- The company successfully completed the acquisition of Bank of Idaho, adding $1.4 billion in assets, and announced a definitive agreement to acquire Guaranty Bancshares, a $3.1 billion bank.
- The loan portfolio grew 8% from the prior quarter to $18.5 billion, and deposits increased 5% quarter over quarter to $21.6 billion.
- Net interest income was $208 million, up 9% from the prior quarter, and the net interest margin expanded to 3.21%, marking its sixth consecutive quarter of margin expansion. The company expects continued margin growth of 15 to 17 basis points per quarter for Q3 and Q4 2025.
- Non-interest expense was $155 million, and the efficiency ratio improved to 62.08%. Core non-interest expense guidance for Q3 2025 is $159 million to $161 million, and for Q4 2025, $161 million to $163 million, with the Guaranty acquisition potentially adding $14 million to the Q4 guide.
- For Q2 2025, Glacier Bancorp, Inc. reported diluted earnings per share of $0.45 and net income of $52.8 million.
- Net interest income for the current quarter was $208 million, with a tax-equivalent net interest margin of 3.21 percent.
- The loan portfolio increased to $18.533 billion at June 30, 2025, an 8 percent increase during the quarter, and total deposits reached $21.629 billion, up 5 percent from the prior quarter.
- The company completed the acquisition of Bank of Idaho Holding Co. on April 30, 2025, and signed a definitive agreement to acquire Guaranty Bancshares, Inc., which is expected to close in Q4 2025.
- A quarterly dividend of $0.33 per share was declared.
- Glacier Bancorp delivered its investor presentation on May 5, 2025, outlining key Q1 2025 financial metrics such as total assets of $27.9 billion and strengthening core deposit trends.
- The presentation detailed the strategic acquisition of Bank of Idaho Holding Co., including a 1.100x share exchange for each BOID share and a total transaction value of approximately $245.4 million.
- Emphasis was placed on enhanced operational performance with improvements in EPS, net interest income, and liquidity, demonstrating the resilience of the community banking model.
- Strong Q1 performance: Reported diluted EPS of $0.48 and net income of $54.6 million, showing a notable year-over-year increase and margin expansion with a net interest margin rising to 3.04%.
- Strategic acquisitions: Progress on the proposed Bank of Idaho acquisition is highlighted, expected to contribute approximately 4 basis points of margin lift and a conversion targeted for early September.
- Guidance adjustments: Updated noninterest expense and margin trajectory guidance were provided, with Q2 to Q4 core expense estimates and expectations of steady loan growth amid cautious spending due to economic uncertainties.
- Glacier Bancorp received final regulatory approval for its acquisition of Bank of Idaho Holding Co. and its bank subsidiary, with conditions including an upcoming special meeting of BOID shareholders on April 21, 2025.
- The transaction is scheduled to complete on April 30, 2025, pending satisfaction of remaining closing conditions.
Quarterly earnings call transcripts for GLACIER BANCORP.
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