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Karen Katz

Director at HUM
Board

About Karen Katz

Karen W. Katz is an independent director of Humana, age 68, serving since 2019. She holds an M.B.A. and is the former President & CEO of Neiman Marcus Group; she also served as interim CEO of Intermix in 2022. Her board profile emphasizes public company CEO experience, financial oversight, marketing/consumer insights, risk assessment, and corporate governance expertise .

Past Roles

OrganizationRoleTenureCommittees/Impact
Neiman Marcus Group LTD LLCPresident & CEO2010–Feb 2018Led omni-channel luxury retail; digital transformation focus
Intermix, LLCInterim CEOJun 2022–Dec 2022Transition leadership for specialty retail
Neiman Marcus GroupExecutive VP—Stores; Office of the ChairmanNot disclosedSenior leadership roles across merchant, stores, eCommerce
Neiman Marcus Online; Neiman Marcus StoresPresident; President & CEONot disclosedGrew eCommerce and stores; customer experience

External Roles

CompanyRoleTenureNotes
Under Armour, Inc.DirectorNot disclosedCurrent public board
The RealReal, Inc.ChairpersonNot disclosedCurrent public board

Board Governance

  • Committee assignments: Chair, Nominating, Governance & Sustainability Committee; Member, Organization & Compensation Committee .
  • Independence: Board determined Katz is independent; overall Board 91% independent with an independent Chair .
  • Attendance and engagement: All director nominees met NYSE 75% attendance requirement and attended the April 18, 2024 annual meeting; Board held 27 committee/board meetings (25 in-person/teleconference, 1 annual stockholder); Katz participated in 2024 fall investor outreach as NG&S Chair .
  • Board evaluation: NG&S leads rigorous annual board and committee evaluations, including independent consultant interviews in 2024 .

Fixed Compensation

Component (2024)AmountDetails
Annual cash retainer$125,000Standard non-employee director retainer
Committee chair fee (NG&S Chair)$20,000NG&S Committee chair stipend
Fees earned or paid in cash (actual)$145,000Katz 2024 cash compensation
All Other Compensation (total)$43,410Matching charitable gift $39,620; occupational tax $40; life insurance $2,286; other $1,464
Benefits/perqs policyDirectors may elect medical/dental benefits at associate rates; post–change-in-control eligibility for two years

Performance Compensation

Equity/Performance ComponentTermsGrant/ValueVesting/Structure
Annual RSU grant (2024)430 RSUsGrant-date FMV $464.85; ~$200,000 valueVests end of service year (Dec 31, 2024); time-based
Annual RSU grant (2025)783 RSUs~$200,000 using $255.54 grant-date FMVExpected to vest Dec 31, 2025; time-based
Options$0No option awards to non-employee directors
Non-equity incentive$0Directors do not receive annual bonuses
DeferralsKatz deferred stock compensation; also elected to defer a portion/all of cash compensation under the Director Deferred Compensation Plan

Performance metrics: Director equity is time-based RSUs; no TSR/financial metrics, no PSUs or options disclosed for directors .

Other Directorships & Interlocks

RelationshipNatureMateriality/Independence
Financing arrangements with companies affiliated with certain directorsOrdinary-course CP/financing participationBelow greater of $200k or 1% of each party’s annual revenue; independence affirmed
Related party transactions involving current directorsBoard reviewNo material transactions involving current directors or director nominees

Expertise & Qualifications

  • Public company CEO experience; financial oversight and capital allocation; corporate transactions .
  • Marketing/consumer insights; risk assessment; corporate governance .
  • Board aptitude: “holistic approach to customer service” enabled by digital transformation; forward-thinking growth leadership .

Equity Ownership

Ownership DatumAmountNotes
Beneficial ownership (Jan 15, 2025)590 sharesAs reported for director nominees
Deferred shares under Director Deferred Compensation Plan2,688 sharesIncludes accrued dividend equivalents and deferred cash invested in HUM stock fund
Pledged sharesNoneCompany policy prohibits pledging/hedging; none pledged as of Mar 1, 2025
Exercisable optionsNoneNon-employee directors held no exercisable options as of Jan 15, 2025
2025 annual RSU retainer783 RSUs~ $200,000 at $255.54 grant-date FMV; expected to vest Dec 31, 2025
Director stock ownership guideline5x annual cash retainerCompliance monitored by the Organization & Compensation Committee

Governance Assessment

  • Strengths: Independent since 2019; chairs NG&S (key for board refreshment, diversity, ESG oversight); active investor engagement; solid attendance; compensation is balanced with majority in time-based equity; deferral elections increase alignment; no pledging; no material related-party transactions involving current directors .
  • Potential flags to monitor:
    • Director medical/dental plan participation and charitable matching are disclosed perquisites; not unusual but worth monitoring scale over time .
    • Multiple external boards (Under Armour; The RealReal Chair) increase time commitments; independence affirmed, but monitor for any emerging interlocks with HUM counterparties .
  • Net view: Governance profile supports investor confidence—clear independence, leadership in NG&S, strong attendance/engagement, and alignment via equity and deferrals. No director-specific conflicts identified; board-level financing arrangements reviewed and deemed immaterial with independence maintained .

Best AI for Equity Research

Performance on expert-authored financial analysis tasks

Fintool-v490%
Claude Sonnet 4.555.3%
o348.3%
GPT 546.9%
Grok 440.3%
Qwen 3 Max32.7%

Best AI for Equity Research

Performance on expert-authored financial analysis tasks

Fintool-v490%
Claude Sonnet 4.555.3%
o348.3%
GPT 546.9%
Grok 440.3%
Qwen 3 Max32.7%