- The Bancorp, Inc. reported **net income of $54.9 million**, or **$1.18 per diluted share**, for the third quarter of **2025**, representing a **13%** increase in EPS compared to **$1.04 per diluted share** in the third quarter of **2024**.  **[315709_f450ef75b4a842c1aa648c360c6b1310_0]** 
- The company experienced substantial growth in key metrics, with **Gross Dollar Volume (GDV)** increasing **16%** to **$44.04 billion** and **consumer fintech loans** growing **180%** to **$785.0 million** at September 30, **2025**, compared to September 30, **2024**.  **[315709_f450ef75b4a842c1aa648c360c6b1310_0]** **[315709_f450ef75b4a842c1aa648c360c6b1310_1]** 
- During the third quarter of **2025**, The Bancorp repurchased **2,034,053 shares** of its common stock at an average cost of **$73.74 per share**, resulting in an **8% reduction** in outstanding shares year-over-year.  **[315709_f450ef75b4a842c1aa648c360c6b1310_1]** 
- The Bancorp revised its **2025 earnings per share (EPS) guidance** downward to **$5.10** from **$5.25**, citing lower projected balances in traditional lending and increased credit provision; however, it aims for a minimum **$7 EPS run-rate by the fourth quarter of 2026** and set preliminary **2027 guidance at $8.25 EPS**.  **[315709_f450ef75b4a842c1aa648c360c6b1310_1]**

INTERNATIONAL BANCSHARES (IBOC)