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Michele “Mel” Raines

Director at First Internet Bancorp
Board

About Michele “Mel” Raines

Michele “Mel” Raines is CEO of Pacers Sports & Entertainment (PS&E), entering her eleventh season with the organization by 2025; she was initially described as President & COO and set to become CEO in June 2024 in INBK’s 2024 proxy, and is listed as CEO in the 2025 proxy . She was elected to INBK’s Board at the May 20, 2024 annual meeting; the 2024 proxy listed her as a director nominee (age 54) and she was elected by shareholders on May 20, 2024 . The Board determined she is an independent director under Nasdaq and SEC rules, explicitly reviewing a suite agreement between the Bank and a PS&E subsidiary and concluding she has no direct or indirect material interest in that agreement .

Past Roles

OrganizationRoleTenureCommittees/Impact
Pacers Sports & EntertainmentCEO; previously President & COOCEO role reflected in 2025 proxy; tenth season and CEO transition noted in 2024 proxyOversees enterprise operations incl. HR, IT, facilities, events, communications
Office of U.S. Rep. Susan W. BrooksChief of StaffNot dated in proxyGovernment affairs experience relevant to board oversight
Indianapolis 2012 Super BowlPrincipal architect2009–2012Large-scale operations/event execution
Republican National ConventionCOO (2008); Senior Advisor (2012, 2016); various roles across six conventions2008; 2012; 2016Political operations and logistics leadership
Office of Vice President Dick CheneyAssistant to the Vice President for Political AffairsNot dated in proxyDirected political/domestic outreach
Altria Corporate ServicesLeadership positionsNot dated in proxyCorporate/public affairs experience

External Roles

OrganizationRole/CapacityTenure/Notes
Pacers FoundationDirectorListed in both 2024 and 2025 proxies
WNBA All-Star Host Committee2024 and 2025 committee member2024 NBA All-Star Host Committee (2024 proxy); 2025 WNBA All-Star Host Committee (2025 proxy)
Indy Chamber; Visit Indy; CICP; Economic Club of IndianaBoard/Trustee rolesGovernance engagement in civic organizations
Indianapolis ZooBoard roleCommunity involvement
Citizens Energy GroupBoard of TrusteesUtility governance experience

Board Governance

  • Independence: The Board affirmed Raines’ independence. It considered the Gainbridge Fieldhouse suite agreement between the Bank and a PS&E subsidiary—on market terms, predating her election, and without any direct or indirect material interest for Raines .
  • Committee Assignments: Raines serves on the Compensation Committee and the Risk Committee (not as chair) .
  • Attendance: In 2024, the Board held 11 meetings; no director attended fewer than 75% of Board and committee meetings, and all seven then-serving directors attended the May 20, 2024 annual meeting (virtual) .
  • Election Results: Raines was elected in 2024 and re-elected in 2025 with strong vote support.
Governance ItemDetails
Committees (2024 update)Compensation Committee (Member); Risk Committee (Member)
Committees (2025 proxy)Compensation Committee (Member); Risk Committee (Member)
Independence determinationIndependent; suite agreement reviewed and deemed non-material to Raines
2024 Board meetings11 meetings; no director <75% attendance; all seven attended annual meeting
2024 election votesFor Raines: 5,901,338; Withheld: 79,260; Broker non-votes: 1,301,761
2025 election votesFor Raines: 6,684,295; Withheld: 124,689; Broker non-votes: 741,362

Fixed Compensation

  • Program structure: Non-employee directors receive quarterly cash payments of $6,250 (annual $25,000) and an annual restricted stock award with grant date fair value of $56,000 (2024), vesting immediately prior to the next annual meeting; dividends are paid on unvested director restricted shares . Committee chair fees: Audit $33,000; Risk $33,000; Compensation $19,000; Nominating & Corporate Governance $19,000 . Committee member fees (excluding chairs): Audit and Risk $15,500 each; Compensation and Nominating & Corporate Governance $4,000 each .
  • Raines’ 2024 compensation: Cash fees $36,000; Stock awards $54,111; Total $90,111. Each non-employee director held 1,720 restricted shares as of December 31, 2024; grants made May 20, 2024 .
2024 Non-Employee Director Compensation (Raines)Amount ($)
Fees earned or paid in cash36,000
Stock awards (restricted shares)54,111 (1,720 shares granted May 20, 2024; vest prior to 2025 annual meeting)
Total90,111
Director Compensation Program Terms (2024)Value
Quarterly cash retainer$6,250 per quarter ($25,000 annual)
Annual restricted stock grant value$56,000; number of shares set by $56,000 ÷ $32.56 closing price (May 17, 2024), rounded up
Committee chair feesAudit: $33,000; Risk: $33,000; Compensation: $19,000; Nominating & Corp Gov: $19,000
Committee member fees (excl. chairs)Audit/Risk: $15,500; Compensation/Nominating: $4,000
Changes for 2025No material changes to non-employee director compensation

Performance Compensation

  • Non-employee directors do not receive performance share units or options; director equity is time-based restricted stock vesting prior to the next annual meeting, with dividends on unvested shares . INBK has historically not granted stock options broadly and has no plans to do so; equity awards for NEOs include PRSUs tied to multi-year performance, but this does not apply to directors .

No director-specific performance metrics or option grants are disclosed for Raines; her compensation is fixed cash and time-vested restricted stock .

Other Directorships & Interlocks

ItemStatus
Other public company boardsNot disclosed; none noted in INBK proxies
Potential interlocks/conflictsGainbridge Fieldhouse suite agreement between Bank and PS&E subsidiary reviewed; Board affirmed Raines’ independence and lack of material interest

Expertise & Qualifications

  • Raines brings 30+ years of operations, legislative/political, corporate, and public affairs experience, with oversight responsibilities across HR, IT, facilities, events, and communications at PS&E .
  • Large-scale event and government affairs background (Super Bowl 2012 architect; roles at RNC; Assistant to Vice President Cheney) provide risk, operations, and stakeholder management insights valuable to INBK’s board deliberations .

Equity Ownership

HolderShares Beneficially OwnedNotes
Michele “Mel” Raines (2025 proxy as of March 21, 2025)1,720Includes 1,720 shares scheduled to vest within 60 days; no pledging noted
Michele “Mel” Raines (2024 proxy as of March 22, 2024)0New nominee; RSU grants occurred May 20, 2024
  • Stock ownership guidelines: $100,000 minimum for each non-employee director; securities counted include common stock, vested restricted stock/units, and vested deferred stock rights. As of Dec 31, 2024 and the 2025 proxy date, all covered individuals were in compliance .
  • Hedging/pledging: Hedging and pledging of Company stock are prohibited for directors; all were in compliance as of Dec 31, 2024 and proxy date . The 2024 proxy similarly prohibits hedging/pledging, noting a single grandfathered pledge exception from the 2000s not applicable to Raines; all directors/officers were in compliance as of Dec 31, 2023 .

Fixed vs Performance Compensation Mix (Director)

ComponentRainesStructure
Cash retainer + committee feesYesQuarterly cash retainer; member fees for Compensation and Risk; amount pro-rated based on service start in 2024
Equity (time-vested RS)YesAnnual grant; vests prior to next annual meeting; dividends on unvested shares
Performance-based equity (director)NoNot disclosed for non-employee directors
OptionsNoCompany has not historically granted options; no plans to grant

Insider Trades & Section 16 Compliance

YearCompliance StatusNotes
2024CompliantAll Section 16(a) filings met for fiscal 2024, except one late Form 4 by CFO Lovik (tax withholding-related RSU vesting); no exceptions noted for Raines
2025Not specifically disclosedNo director exceptions noted; Board policy prohibits hedging/pledging

Say-on-Pay & Shareholder Signals

  • 2024 Say-on-Pay: Approved (For 5,620,506; Against 317,059; Abstain 43,033; Broker non-votes 1,301,761) .
  • 2025 Say-on-Pay: Approved (For 5,263,293; Against 1,522,192; Abstain 23,499; Broker non-votes 741,362); Say-on-Frequency: annual vote supported (One year 6,160,302; Two years 4,900; Three years 630,617; Abstain 13,165) .

Governance Assessment

  • Strengths:
    • Independence affirmed with explicit consideration of PS&E suite agreement; no material interest for Raines .
    • Strong attendance norms; all directors attended 2024 annual meeting; no <75% attendance in 2024 .
    • Clear director compensation program with balanced cash/equity, no options, and prohibitions on hedging/pledging supporting alignment .
    • Stock ownership guidelines ($100,000 for directors) with compliance confirmed as of year-end 2024 .
  • Potential risk indicators:
    • Related-party proximity: Ongoing suite agreement with PS&E subsidiary is a potential perceived conflict, though mitigated by market terms, pre-election timing, and Board’s independence conclusion; continue monitoring for changes in terms or broader commercial ties. Not a current red flag per Board’s analysis .
  • Investor implications:
    • Raines’ operations and government affairs background may enhance Compensation and Risk Committee oversight, particularly around risk-linked incentive structures and stakeholder engagement .
    • Stable director pay structure and strong say-on-pay support suggest acceptable governance alignment with shareholders .