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Jeffrey Barnes

Director at ISABELLA BANK
Board

About Jeffrey J. Barnes

Dr. Jeffrey J. Barnes (age 62) is an independent director at Isabella Bank Corporation (ISBA), serving on the Bank’s board since 2007 and the Corporation’s board since 2010; he is a retired physician from L.O. Eye Care and a former member of the Central Michigan Community Hospital Board of Directors . His biography emphasizes experience in business operations and management and strong community knowledge, cited as benefiting the Board . He currently chairs the Nominating and Corporate Governance Committee, and is affirmed independent under Nasdaq rules through committee independence determinations .

Past Roles

OrganizationRoleTenureCommittees/Impact
L.O. Eye CarePhysician (later retired)Not disclosedBrings operational and management experience to Board deliberations
Central Michigan Community HospitalBoard Member (former)Not disclosedCommunity healthcare governance experience

External Roles

OrganizationRoleTenureCommittees/Impact
Central Michigan Community HospitalBoard Member (former)Not disclosedHealthcare board service; local community ties

Board Governance

  • Board structure: Separate Chair (Sarah R. Opperman) and CEO (Jerome E. Schwind), with governance policy requiring an independent chair and independent committee chairs; independent directors meet in executive session at least twice per year .
  • Committees chaired/memberships (2025 proxy): Barnes chairs Nominating and Corporate Governance; not listed on Audit or Compensation & Human Resource .
  • Attendance: Board met 14 times in 2024; each director attended at least 75% of Board and applicable committee meetings; all directors attended the 2024 annual meeting except Ms. Coffin (Barnes attended) .
  • Committee meeting cadence: Audit (6), Compensation & Human Resource (6), Nominating & Corporate Governance (3) meetings in 2024 .
Committee2024 MeetingsBarnes RoleIndependence/Notes
Nominating & Corporate Governance3 Chair Committee members affirmed independent under Nasdaq
Compensation & Human Resource6 Not a member Members affirmed independent; Chair Payton
Audit6 Not a member Members affirmed independent; Financial Experts designated

Fixed Compensation

Policy-level director pay structure (2024):

  • Non‑employee director annual retainer: $40,000; employee director retainer: $30,000 .
  • Additional retainers: Board Chair $15,000; Audit Chair $8,000; Nominating & Corporate Governance Chair $1,000; Compensation & Human Resource Chair $4,000 .

Barnes’ 2024 non‑employee director compensation:

ComponentAmount (USD)Notes
Fees paid in cash$0 Barnes took no cash fees
Fees deferred under Directors Plan$41,000 Aligns with $40k retainer + $1k committee chair add-on
All other compensation (dividends on stock units)$32,296 Dividends on stock units credited
Total fees earned$73,296 Sum per Director Compensation table

Director stock unit balances (as of Mar 14, 2025):

MetricAmount
Stock units credited to Barnes’ account31,392

Plan mechanics and funding:

  • Directors Plan credits stock units, distributed in shares upon retirement or other specified events; no cash settlement allowed .
  • Rabbi Trust funding: $1,113,229 transferred in 2024; trust held 142,535 shares for settlement as of Dec 31, 2024; total stock units credited across participants were 101,493; net cost of benefit $168,465 in 2024 .

Performance Compensation

  • No director performance-based equity (PSUs/options) or performance metrics disclosed for directors; director compensation is retainer-based and may be deferred into stock units and receive dividends as “all other compensation” .
  • No option awards, strike prices, or vesting schedules disclosed for directors .

Other Directorships & Interlocks

CompanyTypeRoleInterlock/Conflict Notes
Central Michigan Community HospitalNon-profit/healthcareFormer Board Member No related-party conflicts disclosed; no public company interlocks disclosed
  • Corporate disclosure notes no family relationships among directors/executives .
  • “Indebtedness of and Transactions with Management” section describes certain directors/officers and families as loan customers on market terms; totals were ~$19.5m (2023) and ~$21.0m (2022) for those customers; no unfavorable features and ordinary course treatment; not individually attributed to Barnes .

Expertise & Qualifications

  • Background in medical practice and small business operations; recognized for business operations and management experience and community knowledge benefiting Board decisions .
  • Governance alignment: Independent director; chairs Nominating & Corporate Governance; committee independence affirmed under Nasdaq .

Equity Ownership

Beneficial ownership of ISBA common stock:

Metric202320242025
Shares beneficially owned8,947 9,065 9,190
Percent of class0.12% 0.12% 0.12%
NotesDefinition per SEC rules; includes shares with shared voting/investment powerDefinition per SEC rulesIncludes 9,190 shares with shared voting/investment powers with spouse

Stock units credited (separate from beneficial share count):

  • Barnes: 31,392 stock units as of March 14, 2025 .

Pledging/hedging and guidelines:

  • No pledging or hedging disclosures for Barnes; director stock ownership guideline multiples not disclosed. Directors who elect to receive all fees in cash must invest at least 25% of board fees in common stock via the DRIP under the Directors Plan; Barnes deferred fees rather than electing cash in 2024 .

Governance Assessment

  • Independence and leadership: Barnes’ role as Nominating & Corporate Governance Chair and affirmed committee independence support board effectiveness and robust director nomination oversight, a positive governance signal for investors .

  • Attendance and engagement: Board held 14 meetings in 2024; all directors met the 75%+ attendance threshold, and Barnes attended the annual meeting—suggests consistent engagement .

  • Pay alignment: Barnes deferred 100% of fees into stock units and accrues dividends, aligning with shareholder interests; the added $1,000 chair retainer is modest, and no options/performance equity reduces incentive for short-term risk-taking .

  • Ownership: Stable beneficial ownership (~0.12% of class across 2023–2025) plus a sizable stock unit balance (31,392 units) supports long-term alignment, albeit with units settled in stock at retirement and not counted in beneficial ownership within SEC 60‑day rules .

  • Conflicts/related parties: No family relationships disclosed; while certain directors/officers and families are loan customers, transactions are ordinary course and on market terms without unfavorable features—no specific related‑party exposures flagged for Barnes .

  • RED FLAGS: None disclosed specific to Barnes. No evidence of option repricing, pledging, tax gross‑ups, or related‑party transactions tied to Barnes; committee independence and attendance thresholds satisfied .