ISABELLA BANK (ISBA) Company Report

Isabella Bank Corporation reported a net income of $4.7 million and diluted earnings per share of $0.64 for the fourth quarter of 2025, compared to $4.0 million and $0.54, respectively, for the fourth quarter of 2024.
For the full year ended December 31, 2025, net income grew 36% to $18.9 million, or $2.56 per diluted share, up from $13.9 million, or $1.86 per diluted share, in 2024.
The company experienced significant growth in 2025, with loans (excluding advances to mortgage brokers) increasing $99 million (7%), Isabella Wealth assets under management growing $49 million (7%) to $707 million, and total deposits rising $73 million (4%).
Net interest margin (NIM) improved to 3.16% in 2025, up from 2.90% in 2024, and credit quality remained strong with a ratio of nonperforming loans to total loans of 0.30% at December 31, 2025.
Total assets reached $2.2 billion and total equity was $231.4 million or $31.60 per share at December 31, 2025. The company also repurchased 156,957 shares during 2025.

1 day ago

Isabella Bank Corporation Announces Fourth Quarter 2025 Dividend

ISBA

Dividends

Isabella Bank Corporation (ISBA) announced its Board of Directors declared a fourth-quarter cash dividend of $0.28 per common share.
The dividend is payable on December 19, 2025, to shareholders of record as of December 17, 2025.
Based on ISBA’s closing stock price of $40.50 per share as of November 19, 2025, the annualized cash dividend yield is 2.77%.

Nov 20, 2025, 9:39 PM

Isabella Bank Corporation Reports Strong Third Quarter 2025 Results

ISBA

Earnings

Share Buyback

Revenue Acceleration/Inflection

Isabella Bank Corporation reported net income of $5.2 million and diluted earnings per share of $0.71 for the third quarter of 2025.
The company achieved significant growth in Q3 2025, with core loans increasing by $32 million (2%) and total deposits growing by $76 million (4%).
Net interest income for the third quarter of 2025 was $16.2 million, an 11.6% increase compared to Q3 2024, with the Net Interest Margin (NIM) expanding to 3.15% from 2.96% in the prior year quarter.
Asset quality remained strong, evidenced by a nonperforming loans to total loans ratio of 0.24% as of September 30, 2025.
Total equity reached $227.4 million, or $30.94 per share, and tangible book value per share was $24.37 at September 30, 2025. The company also repurchased 19,096 shares during the third quarter.

Oct 27, 2025, 9:27 PM

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ISABELLA BANK (ISBA)