Earnings summaries and quarterly performance for Kinsale Capital Group.
Executive leadership at Kinsale Capital Group.
Michael P. Kehoe
Chairman and Chief Executive Officer
Brian D. Haney
President and Chief Operating Officer
Bryan P. Petrucelli
Executive Vice President, Chief Financial Officer and Treasurer
Diane D. Schnupp
Executive Vice President and Chief Information Officer
Mark J. Beachy
Executive Vice President and Chief Claims Officer
Stuart P. Winston
Executive Vice President, Chief Underwriting Officer
Board of directors at Kinsale Capital Group.
Anne C. Kronenberg
Director
Frederick L. Russell, Jr.
Director
Gregory M. Share
Director
Mary Jane B. Fortin
Director
Robert Lippincott, III
Lead Independent Director
Robert V. Hatcher, III
Director
Steven J. Bensinger
Director
Teresa P. Chia
Director
Research analysts who have asked questions during Kinsale Capital Group earnings calls.
Mark Hughes
Truist Securities
8 questions for KNSL
Pablo Singzon
JPMorgan Chase & Co.
8 questions for KNSL
Andrew Andersen
Jefferies
7 questions for KNSL
Michael Zaremski
BMO Capital Markets
7 questions for KNSL
Andrew Kligerman
TD Cowen
6 questions for KNSL
Michael Phillips
Oppenheimer & Co. Inc.
6 questions for KNSL
Casey Alexander
Compass Point Research & Trading, LLC
5 questions for KNSL
Joseph Tumillo
Bank of America
5 questions for KNSL
Bill Carcache
Wolfe Research, LLC
3 questions for KNSL
Bob Huang
Morgan Stanley
2 questions for KNSL
Christian Getzoff
Wells Fargo Securities LLC
2 questions for KNSL
Rowan Mayer
RBC Capital Markets
2 questions for KNSL
Ryan Tunis
Cantor Fitzgerald
2 questions for KNSL
Scott Heleniak
RBC Capital Markets
2 questions for KNSL
Jian Huang
Morgan Stanley
1 question for KNSL
Mike Phillips
Oppenheimer & Co. Inc.
1 question for KNSL
Rowland Mayor
Oppenheimer & Co. Inc.
1 question for KNSL
Recent press releases and 8-K filings for KNSL.
- Kinsale Capital Group reported a 26% increase in diluted operating earnings per share for Q4 2025 and a full-year operating return on equity (ROE) of 26%, with a combined ratio of 71.7% for the quarter.
- Gross written premium grew by 1.8% and net written premium by 7.1% in Q4 2025. The overall growth rate was affected by a shrinking commercial property division due to increased competition; however, excluding this division, gross written premium grew by 10.2% for the quarter and 13.3% for the year.
- The company announced a $250 million share buyback authorization in December and increased its quarterly dividend to $0.25 from $0.17.
- Kinsale maintains a competitive advantage through its low-cost business model, with a full-year expense ratio under 21%, and is leveraging technology and AI to drive productivity and improve risk segmentation.
- Kinsale Capital Group reported strong financial results for Q4 2025, with diluted operating earnings per share increasing by 26% and a full-year operating ROE of 26%.
- Gross written premium grew by 1.8% and net written premium by 7.1% in Q4 2025. Excluding the commercial property division, gross written premium grew by 10.2% for the quarter and 13.3% for the year.
- The company announced a $250 million buyback authorization and increased its quarterly dividend to $0.25 from $0.17, reflecting a strategy to return excess capital to shareholders.
- Kinsale maintains a competitive advantage through its low expense ratio of 20.8% for the full year 2025 and extensive use of AI for productivity gains and improved risk segmentation.
- Kinsale Capital Group reported strong financial results for Q4 2025, with diluted operating earnings per share increasing by 26% to $5.81 , a combined ratio of 71.7% , and a full-year operating ROE of 26%.
- Gross written premium grew by 1.8% and net written premium by 7.1% in Q4 2025 over Q4 2024. Excluding the commercial property division, which experienced a decline due to competitive market conditions, gross written premium grew 10.2% for the quarter and 13.3% for the year.
- The company announced a $250 million buyback authorization in December and increased its quarterly dividend to $0.25 from $0.17.
- Kinsale highlighted its competitive advantages, including an expense ratio under 21% last year and a company-wide initiative to integrate AI for productivity gains and improved risk segmentation and pricing.
- Kinsale Capital Group, Inc. reported net income of $138.6 million and $5.99 per diluted share for the fourth quarter of 2025, representing a 28.0% increase in diluted EPS compared to the fourth quarter of 2024. For the full year 2025, net income was $503.6 million and $21.65 per diluted share, an increase of 21.8% from the full year 2024.
- Gross written premiums increased by 1.8% to $451.1 million in Q4 2025 and 5.7% to $2.0 billion for the full year 2025. Net written premiums grew by 7.1% to $370.6 million in Q4 2025 and 9.4% to $1.6 billion for the full year 2025.
- The company achieved underwriting income of $120.6 million with a combined ratio of 71.7% in Q4 2025, and $389.2 million with a combined ratio of 75.9% for the full year 2025.
- Kinsale repurchased $50.0 million of common stock in Q4 2025 and announced a new $250 million share repurchase authorization in December 2025. Additionally, the Board declared a cash dividend of $0.25 per share in February 2026, marking a 47.1% increase.
- Kinsale Capital Group, Inc. reported net income of $138.6 million ($5.99 per diluted share) for Q4 2025 and $503.6 million ($21.65 per diluted share) for the full year 2025, with diluted EPS increasing by 28.0% and 21.8% respectively compared to the prior year periods.
- For the full year 2025, gross written premiums increased by 5.7% to $2.0 billion and net written premiums increased by 9.4% to $1.6 billion. The company also achieved underwriting income of $389.2 million with a combined ratio of 75.9%.
- The company repurchased $50.0 million of common stock in Q4 2025, exhausting a prior authorization, and announced a new $250 million share repurchase authorization in December 2025. The Board also declared a cash dividend of $0.25 per share, a 47.1% increase.
- Stockholders' equity grew to $2.0 billion and book value per share reached $84.66 at December 31, 2025, compared to $1.5 billion and $63.75 respectively at December 31, 2024.
- Kinsale Capital Group, Inc. held an Investor Day on January 8, 2026, where it presented its underwriting philosophy, an E&S market update, and plans for continued growth in 2026 through efficiency gains, specialization, appetite expansion, and the introduction of 10 new product/specialization areas in 2025.
- The company highlighted the significant E&S Homeowners market opportunity, noting that premiums in this segment reached $3.1 billion in 2024, representing a 43% year-over-year increase.
- Kinsale emphasized its proprietary technology and data-driven approach, leveraging an integrated ecosystem of 120 applications and utilizing AI to accelerate software delivery, improve risk segmentation, and enhance pricing accuracy.
- Kinsale Capital Group's Board of Directors has authorized a new $250 million share repurchase program.
- This new authorization follows the completion of the company's previously announced $100 million share repurchase program.
- Chairman and CEO, Michael P. Kehoe, stated that the announcement reflects confidence in Kinsale's future and the value of its stock.
- The company has discretion over the timing, manner, price, and amount of repurchases, and the program does not require the repurchase of any specific number of shares.
- Kinsale Capital Group reported a 24% increase in operating earnings per share and 8.4% growth in gross written premium for Q3 2025 compared to Q3 2024, achieving a combined ratio of 74.9%. The company's diluted operating earnings per share reached $5.21 for the quarter.
- The company's book value per share grew by 25.8% since year-end 2024, and its float increased to $3 billion at September 30, 2025, from $2.5 billion at year-end 2024.
- Management announced that President and COO Brian Haney was elected to the Board of Directors and will transition to a Senior Advisor role, while Stuart Winston was promoted to EVP and Chief Underwriting Officer.
- The E&S market remains competitive, with overall premium growth at 8.4%. Excluding the commercial property division, which experienced an 8% premium drop, the growth rate was 12.3%. Commercial property rates are declining but show signs of stabilizing.
- Kinsale Capital Group (KNSL) reported Q3 2025 operating earnings per share of $5.21, a 24% increase year-over-year, alongside a combined ratio of 74.9%.
- Gross written premium grew by 8.4% in Q3 2025, with growth excluding the commercial property division at 12.3%.
- The company's book value per share increased by 25.8% since year-end 2024, and float grew by 20% to $3 billion at September 30, 2025.
- Brian Haney was elected to the Board of Directors and will transition from President and COO to Senior Advisor, while Stuart Winston was promoted to Executive Vice President and Chief Underwriting Officer.
- The E&S market remains competitive, with commercial property rates still declining but showing signs of stabilization. The company also noted increased share repurchases this quarter due to excess capital generation.
- Kinsale Capital Group reported a 24% increase in operating earnings per share and 8.4% growth in gross written premium for the third quarter of 2025 compared to the third quarter of 2024.
- For Q3 2025, the company posted a combined ratio of 74.9% and a nine-month operating return on equity of 25.4%.
- Book value per share increased by 25.8% since year-end 2024, and float grew by 20% to $3 billion at September 30, 2025.
- Management announced that Brian Haney was elected to the Board of Directors and will transition to a Senior Advisor role beginning next year, while Stuart Winston was promoted to Executive Vice President and Chief Underwriting Officer.
- The E&S market remains competitive; however, the overall third-quarter growth rate, excluding the commercial property division, was 12.3%, and commercial property rates are stabilizing after declines.
Quarterly earnings call transcripts for Kinsale Capital Group.
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