Earnings summaries and quarterly performance for LINCOLN NATIONAL.
Executive leadership at LINCOLN NATIONAL.
Board of directors at LINCOLN NATIONAL.
Research analysts who have asked questions during LINCOLN NATIONAL earnings calls.
Suneet Kamath
Jefferies
4 questions for LNC
Also covers: AFL, AMP, BHF +12 more
Ryan Krueger
KBW
3 questions for LNC
Also covers: AFL, AMP, ASGN +14 more
Alex Scott
Barclays PLC
2 questions for LNC
Also covers: ACGL, AFL, AIG +29 more
Daniel Bergman
TD Cowen
2 questions for LNC
Also covers: CRBG, PRI
Wesley Carmichael
Autonomous Research
2 questions for LNC
Also covers: ACGL, AFL, BHF +16 more
Elyse Greenspan
Wells Fargo
1 question for LNC
Also covers: ACGL, AFL, AHL +30 more
Joel Hurwitz
Dowling & Partners Securities, LLC
1 question for LNC
Also covers: AFL, CNO, CRBG +9 more
Nick Anido
Wells Fargo & Company
1 question for LNC
Also covers: MET
Thomas Gallagher
Evercore
1 question for LNC
Also covers: AFL, AMP, BHF +13 more
Recent press releases and 8-K filings for LNC.
Lincoln Financial Introduces Capital Group ETF Strategy for Fixed Indexed Annuities
LNC
Product Launch
New Projects/Investments
- Lincoln Financial has launched the first Capital Group ETF indexed account option for fixed indexed annuities (FIA), the 1 Year Capital Group Dividend Value (CGDV) ETF Participation account, available exclusively with Lincoln OptiBlend® FIAs.
- This new strategy offers investors active management and diversified equity exposure combined with 100% downside protection.
- The underlying Capital Group Dividend Value (CGDV) ETF holds a Morningstar Medalist Gold rating and has outperformed the S&P 500 and 99% of other ETFs in the Large Value category since its inception.
- The CGDV ETF is Capital Group's largest active ETF with over $19 billion in assets under management.
9 hours ago
Lincoln National Corporation Completes $500 Million Senior Notes Offering
LNC
Debt Issuance
- Lincoln National Corporation (LNC) completed an offering of $500 million aggregate principal amount of 5.350% Senior Notes due 2035 on November 10, 2025.
- The notes were sold at 99.922% of the principal amount, resulting in $496,360,000 in net proceeds before expenses.
- A portion of the net proceeds will be used to repay $400 million of the company's 3.625% Senior Notes due 2026, with the remainder allocated for general corporate purposes, including other debt repayment.
- Interest on the new notes will be paid semi-annually, commencing May 15, 2026, and the notes will mature on November 15, 2035.
Nov 10, 2025, 9:57 PM
Lincoln Financial Reports Strong Q3 2025 Results
LNC
Earnings
Revenue Acceleration/Inflection
- Lincoln Financial reported Adjusted Operating Income of $397 million, or $2.04 per diluted share, for Q3 2025, representing a 13% year-over-year increase.
- The company experienced significant sales growth across its segments, with Annuities total sales of $4.5 billion, Life Insurance sales more than doubling year-over-year, Retirement Plan Services first-year sales increasing almost 50% year-over-year to $2.4 billion, and Group Protection sales rising 38% year-over-year.
- Annuities account balances reached a record $174 billion.
- The leverage ratio improved 320 basis points year-over-year to 25.2% in Q3 2025.
Oct 30, 2025, 12:00 PM
Lincoln National Corporation Reports Strong Q3 2025 Financial Results
LNC
Earnings
Guidance Update
New Projects/Investments
- Lincoln National Corporation (LNC) reported Q3 2025 adjusted operating income of $397 million, or $2.04 per share, marking its fifth consecutive quarter of year-over-year growth ,. Net income available to common stockholders was $411 million, or $2.12 per diluted share.
- The Annuities business delivered $318 million in operating earnings, up $18 million year-over-year, with sales reaching $4.5 billion ,. Life Insurance earnings significantly improved year-over-year to $54 million (excluding assumption review impact), with sales totaling nearly $300 million.
- Group Protection reported operating earnings of $110 million, consistent with the prior year, and achieved 5% year-over-year premium growth and nearly 40% year-over-year sales growth ,. Retirement Plan Services delivered 5% year-over-year earnings growth and $2.4 billion in first-year sales.
- The company maintains a strong capital position with an estimated RBC ratio well above its 420% buffer and is focused on deploying excess capital, including fully transitioning to retaining all fixed annuity business and scaling its Institutional Funding Agreement program.
Oct 30, 2025, 12:00 PM
Lincoln Financial Reports Strong Q3 2025 Financial Results with Broad-Based Momentum
LNC
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Lincoln Financial reported strong Q3 2025 financial results, achieving its fifth consecutive quarter of year-over-year growth in adjusted operating income. Adjusted operating income available to common stockholders was $397 million, or $2.04 per share, and net income was $411 million, or $2.12 per diluted share.
- All four business segments delivered stable or improved year-over-year earnings, excluding the impact of the annual assumption review. Annuities operating earnings increased $18 million year-over-year to $318 million with $4.5 billion in reported sales. Group Protection saw 5% premium growth and nearly 40% sales growth year-over-year.
- The company maintains a strong capital position with an estimated RBC ratio well above its 420% buffer. Strategic capital deployment initiatives include fully retaining all fixed annuity business and $1.9 billion in Institutional Funding Agreement program issuance year to date.
- Expense management remains a strategic priority, with full-year expenses expected to be relatively flat compared to the prior year despite higher sales and increased volumes.
Oct 30, 2025, 12:00 PM
Lincoln Financial Reports Strong Q3 2025 Results with Continued Adjusted Operating Income Growth
LNC
Earnings
Guidance Update
New Projects/Investments
- Lincoln Financial reported its fifth consecutive quarter of year-over-year growth in adjusted operating income for Q3 2025.
- The Annuities business achieved $4.5 billion in sales, with 63% from spread-based products, and operating earnings of $318 million, an $18 million year-over-year increase (excluding assumption review impact).
- Group Protection delivered $110 million in operating earnings, alongside 5% year-over-year premium growth and nearly 40% year-over-year sales growth, with a full-year margin expected in the mid to upper 8% range.
- The company maintains a strong capital position with an estimated RBC ratio well above its 420% buffer and is deploying excess capital through initiatives like fully retaining fixed annuity business and scaling the Institutional Funding Agreement program, which has seen $1.9 billion in issuance year-to-date.
Oct 30, 2025, 12:00 PM
Lincoln Financial Reports Strong Q3 2025 Financial Results
LNC
Earnings
Revenue Acceleration/Inflection
- Lincoln Financial reported net income available to common stockholders of $411 million, or $2.12 per diluted share, and adjusted operating income available to common stockholders of $397 million, or $2.04 per diluted share, for the third quarter ended September 30, 2025.
- The company achieved a 13% year-over-year increase in adjusted operating income, demonstrating broad-based momentum and balanced growth across all business segments.
- All business segments reported significant sales growth, with Annuities sales up 32% year over year to $4.5 billion, Life Insurance sales more than doubling, Group Protection sales up 38% year over year, and Retirement Plan Services first-year sales up almost 50% year over year.
- Lincoln Financial maintained capital strength with an estimated RBC ratio of over 420% and an improved leverage ratio of 25.2%, down 320 basis points year over year.
Oct 30, 2025, 10:14 AM
Lincoln Financial Reports Strong Q3 2025 Results
LNC
Earnings
Revenue Acceleration/Inflection
- Lincoln Financial reported net income available to common stockholders of $411 million, or $2.12 per diluted share, and adjusted operating income available to common stockholders of $397 million, or $2.04 per diluted share, for the third quarter ended September 30, 2025.
- Annuities delivered operating income of $318 million (up 6% year-over-year, excluding assumption review impact) and sales of $4.5 billion (up 32% year-over-year), reaching record high ending account balances of $174 billion.
- Life Insurance saw operating income of $54 million (excluding assumption review impact) and total sales more than doubling to $298 million, while Retirement Plan Services reported operating income of $46 million (up 5% year-over-year) and total deposits of $5.0 billion (up 20% year-over-year).
Oct 30, 2025, 10:00 AM
Lincoln Financial Announces Upsized Cash Tender Offer Results
LNC
Debt Issuance
- Lincoln Financial announced early results and an upsizing of its cash tender offer for certain outstanding securities, including various series of Senior, Capital, and Subordinated Notes.
- The offer pricing terms, featuring an early tender premium of $30 per $1,000 principal amount, were confirmed as of May 27, 2025.
- Acceptance of securities is based on the valid tenders received before the early tender deadline, with results expected to drive subsequent cancellation of these liabilities at early settlement.
May 27, 2025, 12:00 AM
Lincoln National Corp Announces Debt Issuances in Q1 2025
LNC
Debt Issuance
- Issued $500 million of 2.330% Senior Notes due 2030 by exercising its issuance right under the Trust I Facility Agreement, with the notes distributed to holders of 2030 P-Caps.
- Executed a $1 billion private placement of 2055 P-Caps through Trust II, establishing a facility agreement that allows for future issuance of 6.792% Senior Notes due 2055 and includes specific automatic and mandatory exercise conditions.
- Outlined termination and repurchase features tied to Trust II, including provisions for cost reimbursement and trust termination by May 15, 2055.
May 20, 2025, 12:00 AM
Quarterly earnings call transcripts for LINCOLN NATIONAL.
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