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J. David Brown

Director at NBT BANCORP
Board

About J. David Brown

J. David Brown, 57, is an independent director at NBT Bancorp Inc. (NBTB) serving since 2021; he is President & CEO of the Capital District YMCA (Albany, NY) since 2007, with prior service at the organization dating back to 1993. On NBT’s board, Brown brings executive leadership in the non-profit sector and Capital Region market knowledge; his designated skills include accounting/finance, regulatory, legal, banking, CEO, human resources, risk management, non-profit, government, corporate board, and public company board experience . Brown sits on the Audit Committee and the Compensation & Benefits Committee .

Past Roles

OrganizationRoleTenureCommittees/Impact
Capital District YMCA (Albany, NY)President & CEOSince 2007; employed since 1993 Led large regional non-profit; market knowledge for NBT
Saratoga National BankDirector (prior)Not disclosedRegional banking oversight experience
NBT Bank Capital District Advisory BoardDirector (prior)Not disclosedAdvisory input for NBT’s Capital District

External Roles

OrganizationRoleTenureCommittees/Impact
Siena CollegeBoard of Trustees (member, prior)Not disclosedHigher-ed governance
Governor’s Regional Economic CouncilMember (prior)Not disclosedRegional economic policy input
YMCA of the USADiversity & Inclusion Council (member, prior)Not disclosedNational non-profit governance (DEI)

Board Governance

  • Committee assignments: Audit Committee member; Compensation & Benefits Committee member; no chair roles .
  • Independence: The Board determined all directors serving on Audit and Compensation are independent under Nasdaq Rule 5605; Audit members are also independent under Exchange Act Section 10A(m)(3) . In addition, all directors other than Watt, Kingsley, and Cantele are independent; Brown is independent .
  • Attendance and engagement: The Board held nine meetings in 2024; each incumbent director attended at least 75% of Board and applicable committee meetings, and all directors attended the 2024 Annual Meeting .
  • Board leadership: CEO Scott A. Kingsley serves as CEO; Martin A. Dietrich is Board Chair; Lead Director role moves to Matthew J. Salanger upon Webb’s retirement .
  • Risk oversight context: Risk Management Committee composition and mandate described; Brown is not a member of Risk .

Fixed Compensation

ComponentAmountNotes
Fees earned/paid in cash (2024)$91,500Director-specific cash fees
RSU stock awards (grant-date fair value, 2024)$39,676Issued May 21, 2024; per-share FMV $37.15 (ASC 718)
Total director compensation (2024)$131,176Sum of cash + stock; no “all other” comp for Brown

Director fee schedule (non-employee directors as of 12/31/2024):

RoleCashRSUs
NBT Bancorp Inc. Board Chair$64,500 $20,500
NBT Bank, N.A. Board Chair$64,500 $20,500
Audit Committee Chair$15,000
Risk Committee Chair$15,000
Other Committee Chairs$10,000
NBT Bancorp Inc. Board Member$37,000 $20,500
NBT Bank, N.A. Board Member$37,000 $20,500
Audit & Risk Committee Member Retainer$7,500
Other Committee Member Retainer$5,000

Performance Compensation

Equity Award TypeGrant DateShares/UnitsGrant-date FMVVestingPerformance Metrics
RSUs (Director)May 21, 2024Not disclosed (Brown’s unvested outstanding RSUs: 1,437) $39,676 total (per-share FMV $37.15) 100% vests one year after grant date None; time-based RSUs (no PSU metrics disclosed)

Policy context:

  • No stock options or similar option-like instruments were granted to executive officers, directors, or employees in 2024; Board does not time awards around MNPI .
  • Incentive recovery policies: A Supplemental Incentive Compensation Recovery Policy adopted Nov 2023 addresses misconduct-related restatements; primary clawback policy and conditions summarized, generally with three-year lookback; applies primarily to employees/NEOs .

Other Directorships & Interlocks

  • Current public company directorships: None disclosed for Brown .
  • Committee interlocks: The Compensation & Benefits Committee (including Brown) reported no interlocking relationships requiring disclosure under the Exchange Act .
  • Related-party and insider lending: NBT Bank made loans to directors and committee members in the ordinary course, on market terms, without unfavorable features; insider loans >$500,000 require Board pre-approval; summary reports provided to the Board regularly .

Expertise & Qualifications

  • Skills: Accounting/Finance; Regulatory; Legal; Banking; CEO; Human Resources; Risk Management; Non-profit; Government; Corporate Board; Public Company Board .
  • Recognitions: Director of the Year (Association of YMCA Professionals); NYS Governor’s African American Community Distinction; 40 Elite Alumni and 40 Under Forty (Capital District Business Review) .

Equity Ownership

HolderTotal Beneficial Ownership (shares)% of Shares OutstandingNotes
J. David Brown5,982<1%As of Feb 28, 2025
Unvested RSUs outstanding (Brown)1,437N/AAs of Dec 31, 2024

Stock ownership guidelines:

  • Directors: prior requirement 5,000 shares; updated to 5x annual Board cash retainer (effective Jan 2025). Unvested time-based RSUs count toward ownership; hedging prohibited; pledging in margin accounts prohibited; other pledging requires prior approval .
  • Compliance process: Annual review based on higher of year-end closing price or average closing price; hold-to-meet requirement for vested restricted stock until guidelines satisfied .

Observation:

  • Brown meets prior 5,000-share guideline with 5,982 shares; updated guideline is value-based (5x cash retainer) and includes unvested time-based RSUs toward compliance; status reviewed annually .

Governance Assessment

  • Strengths:

    • Independent director with dual governance roles on Audit and Compensation—two high-impact oversight committees .
    • Board-wide attendance thresholds met; Annual Meeting participation evidences engagement .
    • Ownership alignment supported by RSU grants and updated, stricter stock ownership guidelines; hedging and pledging restrictions reduce misalignment risk .
    • No compensation committee interlocks; insider lending controlled under Regulation O with Board pre-approval for larger exposures .
  • Potential risks/RED FLAGS:

    • None disclosed specific to Brown; no related-party transactions noted for Brown; ordinary-course insider loans exist but are on market terms without unfavorable features .
    • Director equity is time-based RSUs; absence of performance-conditioned director equity is common but offers less explicit pay-for-performance linkage for directors—mitigated by ownership guidelines .
  • Implications for investor confidence:

    • Brown’s placement on Audit and Compensation indicates trust in his oversight capacity; combined with independence and attendance, these are positives for board effectiveness .
    • Ownership above the prior threshold and inclusion of unvested RSUs under new guidelines supports alignment; prohibitions on hedging/pledging reduce alignment risks .