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Mary G. Miller

Director at NATIONAL BANKSHARES
Board

About Mary G. Miller

Dr. Mary G. Miller (age 74) has served as an independent director of National Bankshares, Inc. since 2003; she is a long-tenured technology entrepreneur who owned and operated Interactive Design & Development, Inc. for 36 years and served as Director of the Regional Acceleration and Mentoring Program (RAMP) in the Roanoke–Blacksburg–Lynchburg region, bringing deep technology sector and regional ecosystem expertise to NKSH’s board . NKSH’s board has determined that all directors except the CEO and President are independent under Nasdaq standards, which includes Dr. Miller; in 2024 all incumbent directors attended at least 75% of board and committee meetings, and 11 of 12 directors attended the 2024 annual meeting .

Past Roles

OrganizationRoleTenureCommittees/Impact
Interactive Design & Development, Inc. (IDD)Owner & Operator36 yearsCustom software development leadership; technology operations experience
Regional Acceleration and Mentoring Program (RAMP)DirectorNot disclosedBuilt mentor network; conducted business development clinics; led residential program for tech companies

External Roles

OrganizationRolePublic Company?Notes
RAMP (regional tech program)DirectorNoRegional innovation ecosystem role
Other public company boards (past 5 years)NoneProxy states no current/past five-year public board roles for any director

Board Governance

  • Committees: Audit Committee member; Chair of Nominating Committee; Chair of Risk Committee (2024) .
  • Independence: Independent under Nasdaq standards (all directors except CEO Denardo and President Ramsey) .
  • Attendance: Board met monthly in 2024 (12 regular, 2 special); all incumbent directors attended ≥75% of board/committee meetings; 11 of 12 directors attended the 2024 annual meeting .
  • Stock ownership guidelines: Directors must hold stock valued at ≥4x annual retainer, phased in over 3 years from January 11, 2023 or appointment date .
  • Anti-hedging/pledging policy: Directors and NEOs prohibited from hedging and pledging company stock .
  • Related party policy: No formal related person transaction policy; board reviews proposed transactions case-by-case .

Fixed Compensation

Component (2024)AmountDetails
Annual retainer (total)$30,000 Of which $14,000 paid in equity via time-based restricted stock; remainder paid in cash
Board meeting fees$2,000 per board meeting Regular and special meetings
Committee meeting fees$800 per committee meeting (unless concurrent with board meeting) Applies to all committees
2024 fees earned (cash) – Miller$44,800 Includes cash retainer and meeting fees

Performance Compensation

Equity AwardGrant DateSharesGrant-Date Fair ValueVesting
Time-based restricted stock (annual director grants)June 2024233 Included in $14,000 stock awards total Vests on 1-year anniversary of grant
Time-based restricted stock (annual director grants)December 2024218 Included in $14,000 stock awards total Vests on 1-year anniversary of grant

Notes:

  • NKSH discloses director equity grants as time-based restricted stock; no director stock options or PSU awards are disclosed for 2024 .
  • Grant-date fair value is calculated under ASC 718; $14,000 total reported for Dr. Miller in the Directors Compensation Table .

Other Directorships & Interlocks

ItemStatusNotes
Other public company boardsNone in past 5 yearsApplies to all directors; no SEC-registered company directorships disclosed
Interlocks/related party transactions (board)Some board-level RPTsPayments to Reynolds Architects ($39,017 in 2024; $78,879 in 2023) and $45,000 consulting fees to Director Sweet in 2024; board considers these under independence assessment
Interlocks specific to Dr. MillerNone disclosedNo transactions involving IDD or RAMP disclosed

Expertise & Qualifications

  • Technology entrepreneurship and software development leadership (IDD) .
  • Regional tech ecosystem development and mentoring (RAMP) .
  • Board oversight experience as chair of Risk and Nominating committees and member of Audit Committee .

Equity Ownership

HolderShares Beneficially Owned (3/12/2025)% of ClassNotes
Mary G. Miller7,000 <1% Includes 451 restricted shares subject to vesting and other restrictions

Additional alignment policies:

  • Directors prohibited from hedging or pledging company stock; anti-hedging/pledging policy applies to directors and NEOs .
  • Director stock ownership guideline requires holdings ≥4x annual retainer over a 3-year phase-in period from January 11, 2023 or appointment .

Insider Trades

PeriodForm 4 Filings (Mary G. Miller)Notes
2023-01-01 to 2025-11-20None foundInsider-trades skill query returned no transactions for “Mary G. Miller” at NKSH in this period (Form 4)

Governance Assessment

  • Strengths: Independent director with technology and regional ecosystem expertise; chairs Risk and Nominating committees, indicating active oversight of enterprise risk and board refresh; member of Audit Committee; strong attendance culture; director ownership guideline and anti-hedging/pledging policy support alignment .
  • Compensation alignment: Modest small-bank director pay with mixed cash/equity; time-based restricted stock vests annually; no option or performance share grants to directors disclosed .
  • Shareholder signals: Say-on-pay support was strong at 94% approval in 2024, indicating broad investor support for NKSH’s compensation practices; say-on-pay held annually per shareholder preference .
  • Potential red flags: Absence of a formal related person transaction policy (board reviews ad hoc) is a governance gap; board disclosed certain payments to other directors’ affiliated entities, though independence determinations were maintained and transactions deemed at market terms .
  • Succession/tenure: NKSH bylaws bar re-nomination after age 75; at age 74, Dr. Miller approaches this threshold, which increases focus on board succession planning and committee leadership transition .

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