Earnings summaries and quarterly performance for NATIONAL BANKSHARES.
Executive leadership at NATIONAL BANKSHARES.
Board of directors at NATIONAL BANKSHARES.
AJ
Alan J. Sweet
Detailed
Director
CE
Charles E. Green, III
Detailed
Vice Chairman and Lead Independent Director
FB
F. Brad Denardo
Detailed
Chairman of the Board
GP
Glenn P. Reynolds
Detailed
Director
JC
James C. Thompson
Detailed
Director
JE
John E. Dooley
Detailed
Director
LJ
Lawrence J. Ball
Detailed
Director
LH
Lutheria H. Smith
Detailed
Director
MG
Mary G. Miller
Detailed
Director
ME
Michael E. Dye
Detailed
Director
MR
Mildred R. Johnson
Detailed
Director
NV
Norman V. Fitzwater, III
Detailed
Director
Research analysts covering NATIONAL BANKSHARES.
Recent press releases and 8-K filings for NKSH.
National Bankshares, Inc. Reports Q4 and Full Year 2025 Results
NKSH
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- National Bankshares, Inc. reported net income of $5.88 million or $0.92 per diluted common share for the three months ended December 31, 2025, and $15.83 million or $2.49 per diluted common share for the full year ended December 31, 2025.
- The company's net income for the full year 2025 increased by $8.2 million over the previous year.
- As of December 31, 2025, the company's total assets stood at $1.82 billion.
- The net interest margin improved to 2.93% for Q4 2025 and 2.66% for FY 2025, primarily due to higher loan yields and lower deposit costs.
- For the full year 2025, the Return on average assets was 0.87%, the Return on average equity was 9.29%, and the efficiency ratio improved to 60.70%. The company also successfully implemented key elements of its long-term strategy, including a core systems conversion and opening new branch facilities.
Jan 22, 2026, 9:30 PM
National Bankshares Inc. Reports Q2 2025 Results and Announces CEO Transition
NKSH
Earnings
CEO Change
Dividends
- National Bankshares, Inc. reported Q2 2025 net income of $2.29 million or $0.36 per common share, and core net income of $3.85 million or $0.61 per common share.
- Lara Ramsey succeeded Brad Denardo as President and CEO of the Company and Bank, effective July 1, 2025.
- The company completed a core banking system upgrade and reported robust regulatory capital levels as of June 30, 2025, including a Total Capital ratio of 17.02% and a Tier 1 Capital ratio of 16.13%.
- National Bankshares has a history of consistently growing its common dividend, with a 5.4% CAGR from 2000 to 2024, and expects to continue returning capital to shareholders.
Nov 17, 2025, 5:00 PM
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