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Kevin Keane

About Kevin J. Keane

Independent director of Orange County Bancorp, Inc. (OBT); age 68; director since 2022. Managing Partner at PKF O’Connor Davies with 30+ years’ experience advising high-net-worth and family-owned businesses across manufacturing, distribution, real estate, and construction; founder and former director of The Westchester Bank (board service until its 2021 acquisition). Education: B.S., SUNY Albany; MBA (Corporate Finance), Pace University . The Board has determined he is independent under Nasdaq listing standards .

Past Roles

OrganizationRoleTenureCommittees/Impact
The Westchester BankFounder; DirectorThrough 2021 (until acquisition)Founder/director experience and regional banking insights cited as board-relevant

External Roles

OrganizationRoleTenureCommittees/Impact
PKF O’Connor DaviesManaging PartnerCurrentLeads large accounting/advisory firm; accounting and advisory expertise
Archbishop Stepinac High SchoolChairman, Board of TrusteesCurrentBoard leadership experience
John A. Coleman School (Elizabeth Seton Pediatric Center); Lititz Watch Technicum; Irish Arts CenterBoard/Finance committee participantCurrentCommunity and nonprofit governance involvement

Board Governance

Governance AreaDetails
IndependenceIndependent director (all directors independent except CEO Gilfeather and CIO Scacco)
Board leadershipChair is independent (Jonathan F. Rouis)
CommitteesCompensation Committee – Chair (members: Keane (Chair), Holcombe, Rowley)
Other committeesNot listed on Audit & Risk (Rouis Chair; Kennedy, Schiller members) or Nominating & Corporate Governance (Kennedy Chair; Morrison, Rouis, Rowley members)
Meeting cadence (2024)Board: 5 regular + 5 special meetings; committees: Audit & Risk (8), Compensation (5), Nominating & Corporate Governance (4)
AttendanceNo director or committee member attended fewer than 75% of applicable meetings in 2024
Executive sessionsPeriodic meetings of independent directors; independent chair structure

Fixed Compensation (Non-Employee Director – 2024)

Component (USD)Amount
Cash fees$75,000
Equity (RSUs) – grant date fair value$25,037
Total$100,037
  • Structure reference: Company director fee $14,500; Bank director fee $60,500 (paid in four installments). Extra fees applied to specific directors on the Directors Loan Committee (Holcombe, Rowley, Morrison) – not disclosed for Keane . Directors also receive annual RSU grants that vest in one year .

Performance Compensation (Director Equity)

Award2024 StatusVestingPerformance Conditions
Time-based RSUs (annual director grant)As of 12/31/24, all directors except Schiller had 1,102 unvested RSUs100% vests at first anniversary of grant; directors may defer into Stock-Based Deferral PlanNone (time-based; no performance metrics)
  • Keane participates in the Stock-Based Deferral Plan (stock-based deferrals permitted for director cash fees and RSUs) .

Other Directorships & Interlocks

Company/EntityRoleTypeNotes
The Westchester Bank (prior)DirectorBank (acquired 2021)Prior board service until acquisition
Current public company boardsNone disclosedNone disclosed in proxy
InterlocksNone disclosedNo compensation committee interlocks disclosed; independent consultant (AON) supports committee

Expertise & Qualifications

  • Accounting and advisory expertise serving private businesses and HNW clients; regional banking founder experience. Education: SUNY Albany (B.S.), Pace University (MBA, Corporate Finance) .
  • Not designated as the Audit Committee Financial Expert (that designation is for Rouis) .

Equity Ownership

ItemDetail
Beneficial ownership (common shares)39,738 shares; includes 7,400 held by a Partnership
RSUs (deferred/settle on separation)13,106 RSUs (settle in shares upon separation from service)
Director RSUs outstanding (cohort)As of 12/31/24, all directors except Schiller had 1,102 unvested RSUs (1-year vest)
Ownership % of outstanding<1%
Stock ownership guidelines (Directors)Expected to own ≥$150,000 in OBT stock; compliance deadline 1/1/2027 for those subject as of effective date (1/1/2025)
Hedging/pledging policyHedging and pledging prohibited; no exceptions approved
Indicative stake value39,738 shares × $27.79 closing price (12/31/24) ≈ $1,104,319, suggesting guideline comfortably met (calculation based on disclosed share count and price)

Related Party Transactions and Conflicts

  • Banking-related insider loans (directors/executives) were on market terms, within banking regulations, and performing; no other related party transactions >$120,000 since 1/1/2023 .
  • Audit firm is Crowe LLP (not PKF O’Connor Davies), reducing potential external auditor conflict given Keane’s firm affiliation .
  • Anti-hedging/anti-pledging policy with no approved exceptions; robust governance practice .

Insider Trades & Section 16 Compliance

ItemStatus/Detail
Section 16(a) timelinessKeane had one late Form 4 filing reporting one late transaction in 2024 (along with Holcombe, Kennedy, Rouis, Rowley)

Governance Assessment

  • Strengths

    • Independent director; chairs the Compensation Committee with use of an independent consultant (AON); committee concluded incentive programs do not encourage inappropriate risk .
    • Strong ownership alignment: meaningful beneficial stake and participation in stock-based deferral; prohibitions on hedging/pledging; director ownership guideline of $150,000, with indicative holdings well above threshold .
    • Solid attendance culture (no director below 75%); independent Board Chair; regular independent director sessions .
  • Watch items / potential red flags

    • One late Form 4 transaction in 2024 indicates a minor compliance lapse; monitor future timeliness (RED FLAG – administrative) .
    • As Compensation Committee Chair, continues to influence executive/board pay structures; sustained use of independent consultant mitigates risk of pay inflation or misalignment; monitor say-on-pay outcomes when/if applicable and year-over-year pay-mix changes .
  • Overall implication for investors

    • Keane brings deep accounting and regional banking experience, strong shareholder alignment via equity/deferral participation, and leads a key governance committee with independent advice. The governance framework (independent chair, anti-hedging/pledging, ownership guidelines) supports investor confidence; the single late Form 4 merits routine monitoring but does not materially detract from board effectiveness based on disclosed information .