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Brent A. Saunders

Director at OHIO VALLEY BANC
Board

About Brent A. Saunders

Brent A. Saunders (age 67) is an independent director of Ohio Valley Banc Corp. (OVBC) and The Ohio Valley Bank Company, serving on the Bank’s board since 2001 and the Company’s board since 2003 . A practicing attorney since 1983 and former partner at Halliday, Sheets and Saunders, he has held public posts (Gallipolis City Solicitor; Gallia County Prosecuting Attorney) and led Holzer health organizations as President & CEO (2009–2012) and later as full‑time Chairman (2012–12/31/2023); he currently serves on the Holzer Health System Board . Saunders brings legal expertise across contracts, real estate instruments, corporate matters, and foreclosures, and is considered independent under Nasdaq rules (the board notes and annually evaluates certain relationships, including his legal services to the Company) .

Past Roles

OrganizationRoleTenureCommittees/Impact
Halliday, Sheets and Saunders (law firm)Partner/AttorneyPartner since 1985; practicing law since 1983 (current legal retainer indicates ongoing practice)Legal expertise in contracts, deeds, mortgages, title searches, corporations, foreclosures
Holzer Consolidated Health SystemsPresident & CEOJul 2009 – Mar 2012Led a major regional health system in OVBC’s market area
Holzer Health SystemFull‑time Chairman of the BoardMar 2012 – Dec 31, 2023Governance leadership at significant regional employer
City of Gallipolis / Gallia CountyCity Solicitor / County Prosecuting AttorneyNot disclosedPublic service roles; legal and governmental experience

External Roles

OrganizationRoleTenureNotes
Holzer Health SystemDirector (Board Member)PresentContinues as a board member after retiring as Chairman on 12/31/2023
Brent A. Saunders, Attorney at LawLegal counsel (retainer)2024: $23,000; 2025: $23,000Board-approved retainer for legal services to OVBC and subsidiaries; board determined this does not impair independence

Board Governance

  • Committee assignments (Company): Executive; Compensation and Management Succession; Nominating & Corporate Governance (Chair) . Committees held in FY2024: Compensation (8 meetings); Nominating & Corporate Governance (3 meetings) .
  • Bank committees: Executive Committee member; Trust Committee Chair; Bank Executive Committee met 28 times in 2024 .
  • Executive Committee (Company) met 4 times in 2024 .
  • Independence: Board determined all directors except Messrs. Miller and Wiseman are “independent” under Nasdaq Rule 5605(a)(2); independence determination explicitly considered Mr. Saunders’ legal fee relationship .
  • Lead Independent Director: David W. Thomas (since Jan 2010); not Saunders .

Fixed Compensation

  • OVBC director pay is delivered for Bank board service (not Company), consisting of monthly fees and annual retainer; select role fees disclosed below .
  • Saunders’ 2024 director compensation and relevant fee structure:
ComponentAmountNotes
Monthly director fee (non‑employee)$750Per month for Bank board service in 2024
Annual director retainer$22,000Bank director retainer for 2024 (pro‑rated for partial‑year service)
Executive Committee member fee (non‑employee)$40,695Aggregate 2024 fee for Executive Committee members (pro‑rated as applicable)
Life insurance benefit2x annual director feesReduces 35% at age 65 and 50% at age 70; terminates upon retirement
Director Retirement Plan (plan terms)50% of 3‑yr avg feesPayable for 240 months upon age 70 eligibility; separate provisions for death benefits; Board began plan in 1996
Director Deferred Fee Plan (plan terms)2024 crediting rate 4.99%Nonqualified; distributions per plan at/after age 70; annual review of crediting rate policy
Saunders – 2024 fees earned (cash)$71,695As reported in 2024 Director Compensation table
Saunders – change in pension value$17,1812024 change in actuarial present value under Director Retirement Plan
Saunders – all other compensation$23,217Includes $23,000 retainer for legal services in 2024
Saunders – 2024 total$112,093Sum of the above components per proxy

Performance Compensation

  • Equity awards for directors (RSUs/PSUs/options): None disclosed; the Company notes it has never granted options to purchase its common shares .
  • Performance metrics tied to director compensation: Not disclosed for directors; committee work largely cash‑retainer/meeting based without metric‑linked equity .

Other Directorships & Interlocks

Company/OrganizationTypeRolePotential Interlock/Conflict Consideration
Holzer Health SystemNon‑public, regional health systemDirector (current)Significant employer in OVBC’s market; governance network relevance in local market
Public company boardsPublicNone disclosedNo other U.S. public company directorships disclosed in the latest proxy

Expertise & Qualifications

  • Legal expertise: contracts, deeds, mortgages, title searches, corporations, foreclosures; extensive community leadership and governance experience through Holzer .
  • Committee leadership: Chair, Nominating & Corporate Governance (Company); Chair, Trust Committee (Bank) .
  • Banking/market familiarity: Long‑tenured local attorney and health system leader in OVBC’s footprint .

Equity Ownership

HolderBeneficial Ownership% of ClassDetail/Notes
Brent A. Saunders40,701 shares0.86%Includes 40,458 held jointly with spouse; 8,250 shares pledged; 243 shares in a self‑directed IRA (broker has voting power; Saunders has investment power)
  • Ownership policy: Directors whose tenure begins after 9/21/2021 must maintain ≥2,500 shares within five years; the Company withholds 50% of director fees to facilitate open‑market purchases for affected directors .
  • Insider trading/hedging policy: Prohibits margin purchases, short sales, and puts/calls; generally permits hedging with restrictions and pre‑approval; quarterly blackout periods and pre‑clearance for directors/officers .

Governance Assessment

  • Strengths

    • Deep local legal and governance experience; long‑tenured director with committee leadership on nomination/governance and trust matters, and active participation on Executive and Compensation committees .
    • Meaningful stock ownership relative to board size and company float; exceeds minimum ownership thresholds applied to newer directors .
    • Board has an established independence framework, Nominating & Corporate Governance committee charter, and an active schedule (e.g., Compensation: 8 meetings; Nominating: 3; Bank Executive Committee: 28) indicating engagement .
  • Risks and potential conflicts

    • RED FLAG: Shares pledged as collateral (8,250 shares), which can misalign incentives and create forced‑sale risk in downturns .
    • RED FLAG: Related‑party payments for legal services ($23,000 in 2024; $23,000 approved for 2025). While the board determined independence is not impaired, recurring payments from the Company to a sitting director warrant investor attention and robust audit oversight .
    • Hedging generally permitted under the insider trading policy (subject to restrictions), which some investors view as a weaker alignment posture versus outright prohibitions .
  • Independence and oversight mitigants

    • Board explicitly considered Saunders’ legal fees in its independence determinations; all directors except Messrs. Miller and Wiseman deemed independent under Nasdaq rules .
    • Audit Committee ratified related‑party transactions; loans noted for other parties were on market terms and performing, with no unfavorable features disclosed .
    • Lead Independent Director structure (David W. Thomas) provides counterbalance to management and facilitates independent executive sessions .

Overall, Saunders contributes legal and governance expertise and is highly engaged through key committees, but investors should monitor pledged‑share levels and the recurring legal‑services relationship for potential conflicts and alignment risks .