Andrew Terrell

Gary Tenner

Matthew Clark

David Feaster

Timothy Coffey

- Preferred Bank reported **net income of $35.9 million** and **diluted earnings per share of $2.84** for the third quarter of 2025, representing a quarterly record for diluted EPS.  **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_0]** **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_1]**  This is an increase of **$3.1 million** in net income from the prior quarter.  **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_0]** 
- **Net interest income increased to $71.3 million** in Q3 2025, a **$4.4 million increase** over the prior quarter, driven by loan growth and increased investment securities.  **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_1]**  The net interest margin expanded to **3.92%** from 3.85% last quarter.  **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_1]** 
- Total loans increased by **$132.4 million (2.3%)** and total deposits increased by **$151.3 million (2.5%)** on a linked-quarter basis.  **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_0]** **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_1]** 
- Nonperforming loans significantly decreased from $52.3 million at June 30, 2025, to **$17.6 million** as of September 30, 2025.  **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_1]** 
- During the third quarter of 2025, the Bank repurchased **70,842 shares** for a total consideration of **$6.3 million**.  **[1492165_6ad30fdd7bd74eef811cd6e5a08a4c58_1]**

Preferred Bank (PFBC)