- Prudential Financial (PFH) reported a strong Q3 2025, with **pretax adjusted operating income of $1.9 billion**, or **$4.26 per share**, marking a **record high up 28%** from the prior year quarter.  **[0001137774_2216811_1]**  The year-to-date adjusted operating return on equity was **over 15%**.  **[0001137774_2216811_1]** 
- PGIM's assets under management increased **5%** to **$1.5 trillion**, driven by **$2.4 billion** in total net inflows, despite outflows from Jennison.  **[0001137774_2216811_3]**  The company expects to realize approximately **$100 million** in annual run-rate savings by the end of 2026 and anticipates over **200 basis points** of margin expansion in 2026, targeting a **25% to 30%** margin.  **[0001137774_2216811_3]** 
- The company saw strong sales momentum across its businesses, with Individual Retirement delivering **over $3 billion** in sales for the seventh consecutive quarter and Institutional Retirement sales exceeding **$6 billion**, including a **$2.3 billion** jumbo pension risk transfer.  **[0001137774_2216811_1]** **[0001137774_2216811_3]**  Individual Life sales were up **20%** to **$253 million**, and year-to-date Group Insurance sales increased **14%** to **$555 million**.  **[0001137774_2216811_4]** 
- PFH completed the sale of its PGIM Taiwan business  **[0001137774_2216811_2]** **[0001137774_2216811_3]**  and is evolving to a unified asset manager model in PGIM.  **[0001137774_2216811_2]**  The company continues to manage headwinds from legacy variable annuity runoff, which has an estimated **$10 to $15 million** adjusted operating income impact per quarter  **[0001137774_2216811_6]** , and higher-than-expected surrenders in Japan, though stabilization is noted.  **[0001137774_2216811_4]** **[0001137774_2216811_6]**

Prudential Financial Reports Record Q3 2025 Adjusted Operating Income and Strong Business Growth

- PFH reported **Adjusted Operating Income Per Share of $4.26** for Q3 2025 and **$11.13** year-to-date 2025.  **[0001137774_2212675:0]** 
- The company's Pre-Tax Adjusted Operating Income for Q3 2025 was **$1,947 million**, with significant contributions from U.S. Businesses (**$1,149 million**), International Businesses (**$881 million**), and PGIM (**$244 million**).  **[0001137774_2212675:0]** **[0001137774_2212675:1]** 
- PGIM recorded **positive total net flows of $2.4 billion** in Q3 2025.  **[0001137774_2212675:2]** 
- PFH completed the **sale of its PGIM Taiwan business** during the quarter.  **[0001137774_2212675:0]**

Company not found (PFH)