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Patrick J. Mullen

About Patrick J. Mullen

Independent director of Peapack-Gladstone Financial Corporation (PGC) since 2019; age 79. Former Director of Banking for the New Jersey Department of Banking and Insurance, where he led examination and supervision of state-chartered banks, credit unions, and state-licensed non-bank financial institutions, providing deep regulatory and risk oversight experience . The Board is majority independent (all committees independent), and Mullen serves as an independent director under NASDAQ rules .

Past Roles

OrganizationRoleTenureCommittees/Impact
New Jersey Department of Banking and InsuranceDirector of BankingNot disclosedLed supervision of state-chartered banks/credit unions; regulatory oversight of non-bank financial institutions

External Roles

OrganizationRoleTenureNotes
None disclosedNo other public company directorships disclosed in nominee biography

Board Governance

  • Committee assignments: Audit Committee (member), Risk Committee (member). Chairs: Audit—Steven A. Kass; Risk—Richard Daingerfield; Compensation—F. Duffield Meyercord; Nominating—Edward A. Gramigna, Jr. .
  • Independence: Board majority independent; all Audit, Compensation, Nominating members are independent under NASDAQ (Audit under Rule 10A-3) .
  • Attendance and engagement: In 2024, PGC Board and Bank Board each held 11 meetings; every director attended at least 75% of Board/committee meetings; committee meeting counts: Audit (8), Compensation (6), Nominating (1), Risk (6) .
  • Board leadership: Separate independent Chair (F. Duffield Meyercord); independent director executive sessions presided by the Chair .

Fixed Compensation

YearFees Earned – CashEquity Award – TypeEquity Award – Grant DateUnits GrantedGrant-Date FMVVesting
2024$66,000 Phantom stock units20242,069 units $49,490 Vest on Mar 20, 2025
2023$70,000 Restricted stock unitsMar 20, 20231,598 RSUs $49,474 Single installment on Mar 20, 2024

Compensation structure for directors: $10,000 annual Board retainer; $2,000 per regular Board/Executive/committee meeting; $900 per Trust Committee meeting; Chair retainers: Board ($80,000), Audit ($25,000), Risk ($15,000), Nominating ($10,000) .

Performance Compensation

  • Director equity awards are not performance-conditioned; 2024 phantom units vest time-based (one year); dividends on unvested awards withheld until vesting; awards subject to clawback .
  • Plan safeguards (2025 LTIP): minimum one-year vesting (limited exceptions), double-trigger change-in-control vesting for time-based awards, no option repricing/cash-outs without shareholder approval, no excise tax gross-ups, director annual total (cash + equity) capped at $450,000 .

Other Directorships & Interlocks

CategoryDetail
Public company boardsNone disclosed for Mullen in PGC’s nominee biography
Interlocks/conflictsNo related-party transactions disclosed for Mullen; Company policy reviews related-person transactions and maintains independence thresholds

Expertise & Qualifications

  • Banking regulation and supervision: Former Director of Banking (NJ DOBI), aligning with Audit and Risk committee responsibilities .
  • Governance quality: Independent; active committee participation (Audit, Risk) .
  • Board criteria: Must meet independence, financial sophistication; stock ownership guideline compliance required for directors .

Equity Ownership

As-of DateShares Beneficially OwnedPercent of ClassNotes
Mar 5, 20257,942<0.5% (“*”) Beneficial ownership includes shares over which the director has voting/investment power
Mar 6, 20247,942<0.5% (“*”) Includes any RSUs vesting within 60 days (none indicated for Mullen)

Stock ownership alignment policies:

  • Directors must own five times the annual Board retainer; new directors must own at least $10,000 at appointment .
  • Anti-hedging policy (no short sales, derivatives); anti-pledging policy prohibits holding shares in margin accounts or pledging as collateral .

Insider Trades

Item2023 StatusNotes
Section 16(a) late filings – MullenNone reported Proxy disclosed late Form 4s for two officers; no director late filings mentioned for Mullen

Governance Assessment

  • Strengths: Independent director with deep regulatory oversight background; serves on Audit and Risk—committees central to financial reporting and enterprise risk oversight; Board and committees entirely independent per NASDAQ; robust equity plan safeguards (double-trigger CIC; clawbacks; no repricing) enhance investor protections .
  • Alignment: Receives a mix of cash fees and time-based phantom equity (non-dilutive, settled in cash), consistent with shareholder feedback to limit dilution; anti-hedging/anti-pledging policies tighten alignment and reduce risk .
  • Engagement: At least 75% meeting attendance; participation across two oversight-heavy committees; independent Chair presides over executive sessions, supporting board effectiveness .
  • Potential watchpoints: Individual ownership is modest in absolute terms (7,942 shares), though director guideline compliance is governed by policy; no disclosed performance-based metrics tied to director pay (typical for community/regional banks) .
  • Red flags: None disclosed—no related-party transactions involving Mullen; no hedging/pledging; no late Section 16 filings reported for Mullen .