Earnings summaries and quarterly performance for PROGRESSIVE CORP/OH/.
Executive leadership at PROGRESSIVE CORP/OH/.
Susan Patricia Griffith
Detailed
President and Chief Executive Officer
CEO
CG
Carl G. Joyce
Detailed
Vice President and Chief Accounting Officer
JM
John Murphy
Detailed
Claims President
JP
John P. Sauerland
Detailed
Vice President and Chief Financial Officer
KB
Karen B. Bailo
Detailed
Commercial Lines President
PK
Patrick K. Callahan
Detailed
Personal Lines President
Board of directors at PROGRESSIVE CORP/OH/.
BR
Barbara R. Snyder
Detailed
Director
CA
Charles A. Davis
Detailed
Director
DC
Devin C. Johnson
Detailed
Director
JD
Jeffrey D. Kelly
Detailed
Director
KV
Kahina Van Dyke
Detailed
Director
LW
Lawton W. Fitt
Detailed
Chairperson of the Board
PJ
Pamela J. Craig
Detailed
Director
PB
Philip Bleser
Detailed
Director
RN
Roger N. Farah
Detailed
Director
SB
Stuart B. Burgdoerfer
Detailed
Director
Research analysts who have asked questions during PROGRESSIVE CORP/OH/ earnings calls.
David Motemaden
Evercore ISI
6 questions for PGR
Also covers: ACGL, AJG, ALL +16 more
CG
C. Gregory Peters
Raymond James
5 questions for PGR
Also covers: ACIC, AFG, AII +20 more
EG
Elyse Greenspan
Wells Fargo
5 questions for PGR
Also covers: ACGL, AFL, AHL +32 more
Michael Zaremski
BMO Capital Markets
4 questions for PGR
Also covers: ACGL, AFG, AIG +25 more
Alex Scott
Barclays PLC
3 questions for PGR
Also covers: ACGL, AFL, AIG +30 more
JH
Jian Huang
Morgan Stanley
3 questions for PGR
Also covers: AIZ, ALL, BOW +10 more
JB
Jimmy Bhullar
JPMorgan Chase & Co.
3 questions for PGR
Also covers: ACGL, AFL, ALL +12 more
Josh Shanker
Bank of America
3 questions for PGR
Also covers: ACGL, ALL, AXS +12 more
Joshua Shanker
Bank of America Merrill Lynch
3 questions for PGR
Also covers: ACGL, AFL, ALL +13 more
Andrew Andersen
Jefferies
2 questions for PGR
Also covers: ACGL, AFG, AHL +21 more
BH
Bob Huang
Morgan Stanley
2 questions for PGR
Also covers: AIG, ALL, AON +7 more
Brian Meredith
UBS
2 questions for PGR
Also covers: ACGL, AIG, AIZ +17 more
JB
Jamminder Bhullar
JPMorgan Chase & Co.
2 questions for PGR
Also covers: ACGL, AFL, ALL +13 more
Meyer Shields
Keefe, Bruyette & Woods
2 questions for PGR
Also covers: ACGL, AFG, AIG +24 more
Michael Phillips
Oppenheimer & Co. Inc.
2 questions for PGR
Also covers: ACIC, AII, CINF +10 more
Mike Zaremski
BMO Capital Markets
2 questions for PGR
Also covers: ACGL, AJG, ALL +9 more
PN
Paul Newsome
Piper Sandler Companies
2 questions for PGR
Also covers: AFG, AHL, AIG +17 more
RC
Robert Cox
The Goldman Sachs Group, Inc.
2 questions for PGR
Also covers: AHL, AIG, AJG +13 more
Ryan Tunis
Cantor Fitzgerald
2 questions for PGR
Also covers: ACGL, AJG, CB +8 more
TB
Tracy Benguigui
Wolfe Research
2 questions for PGR
Also covers: ACGL, AJG, BRO +8 more
Hristian Getsov
Wells Fargo
1 question for PGR
Also covers: AFG, ALL, AXS +3 more
KS
Katie Sakys
Autonomous Research
1 question for PGR
Also covers: AJG, EG, GSHD +7 more
Recent press releases and 8-K filings for PGR.
State Farm plans $5B customer dividend
PGR
Dividends
- $5 billion one-time dividend announced for auto policyholders, averaging $100 per vehicle across 49 million vehicles, to be paid this summer.
- Eligibility limited to customers with a Private Passenger Auto Voluntary Preferred policy in force as of December 31, 2025.
- Dividend enabled by stronger-than-expected underwriting performance, investment gains, and industry trends such as lower repair costs and fewer collisions.
- Accompanies 10% rate cuts in 40 states, estimated to save customers $4.6 billion annually.
- In 2025, reported $132.3 billion in total revenue and $12.9 billion in net income, with the auto segment swinging from a $2.7 billion underwriting loss in 2024 to a $4.6 billion underwriting gain in 2025.
1 day ago
Progressive reports January 2026 results
PGR
Earnings
- Net premiums written totaled $6,735 million in January 2026 (up 4% YoY); net income was $1,163 million, diluted EPS was $1.98, and the combined ratio was 84.4%.
- Total policies in force grew 10% YoY to 38.875 million, including 37.686 million personal lines policies (up 10%) and 1.189 million commercial lines policies (up 4%) as of January 31, 2026.
- Total investments were $91,815 million, shareholders’ equity was $31,191 million, and the debt-to-total capital ratio stood at 18.1% as of January 31, 2026.
- The company will hold its Q4 2025 investor conference call on March 3, 2026, and plans to release February results on March 18, 2026.
Feb 18, 2026, 3:13 PM
Progressive reports January 2026 results
PGR
Earnings
- Progressive reported net premiums written of $6.735 billion (up 4%) and net premiums earned of $6.921 billion (up 5%) for January 2026 vs. January 2025.
- The company achieved net income of $1.163 billion, or $1.98 per share, representing a 4% increase year-over-year.
- The combined ratio was 84.4, a 0.3-point rise from 84.1 in January 2025.
- Total policies in force rose 10% to 38.875 million, with growth across personal and commercial lines.
Feb 18, 2026, 1:16 PM
Progressive reports Q4 2025 results and announces CFO transition
PGR
Earnings
CFO Change
- Net premiums earned in Q4 2025 totaled $21.093 billion (up 10% YoY), with net income of $2.951 billion (up 25%) and a combined ratio of 88.0.
- For December 2025, net premiums written were $6.313 billion (up 6%), and net income was $1.147 billion (up 22%), with a combined ratio of 87.1.
- CFO John P. Sauerland will retire on July 3, 2026, and Andrew J. Quigg is expected to succeed him.
Jan 28, 2026, 7:49 PM
Progressive CFO to retire July 2026
PGR
CFO Change
Earnings
- John Sauerland, Progressive’s CFO since April 2015, will retire on July 3, 2026, after 35 years with the company; Andrew Quigg, CSO since 2018, is expected to succeed him
- Progressive closed 2025 with full-year net income near $11.3 billion and a companywide combined ratio of about 87.4
- Full-year net premiums written (NPW) reached about $83.2 billion, up 12%, driven by 19% growth in the direct channel and 11% in the agency channel
- In Q4 2025, NPW were about $21.1 billion, the combined ratio was 88, and December net income was roughly $1.15 billion, up 22% year-over-year
Jan 28, 2026, 1:45 PM
Progressive Reports Q4 2025 Results
PGR
Earnings
- Net premiums written rose 8% year-over-year to $19.508 billion in Q4 2025.
- Net premiums earned climbed 10% to $21.093 billion in the quarter.
- Net income increased 25% to $2.951 billion, driving EPS of $5.02, up 25%.
- Combined ratio was 88.0, marginally above last year’s 87.9 points, and policies in force grew 10% to 38.6 million.
Jan 28, 2026, 1:03 PM
Progressive reports November 2025 results and YTD performance
PGR
Earnings
Dividends
- November 2025: Net premiums written of $6,193 million (+11%), net premiums earned of $6,894 million (+14%), net income of $958 million and EPS of $1.63 (–5%).
- Year-to-date Nov 30, 2025: Net premiums written of $76,861 million (+12%), net premiums earned of $74,540 million (+16%), net income of $10,161 million and diluted EPS of $17.28.
- Performance metrics: November combined ratio was 87.1%, while the year-to-date combined ratio stood at 87.5%.
- Dividend declaration: Board approved a $13.50 annual common share dividend and a $0.10 quarterly common share dividend, both payable January 8, 2026.
Dec 17, 2025, 5:21 PM
Progressive reports November 2025 results
PGR
Earnings
- Net premiums written rose 11% to $6.193 billion in November 2025
- Net premiums earned increased 14% to $6.894 billion
- Net income was $958 million, down 5% year-over-year, or $1.63 EPS
- Combined ratio widened 1.5 points to 87.1%
- Total policies in force grew 11% to 38.414 million companywide
Dec 17, 2025, 1:19 PM
Progressive declares $13.50 annual dividend
PGR
Dividends
- $13.50 annual dividend for 2025, tripling last year’s $4.50 payout, alongside the regular $0.10 quarterly dividend.
- Payable on January 8, 2026 to shareholders of record as of January 2, 2026.
- Total dividend commitment of $7.9 billion based on 586.4 million shares outstanding.
- Board cited the company’s strong capital position and robust profitability (net margin 12.58%, EBITDA margin 16.55%, ROE 35.77%).
- Annual meeting set for May 8, 2026 with record date March 13, 2026.
Dec 8, 2025, 4:45 PM
Progressive reports October 2025 results and YTD performance
PGR
Earnings
- Net premiums written for October 2025 were $7.002 billion (up 6% YoY), net income was $846 million (up 107% YoY), and the combined ratio was 89.7%
- Year-to-date through October 31, 2025, net premiums written reached $70.668 billion (up 12% YoY), with net income of $9.203 billion (up 41% YoY) and a combined ratio of 87.5%
- Policies in force as of October 31, 2025 grew 12% YoY to 38.379 million
- Progressive will release November results on December 17, 2025, before market open
Nov 19, 2025, 2:07 PM
Fintool News
In-depth analysis and coverage of PROGRESSIVE CORP/OH/.
Quarterly earnings call transcripts for PROGRESSIVE CORP/OH/.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more