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Kenneth F. Brown, Jr.

Director at QNB
Board

About Kenneth F. Brown, Jr.

Independent director of QNB Corp. and QNB Bank since 1993 (Age 69). President of McAdoo & Allen, Inc., a manufacturer of pigment dispersions and high‑performance coatings, since September 1989; long‑standing community leadership roles as director/trustee at Upper Bucks YMCA and St. Luke’s Quakertown Hospital. Board cites his success in building and managing McAdoo & Allen and community prominence as core credentials for service. Brown is classified as independent under Nasdaq rules, with QNB’s board majority independent and an independent chairman structure .

Past Roles

OrganizationRoleTenureCommittees/Impact
McAdoo & Allen, Inc.PresidentSep 1989 – presentBuilt and managed manufacturer of pigment dispersions and high‑performance coatings; community prominence cited by Board .

External Roles

OrganizationRoleTenureNotes
Upper Bucks YMCADirector/TrusteeNot disclosedCommunity leadership .
St. Luke’s Quakertown HospitalDirector/TrusteeNot disclosedCommunity leadership .

Board Governance

  • Independence: Brown is independent per Nasdaq rules; QNB board has majority independent directors and an independent, non‑employee Chair (Randy S. Bimes) .
  • Committee assignments (2024):
    • Compensation Committee member .
    • Executive Committee member .
    • Nominating Committee Chair .
  • Meetings held in 2024: Board 12; Audit 5; Compensation 3; Executive 2; Nominating 0 .
  • Attendance: All current directors attended at least 80% of aggregate Board and committee meetings; all directors attended the May 21, 2024 annual meeting .
  • Independent director executive sessions occur at least twice annually, without management present .
CommitteeRoleMeetings in 2024
CompensationMember3
ExecutiveMember2
Nominating & GovernanceChair0

Fixed Compensation (Director)

YearFees Earned or Paid in Cash ($)Stock Awards ($)Total ($)
202441,800 7,970 49,770

2025 director pay structure (effective for directors other than the CEO):

  • Annual cash retainer: $20,000; Chair retainer: $33,000 .
  • Board meeting fee: $950 per meeting; $1,200 if all 12 meetings are attended .
  • Committee meeting fee: $500 per meeting .
  • Chair premia: Audit Chair +$3,400; Compensation Chair +$2,500; Nominating Chair +$2,500 .

Board compensation study adjustments: Cash component moved to peer 25th percentile; equity component to peer 50th percentile in 2025 to increase director equity ownership alignment .

Performance Compensation (Director Equity)

ItemDetail
2024 Director Stock Awards ($)$7,970 (grant value; share count not disclosed) .
Grant timing practiceAnnual equity awards typically approved at January Board meeting for grant on Feb 15; exercise price set at prior business day close; awards post‑Q4 earnings release .
2025 Equity Incentive PlanAuthorizes options, restricted stock, RSUs, and other equity; minimum 1‑year vesting; no repricing; clawback applies .
Non‑employee director share limitsAggregate director awards capped at 50,000 shares over plan term; per‑director annual cap 10,000 shares .

No director‑specific performance metrics (e.g., TSR targets) are disclosed for equity awards; the plan permits performance criteria but does not mandate them for all awards .

Other Directorships & Interlocks

CategoryDisclosure
Current public company boardsNone disclosed .
Compensation Committee interlocksNone; committee comprised entirely of independent outside directors (Bayles, Brown, Mann, Stauffer) .
Potential interlocks with competitors/suppliers/customersNot disclosed .

Expertise & Qualifications

  • Long‑tenured community and business leader; President of a specialty manufacturing company since 1989 .
  • Board cites experience in building/managing a private industrial business and community prominence as qualifications .
  • Independence affirmed; familiarity with local market via community roles .

Equity Ownership

HolderShares Beneficially OwnedOwnership % of OutstandingNotes
Kenneth F. Brown, Jr.150,714 4.05% Includes 148,336 shares owned jointly with spouse .

Policy framework:

  • Hedging and monetization transactions in QNB securities prohibited; short positions, swaps, collars, exchange funds disallowed .
  • Pledging of QNB securities prohibited, with narrow exception only if borrower can clearly repay without resort to pledged securities .
  • Insider trading policy with window periods and pre‑clearance for directors; Section 16 reporting emphasized .

Governance Assessment

  • Positives:

    • Independence, high ownership (4.05%) signaling alignment; board structure with independent chair and majority independent directors .
    • Active roles on Compensation (member) and Nominating (Chair) committees central to pay and board refreshment; attendance thresholds met and annual meeting participation .
    • 2025 adjustments tilt director compensation toward equity, improving long‑term alignment .
    • Robust policies on hedging/pledging and clawbacks under the 2025 plan mitigate risk .
  • Watch items / potential red flags:

    • Nominating Committee did not meet in 2024, which may suggest limited board refreshment activity or under‑engagement; mitigation could include documented processes outside formal meetings .
    • Very long tenure (since 1993) can raise independence perception concerns among some investors despite formal independence status .
    • Related‑party lending is permissible under Reg O and does not impair independence; aggregate director/officer indebtedness was $16.63 million as of Feb 28, 2025, though individual loan details are not disclosed (no specific related‑party transactions beyond ordinary‑course banking) .
  • Overall: Strong ownership alignment and independent status with key committee leadership; monitor Nominating Committee activity and board refreshment cadence, and maintain transparency on any ordinary‑course banking relationships.