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Timothy S. Huval

Director at REPUBLIC BANCORP INC /KY/
Board

About Timothy S. Huval

Timothy S. Huval, age 58, has served as an independent director of Republic Bancorp, Inc. (RBCAA) and Republic Bank & Trust Company since 2022. He is Chief Administrative Officer and Chief Human Resources Officer at Humana, Inc., with prior senior leadership roles at Bank of America and Gateway Computers; he holds an MPA from Brigham Young University and a BA in Marketing from Weber State University . He is assigned to the Audit and Compensation Committees and meets NASDAQ’s financial knowledge and sophistication requirements for Audit Committee service .

Past Roles

OrganizationRoleTenureCommittees/Impact
Humana, Inc.Chief Administrative Officer; Chief Human Resources Officer2013–present (CAO 2019–present)Human capital leadership, enterprise administration
Bank of AmericaMultiple senior roles (HR Executive – Global Treasury/Technology; Sr. HR Exec – Global Wealth & Investment Mgmt; CIO – Global Wealth; Head of Operations – Credit Card; Head of Operations – Mortgage; SVP – Consumer Service & Operations)2002–2013Technology/operations oversight; HR governance
Gateway ComputersTraining & Development Manager – Global Operations; Sr. Manager, HR; General Manager – Factory & Call Center; Director, HR – Global Operations & Consumer1997–2002Operations leadership, talent development

External Roles

OrganizationRoleTenureNotes
MyCareGorithm, LLCAdvisory Board MemberCurrentPrivate company advisory role
Seacoast Banking Corporation (NASDAQ: SBCF)Director2016–2019Former public company directorship

Board Governance

  • Independence: The Board determined Huval is an independent director under NASDAQ Rule 5605(a)(2) .
  • Committees: Audit (member), Compensation (member). Audit Committee had 8 meetings in 2024; Compensation Committee had 4 meetings .
  • Attendance: The Board met 6 times in 2024; each incumbent Director except A. Scott Trager attended at least 75% of Board meetings, indicating Huval met the minimum attendance threshold .
  • Lead Independent Director: Mark A. Vogt serves as Lead Independent Director, with independent director executive sessions at least twice per year .
  • Controlled company: RBCAA is a “controlled company” but did not claim the NASDAQ controlled-company independence exemption for the 2025 election cycle .

Fixed Compensation

ComponentAmountNotes
Cash fees earned (2024)$34,000Director fees; portion not deferred
Stock awards (2024)$24,950460 vested Class A shares granted May 15, 2024; aggregate grant-date fair value
Total (2024)$58,950Sum of cash and stock awards
Program structure (general)Board: $4,000 per meeting; Committee: $1,000 per meeting; Chair retainer: $10,000; Annual stock retainer ≈ $25,000 (460 shares for 2024)Applies to non-employee directors; directors may defer awards/fees into the Non-Employee Director and Key Employee Deferred Compensation Plan (no company match for directors)
  • 2025 director compensation program changes were informed by an independent consultant; the Compensation Committee determined no conflict of interest in the consultancy .

Performance Compensation

  • No options or performance-linked director compensation disclosed for Huval in 2024; director awards comprised cash fees and annual stock grants, with an option to defer into the plan (no director matching) .

Other Directorships & Interlocks

EntityRelationshipPotential Interlock/Conflict
Humana, Inc.Employer (CAO/CHRO)No related-party transactions disclosed between RBCAA and Humana
Seacoast Banking Corporation (SBCF)Former public boardHistorical role only; no current interlock
  • Related-party environment: Significant leasing arrangements with Trager-affiliated entities ($4,670,634 in 2024; 183,198 sq. ft.; $388,609/month; expirations 2028–2034), approved by the Audit Committee as arm’s-length; not related to Huval .

Expertise & Qualifications

  • Human capital management, operations, and technology leadership across large financial and healthcare organizations; meets NASDAQ financial knowledge requirement for Audit .
  • Education: MPA (BYU), BA Marketing (Weber State), Associate’s Degree; Honorary Doctor of Humane Letters (Salt Lake Community College) .

Equity Ownership

MetricValueNotes
Beneficial ownership (Feb 14, 2025)0 shares; “*” less than 1%Listed as “—”; represents <1%
Unvested/deferred shares beyond 60 days1,735 sharesUnder Non-Employee Director and Key Employee Deferred Compensation Plan
Hedging/pledging policyHedging, pledging, and margin accounts prohibited for Directors and NEOsPolicy statement under “What we do not do”
  • Section 16 compliance: Late filings were disclosed for other directors (Howell, Trager-Kusman, Sanchez); none cited for Huval in 2024 .

Governance Assessment

  • Strengths:

    • Independent director with dual committee service (Audit and Compensation), appropriate financial sophistication for Audit .
    • Attendance threshold met; presence on core oversight committees suggests engagement .
    • Anti-hedging/pledging policy supports shareholder alignment; option to defer equity indicates long-term orientation, albeit no director match .
    • Controlled company chose not to rely on independence exemption for 2025, maintaining majority-independent board .
  • Watch items / RED FLAGS:

    • Zero beneficial ownership as of the record date; while 460 vested shares were granted in 2024 and 1,735 deferred shares will vest beyond 60 days, current “skin-in-the-game” appears limited relative to insider control concentration (execs/directors hold ~73% of combined voting power) .
    • Broader related-party leasing to Trager-affiliated entities is material; while Audit Committee-approved as arm’s-length, it represents ongoing governance risk context (not tied to Huval) .
  • Investor implications:

    • Huval’s HR/operations background can enhance oversight of talent, compensation, and operational risk.
    • Ownership alignment could improve as deferred shares vest; continued monitoring of director equity accumulation is warranted .
    • The controlled-company structure and family-related transactions place a premium on independent committee rigor; Huval’s role on Audit and Compensation is central to investor confidence .