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REPUBLIC BANCORP INC /KY/ (RBCAA)

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Earnings summaries and quarterly performance for REPUBLIC BANCORP INC /KY/.

Research analysts covering REPUBLIC BANCORP INC /KY/.

Recent press releases and 8-K filings for RBCAA.

Republic Bancorp Reports 20% Increase in Q4 Net Income and Record Full-Year Net Income
RBCAA
Earnings
New Projects/Investments
Revenue Acceleration/Inflection
  • Republic Bancorp reported a 20% increase in fourth quarter 2025 net income to $22.8 million and $1.17 per share in Diluted EPS, contributing to record net income of $131.3 million and $6.72 Diluted EPS for the full year 2025.
  • For Q4 2025, the company achieved a return on average assets (ROA) of 1.28% and a return on average equity (ROE) of 8.20%.
  • The company's total assets reached approximately $7.04 billion as of December 31, 2025, with Total Stockholders' Equity surpassing $1.0 billion during the year.
  • Strategic actions included an agreement to sell its St. Louis-based RBF operations, expected to close in Q1 2026 with an approximate $6 million gain, and the company maintained solid credit quality metrics, with net charge-offs to average loans at 0.03% and nonperforming loans at 0.45% of total loans as of December 31, 2025.
8 days ago
Republic Bancorp, Inc. Increases Quarterly Cash Dividends
RBCAA
Dividends
  • Republic Bancorp, Inc. announced a 10% increase in its quarterly cash dividends, marking the 28th consecutive year of dividend increases.
  • The new quarterly cash dividend will be $0.495 per share for Class A Common Stock and $0.45 per share for Class B Common Stock.
  • These dividends are payable on April 17, 2026, to shareholders of record as of March 20, 2026.
  • The increased cash dividend results in an annualized dividend yield for the Class A Common stock of 2.77%, based on the stock's closing price on January 20, 2026.
  • As of September 30, 2025, the company had approximately $7.01 billion in total assets.
Jan 21, 2026, 9:00 PM
Republic Bancorp Reports Strong Q3 2025 Earnings Amidst Share Price Decline
RBCAA
Earnings
Revenue Acceleration/Inflection
  • Republic Bancorp reported strong Q3 2025 earnings, with earnings per share (EPS) of $1.52 and revenue of $93.54 million, both surpassing analyst estimates.
  • The company achieved a net interest margin (NIM) expansion of 16 basis points year-over-year, increasing from 3.22% in Q3 2024 to 3.38% in Q3 2025.
  • Despite this solid performance, the stock has declined approximately 8.5% over the past three months and underperformed the S&P 500 year-to-date.
  • Republic Bancorp's total shareholder return over the past five years exceeds 128%, highlighting strong long-term growth despite recent short-term share price declines.
  • The company maintained strong balance sheet liquidity with deposit growth of 5% in Q3 2025, while the total loan portfolio slightly declined by 2% due to disciplined management.
Oct 17, 2025, 1:36 PM
Republic Bancorp Reports 12% Increase in Third Quarter Net Income
RBCAA
Earnings
Revenue Acceleration/Inflection
  • Republic Bancorp reported net income of $29.7 million and Diluted Earnings per Class A Common Share of $1.52 for the third quarter of 2025, representing increases of 12% and 11% respectively, over the third quarter of 2024.
  • For the third quarter of 2025, the company achieved a return on average assets (ROA) of 1.69% and a return on average equity (ROE) of 10.91%. The Total Company Net Interest Margin (NIM) expanded 16 basis points to 4.65% from the third quarter of 2024.
  • Core Bank net income increased by 15% to $19.8 million for the third quarter of 2025, driven by a 12% increase in net interest income. Deposits grew by $21 million from June 30, 2025, to September 30, 2025.
  • Credit quality for the Core Bank remained solid, with net charge-offs to average loans at 0.02% and period-end nonperforming loans to total loans at 0.42% for the third quarter of 2025.
Oct 17, 2025, 12:00 PM
Republic Bancorp Reports 12% Increase in Third Quarter Net Income
RBCAA
Earnings
  • Republic Bancorp reported net income of $29.7 million and Diluted EPS of $1.52 per share for the third quarter of 2025, representing increases of 12% and 11% respectively, over the third quarter of 2024.
  • For the third quarter of 2025, the company achieved a return on average assets (ROA) of 1.69% and a return on average equity (ROE) of 10.91%.
  • The Total Company Net Interest Margin (NIM) expanded by 16 basis points to 4.65% in the third quarter of 2025, up from 4.49% in the third quarter of 2024.
  • Core Bank net income increased by 15% to $19.8 million for the third quarter of 2025, compared to $17.2 million in the prior year period.
  • The company recently received two accolades, being ranked among Bank Director's Top 25 publicly traded banks and awarded the 2024 Raymond James Community Bankers Cup.
Oct 17, 2025, 12:00 PM