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W. Kennett Oyler, III

Director at REPUBLIC BANCORP INC /KY/
Board

About W. Kennett Oyler, III

W. Kennett Oyler, III (age 66) is an independent director of Republic Bancorp, Inc. since 2020 and a director of Republic Bank & Trust Company since 2008; he is CEO of OPM Services, Inc., a financial-services and investment firm he founded in 1992 . He previously served as President & CEO of Greater Louisville Inc. (2014–2020) and has held senior finance and operating roles at High Speed Access Corp. and Henry Vogt Machine Co.; he holds an MBA and a BS in Commerce/Marketing from the University of Louisville .

Past Roles

OrganizationRoleTenureCommittees/Impact
OPM Services, Inc.Founder & CEO1992–presentLeads financial services and investment activities
Greater Louisville Inc. (Metro Chamber)President & CEO2014–2020Regional economic development leadership
High Speed Access Corp.President, CEO, CSO; co-founder1997–2000s; IPO in 1999Took broadband provider public, scaling growth
Henry Vogt Machine Co.Treasurer; VP Finance; CFOPrior roleSenior financial leadership in manufacturing
Citizens Fidelity (now PNC) BankCash Management OfficerPrior roleTreasury/cash management experience

External Roles

OrganizationRoleTenure/StatusNotes
Alliance Cost Containment, LLCDirectorCurrentPrivate company board role
Thornton CapitalDirectorCurrentPrivate company board role
University of Louisville College of BusinessExecutive in ResidenceCurrentAcademic/business mentorship role
Various civic/non-profit orgs (Leadership Louisville, Metro YMCA, Metro United Way, etc.)Board/Chair rolesPast/Current16 chair roles across dozens of organizations

Board Governance

  • Committee assignments: Risk Committee member (not Chair) .
  • Independence: Board determined Mr. Oyler is an “independent director” under NASDAQ Rule 5605(a)(2) .
  • Attendance: The Board held six meetings in 2024; each incumbent Director except A. Scott Trager attended at least 75%—implying Mr. Oyler met the attendance threshold .
  • Controlled company context: RBCAA is a “controlled company” but did not elect the independence exemption for 2025; Trager family members recommended all director nominees—an entrenchment risk the Board discloses .
  • Risk oversight: The Risk Committee oversees enterprise risk, including IT/cybersecurity, compliance/CRA, and regulatory/legal matters—scope relevant to Mr. Oyler’s committee role .

Fixed Compensation

2024 non-employee director compensation (company-level structure and individual):

ComponentDetailsAmount
Annual stock retainer460 vested Class A shares awarded May 15, 2024; grant-date fair value approx. $25,000 $24,950
Board meeting fees$4,000 per Board meeting (reduced to $2,000 for certain virtual attendance after four in-person); committee meetings $1,000 each; Committee Chair retainer $10,000 (if applicable)
Mr. Oyler – Fees earned/paid in cash (2024)Cash portion of director fees paid$30,000
Mr. Oyler – Stock awards (2024)Aggregate grant-date fair value (FASB ASC 718)$24,950
Mr. Oyler – Total (2024)Sum of cash and stock for 2024$54,950
Deferral electionMr. Oyler was paid $30,000 in cash; the balance of his stock awards/fees was deferred into the Non-Employee Director & Key Employee Deferred Compensation Plan; no company match for directors; dividends converted to stock equivalents

Performance Compensation

Non-employee directors do not receive performance-based pay. In 2024, Mr. Oyler had no option awards and no non-equity incentive plan compensation:

Performance-linked element2024 Amount
Option awards$0 (— in proxy table)
Non-equity incentive plan compensation$0 (— in proxy table)

Other Directorships & Interlocks

CategoryDisclosure
Current public company boardsNone disclosed for Mr. Oyler in RBCAA’s 2025 proxy .
Private company boardsAlliance Cost Containment, LLC (Director); Thornton Capital (Director) .
Potential interlocks/conflictsProxy discloses significant related-party leasing with entities controlled by Trager family affiliates (not involving Mr. Oyler), subject to Audit Committee review/approval as arm’s-length; Board notes no additional relationships beyond those described .

Expertise & Qualifications

  • Education: MBA; BS in Commerce/Marketing—University of Louisville .
  • Entrepreneur/operator: Founded/co-founded 20 businesses across financial services, real estate, internet access, manufacturing, rail, equipment leasing, and consumer research; led High Speed Access Corp. IPO in 1999 .
  • Recognitions: Kentucky Entrepreneur Hall of Fame (2016); EY Entrepreneur of the Year (2000); Cashflow Magazine Treasurer of the Year (1985) .
  • Board skills: Serves on Risk Committee; profile emphasizes entrepreneurial and leadership background and extensive civic governance experience .

Equity Ownership

MetricAmount/Status
Beneficial ownership (Class A)1,116 shares; less than 1% of Class A, Class B, and combined
Deferred equity (not within 60 days)2,084 shares issuable beyond 60 days under the Non-Employee Director & Key Employee Deferred Compensation Plan (deferred stock equivalents)
Hedging policyDirectors and employees are prohibited from engaging in hedging transactions in RBCAA shares

Governance Assessment

  • Positive indicators:

    • Independent director serving on the Risk Committee, which covers ERM, IT/cybersecurity, compliance, and regulatory risks—areas under heightened investor scrutiny .
    • 2024 attendance met the ≥75% threshold; Board held six meetings, supporting reasonable engagement .
    • Compensation structure mixes cash and vested stock; Mr. Oyler deferred a portion into stock equivalents, modestly improving alignment despite relatively small absolute ownership .
    • Anti-hedging policy applies to directors, reinforcing alignment with shareholders .
  • Watch items / RED FLAGS:

    • Controlled company dynamics and nominating influence: The company is a controlled company (though not using the exemption in 2025) and Trager family members recommended all director nominees—potential independence/perceived entrenchment risk .
    • Related-party transactions: Material affiliate leasing with entities controlled by Trager family affiliates ($4.67M in 2024), although reviewed and approved as comparable by the Audit Committee; ongoing monitoring remains prudent .
  • Overall: Mr. Oyler brings entrepreneurial and operating breadth and serves on the Risk Committee, but broader Board control/related-party environment presents governance risk factors investors should weigh alongside his independence and engagement .