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Christopher Chestney

Director at Rhinebeck Bancorp
Board

About Christopher W. Chestney

Independent director at Rhinebeck Bancorp, Inc. (RBKB); funeral director for Dapson-Chestney Funeral Home, Inc. in Rhinebeck, NY, and Peck & Peck Funeral Homes, Inc. in Pine Plains and Copake, NY. Age 60; director since 2015, with local business experience cited as providing community insight to the Board . The Board classifies him as independent under Nasdaq standards, with independence assessed considering non-required transactions, including business services performed by his brother-in-law .

Past Roles

OrganizationRoleTenureCommittees/Impact
Dapson-Chestney Funeral Home, Inc.Funeral DirectorNot disclosedLocal business perspective to Board
Peck & Peck Funeral Homes, Inc.Funeral DirectorNot disclosedLocal business perspective to Board

External Roles

No public company directorships disclosed in RBKB’s proxy biography for Chestney .

Board Governance

  • Independence: Independent director; Board specifically considered transactions and relationships, including business services performed by Chestney’s brother-in-law, and determined independence per Nasdaq listing standards .
  • Board structure: Independent Chair (William C. Irwin) and separate CEO, enhancing oversight .
  • Attendance: In 2024, no director attended fewer than 75% of Board and committee meetings; all directors attended the 2024 annual meeting . In 2023, no director attended fewer than 75% of meetings; most directors attended the annual meeting .
  • Hedging/Pledging: Hedging by directors is prohibited under the Insider Trading Policy . No pledge noted for Chestney in beneficial ownership footnotes; pledge disclosure appears for another director, not Chestney .
  • Compensation oversight: Compensation Committee utilized Blanchard Consulting Group in 2024 to benchmark management and director pay .
CommitteeRoleMeetings in 2023Meetings in 2024
AuditMember 5 4
Governance & NominatingChair (X*) 4 5
CompensationNot a member 8 9

Fixed Compensation

Metric20232024
Cash Fees ($)$35,900 $55,250
Stock Awards ($)$0 $0
Option Awards ($)$0 $0
Total ($)$35,900 $55,250
  • Directors may elect to defer fees under the Rhinebeck Savings Bank Deferred Compensation Plan; plan credited 5.91% interest in 2023 and 4.14% in 2024; four directors participated each year (individual participation not disclosed) .

Performance Compensation

  • No stock or option awards granted to Chestney in 2023 or 2024 (annual grant values were zero) .
  • Outstanding director options from prior grants persist; individual annual grant limits under the 2025 Equity Plan would cap any future non-employee director grants at 30,000 options and 30,000 RSUs per calendar year .
Equity Grant Metrics20232024
Stock Awards ($)$0 $0
Option Awards ($)$0 $0

Other Directorships & Interlocks

CompanyRoleTypeNotes
No other public company boards disclosed for Chestney in RBKB proxy

Expertise & Qualifications

  • Local-market small business operator (funeral services) providing community/customer insight .
  • Governance experience via committee memberships and chair role (Governance & Nominating) .
  • Independent board member under Nasdaq standards .

Equity Ownership

Metric20242025
Beneficial Ownership (shares)39,876 39,876
Ownership % of Outstanding<1% (“*”) <1% (“*”)
Options Outstanding (vested, #)16,365 16,365
  • Footnote detail (2024): Chestney’s beneficial ownership includes 16,365 vested options, plus 1,000 shares held by his spouse and 1,000 shares held by each of his two children .
  • Pledging: No pledge noted for Chestney; pledge disclosure applies to a different director and would have been indicated if applicable .

Governance Assessment

  • Strengths: Independent status affirmed; chairs Governance & Nominating and serves on Audit—both critical to oversight; attendance met Board threshold; hedging prohibited under policy; independent Chair separates leadership from management .
  • Alignment: Modest beneficial ownership with legacy option holdings; no new director equity grants in 2023–2024 suggests compensation skewed to cash retainers rather than performance-linked equity; 2025 Equity Plan caps director awards to limit dilution and align with shareholder interests .
  • Potential conflicts: Board independence determination considered business services performed by Chestney’s brother-in-law; not required to be disclosed as related-party transaction, but noted in independence review—monitoring advisable though currently limited .
  • Risk indicators: No pledging noted for Chestney; director loans (where applicable) are on market terms and performing under banking regulations, mitigating credit-related governance risk .