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William Martin

Director at SB FINANCIAL GROUP
Board

About William G. Martin

William G. Martin (age 58) is an independent director of SB Financial Group (SBFG) and The State Bank and Trust Company, serving since 2014. He is President and a Director of Spangler Candy Company, with 36+ years in finance and accounting; he began at Arthur Young (now Ernst & Young) and passed the Ohio CPA exam in 1993 (currently non‑practicing) . His board credentials emphasize finance, operating leadership, and community and industry engagement .

Past Roles

OrganizationRoleTenureCommittees/Impact
Arthur Young (Ernst & Young)Early career; passed Ohio CPA examCPA exam in 1993Financial training foundation
Large furniture manufacturerVP ControllerNot disclosedLed accounting/controller functions
Spangler Candy CompanyPresident; DirectorEmployed past 25 yearsOperational and financial leadership in privately held manufacturer

External Roles

OrganizationRoleTenureCommittees/Impact
National Confectioners AssociationBoard memberCurrentIndustry governance and policy engagement
Bryan Area FoundationBoard member; former ChairmanChairman 2016–2018Local philanthropy leadership
Williams County Port AuthorityBoard memberCurrentRegional economic development
Bryan St. Patrick Catholic ChurchFinance Council memberCurrentCommunity financial oversight

Board Governance

  • Independence: The Board affirmatively determined Martin is an independent director under Nasdaq Rule 5605(a)(2) .
  • Committees: Member—Compensation Committee; Member—Governance & Nominating Committee . Committee chairs are George W. Carter (Compensation) and Timothy J. Stolly (Governance & Nominating) .
  • Attendance: The Board met 15 times in 2024 (12 regular), and each director attended at least 75% of Board and applicable committee meetings; all incumbent directors attended the April 17, 2024 annual meeting .
  • Engagement: Independent directors meet in executive session as appropriate; Lead Independent Director is Richard L. Hardgrove .
  • Subsidiary role: Chairman of State Bank’s Executive Loan Committee; liaison to Williams County Advisory Board .
CommitteeMembershipChair Role2024 Meetings
CompensationMember No (Chair: G.W. Carter) 3
Governance & NominatingMember No (Chair: T.J. Stolly) 3
AuditNot listed4
Risk ManagementNot listed2
Loan ReviewNot listed4

Fixed Compensation

Component (2024)Amount (USD)Notes
SBFG Director Fees$20,816Cash fees for SBFG board service
State Bank Director Fees$20,249Cash fees for bank board service
Stock Awards$24,005Restricted shares; see grant details below
Director Equity Grant DetailsValue
Grant dateFeb 5, 2024
Shares granted1,528
Grant-date fair value per share$15.71
VestingFully vested Aug 5, 2024
  • Policy context: Non-employee directors received an annual cash retainer of $36,570 for SBFG, with additional retainers for committee chairs and the Lead Independent Director; 2024 director equity grants (restricted shares) were awarded and fully vested within ~6 months .

Performance Compensation

Performance-conditioned awards tied to director payDisclosure
Performance metrics for director grantsNone; director restricted shares were time-based vesting (not performance-conditioned)

Other Directorships & Interlocks

EntityTypeRolePublic company?Interlocks/conflicts disclosed
Spangler Candy CompanyPrivate companyPresident; DirectorNoNone disclosed
National Confectioners AssociationTrade associationBoard memberN/ANone disclosed
Bryan Area FoundationNon-profitBoard member; former ChairmanN/ANone disclosed
Williams County Port AuthorityGovernmentalBoard memberN/ANone disclosed
Bryan St. Patrick Catholic ChurchReligious organizationFinance Council memberN/ANone disclosed
  • Compensation committee interlocks: None; committee comprises independent directors (Carter—Chair, Hardgrove, Kissner, Martin) and disclosed no interlocks or insider participation issues in 2024–2025 .

Expertise & Qualifications

  • Finance and accounting leadership; 36+ years of experience; began at Arthur Young; passed Ohio CPA exam in 1993 (inactive) .
  • Operating executive (President) at Spangler Candy Company for the past 25 years; board-level leadership experience in private manufacturing .
  • Industry and community governance via National Confectioners Association, Bryan Area Foundation (Chair 2016–2018), Williams County Port Authority, and parish Finance Council .

Equity Ownership

ItemDetail
Total beneficial ownership17,890 common shares
Ownership % of outstandingLess than 1% (company notes <1% unless otherwise stated)
Shares outstanding (record date)6,534,918 as of Feb 21, 2025
Stock ownership guidelinesMinimum 10,000 shares for directors within 5 years; all directors in compliance
Vested vs. unvested2024 director grant fully vested Aug 5, 2024; no unvested director restricted shares from 2024 grant at year-end
Pledging/hedgingHedging prohibited by Insider Trading Policy; trading only during open windows

Governance Assessment

  • Strengths:
    • Independent status; active roles on Compensation and Governance committees, aligning with board effectiveness and director oversight .
    • Strong engagement (≥75% meeting attendance; presence at annual meeting) and compliance with stock ownership guidelines (17,890 shares vs. 10,000 minimum) .
    • No compensation committee interlocks or conflicts reported; use of independent compensation consultant (Blanchard Consulting Group) for director and executive compensation benchmarking; next review planned in 2025 .
    • Insider trading controls and anti‑hedging policy in place; Section 16 filings timely for directors in 2024 (only one late filing noted for a non‑director executive officer in Feb 2025) .
  • Potential conflict considerations:
    • As President of Spangler Candy Company and a local economic actor, any banking relationships would be subject to Reg O and standard underwriting; SBFG discloses insider loans were on market terms, normal risk, and Board‑approved; no unfavorable features reported .
    • Serves as Chairman of State Bank’s Executive Loan Committee—enhances credit oversight but requires continued adherence to conflict policies and Reg O compliance; no adverse findings disclosed .
  • RED FLAGS:
    • None disclosed for pledging, hedging, related‑party transactions, or director attendance shortfalls; no director compensation anomalies reported .