Earnings summaries and quarterly performance for SB FINANCIAL GROUP.
Executive leadership at SB FINANCIAL GROUP.
Board of directors at SB FINANCIAL GROUP.
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Recent press releases and 8-K filings for SBFG.
SB Financial Group Announces Third Quarter 2025 Results
SBFG
Earnings
Share Buyback
- GAAP net income for the third quarter ended September 30, 2025, was $4.0 million, or $0.64 per diluted share (DEPS), an increase from $2.4 million, or $0.35 per DEPS, in the prior-year quarter.
- Net interest income for Q3 2025 increased by 21.1 percent to $12.3 million from $10.2 million reported in the prior-year quarter.
- The company achieved loan growth of $80.6 million, or 7.8 percent, from the prior-year quarter, with total loans reaching $1.11 billion as of September 30, 2025.
- Total deposits increased by $103.0 million, or 8.9 percent, from the prior-year quarter, reaching $1.26 billion as of September 30, 2025.
- Tangible book value per share ended the quarter at $17.21, up $0.72 per share or 4.4 percent from the prior-year quarter.
Nov 4, 2025, 9:34 PM
SB Financial Group, Inc. Reports Strong Q3 2025 Earnings and Provides Outlook
SBFG
Earnings
Share Buyback
Guidance Update
- SB Financial Group, Inc. (SBFG) reported Q3 2025 adjusted diluted earnings per share of $0.68, exceeding the consensus estimate of $0.62, and net interest income of $12.3 million, marking a 21% increase from the prior year quarter.
- The company achieved loan growth of 7.8% over the prior year, totaling approximately $80.6 million, and deposits grew by 9% or nearly $103 million, which included $51 million from the Marblehead integration.
- Asset quality remained robust in Q3 2025, with charge-offs falling to 0 basis points and nonperforming assets totaling $4.9 million; the allowance for credit losses stood at 1.44% of total loans, providing 345% coverage of nonperforming assets.
- SBFG repurchased 101,000 shares at an average price of just under $20 during Q3 2025, contributing to a 4.4% increase in tangible book value per share to $17.21.
- Management projects Q4 2025 loan growth of $15 million to $20 million and $80 million to $100 million for FY 2026, with total operating expenses for Q4 2025 expected around $11.5 million.
Nov 4, 2025, 9:04 PM
SBFG Reports Strong Q3 2025 Financial Results and Strategic Expansion
SBFG
Earnings
M&A
Guidance Update
- SBFG reported net income of $4 million and diluted earnings per share of $0.64 for the third quarter of 2025, representing an 83% increase compared to the prior year quarter. Net interest income totaled $12.3 million, an increase of over 21% from Q3 2024.
- The company achieved loan growth of $80.6 million (7.8%) and deposit growth of $103 million (9%) over the prior year quarter, which includes $51 million in deposits from the successfully integrated Marblehead clients.
- Tangible book value per share ended the quarter at $17.21, up 4.4% from the prior year. SBFG announced a dividend of $0.155 per share and repurchased 101,000 shares at an average price just under $20 during the quarter.
- SBFG is expanding into the new adjacent market of Napoleon, Ohio, and Henry County, targeting $800 million in deposits. The company expects another high single-digit level of loan growth and 4% to 5% deposit growth in 2026.
Oct 31, 2025, 3:00 PM
SBFG Reports Strong Q3 2025 Earnings, Loan and Deposit Growth, and Strategic Expansion
SBFG
Earnings
M&A
Dividends
- SB Financial Group reported net income of $4 million and diluted earnings per share of $0.64 for Q3 2025, representing an 83% increase compared to the prior year quarter. Total operating revenue rose 15.9% to $16.6 million, driven by a 21% increase in net interest income to $12.3 million.
- The company achieved 7.8% loan growth and 9% deposit growth over the prior year quarter, with 4.5% organic deposit growth when excluding the Marblehead acquisition. Operating expenses decreased 3% from the linked quarter, contributing to an operating leverage of 3.5 times for the quarter.
- The integration of Marblehead clients was successfully completed in Q3 2025, and SBFG is expanding into the new market of Napoleon, Ohio, aiming to aggressively pursue $800 million in deposits in that area.
- SBFG announced a dividend of $0.155 per share, marking its 13th consecutive year of increasing annual dividend payout. The company anticipates high single-digit loan growth for 2026 and expects its net interest margin to peak at 3.48% this quarter.
Oct 31, 2025, 3:00 PM
SBFG Reports Strong Q3 2025 Earnings and Strategic Progress
SBFG
Earnings
M&A
Share Buyback
- SB Financial Group reported net income of $4 million and diluted earnings per share of $0.64 for Q3 2025, marking an 83% increase compared to the prior year quarter.
- Net interest income rose 21% to $12.3 million from Q3 2024, driving a 15.9% increase in total operating revenue to $16.6 million.
- The company achieved loan growth of 7.8% and deposit growth of 9% over the prior year, with the Marblehead acquisition successfully integrated and contributing $51 million in deposits.
- Tangible book value per share increased to $17.21, and the company repurchased 101,000 shares at an average price of just under $20 during the quarter.
- Operating expenses decreased 3% from the linked quarter, with Q4 2025 expenses projected at approximately $11.5 million and a 3% to 4% growth pace anticipated for 2026.
Oct 31, 2025, 3:00 PM
SB Financial Group Reports Strong Third Quarter 2025 Financial Performance
SBFG
Earnings
M&A
- SB Financial Group reported GAAP net income of $4.0 million and Diluted Earnings per Share (DEPS) of $0.64 for the third quarter ended September 30, 2025, marking increases of 71.9% and 82.9% respectively, compared to the prior-year quarter.
- Net interest income for the third quarter of 2025 increased by 21.1% to $12.3 million from $10.2 million in the prior-year quarter.
- The company achieved loan growth of $80.6 million (7.8%) and deposit growth of $103 million (8.9%) from the prior-year quarter, with the Marblehead acquisition contributing to these figures.
- Asset quality showed improvement, with nonperforming assets totaling $4.9 million, representing 0.32% of total assets as of September 30, 2025, a decrease of $665,000 from the prior year.
Oct 30, 2025, 8:15 PM
SBFG Declares Quarterly Cash Dividend
SBFG
Dividends
- SB Financial Group, Inc. (SBFG) announced a quarterly cash dividend of $0.155 per common share.
- The dividend is payable on November 28, 2025, to shareholders of record as of November 14, 2025.
- This dividend represents a 7 percent increase over the prior year's dividend of $0.145 per share.
- The collective dividend for the last four quarters totals $0.60 per share, which is a 7 percent increase over the previous four quarters' $0.56 per share, and represents a 3.1% yield.
Oct 17, 2025, 5:25 PM
Quarterly earnings call transcripts for SB FINANCIAL GROUP.
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