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Kyle Brehm

Independent Director at Sezzle
Board

About Kyle Brehm

Kyle Brehm, age 40, has served as an Independent Non‑Executive Director of Sezzle since 2024. He is an officer and tax attorney at Fredrikson & Byron P.A. (since November 2019), previously a director at PwC, and treasurer and board member of the non‑profit eQuality–Pathways to Potential (2012–2022). He holds a BA from St. John’s University, a JD from University of Minnesota Law School, and an MBA from the University of Minnesota Carlson School of Management, bringing legal and tax expertise to the board .

Past Roles

OrganizationRoleTenureCommittees/Impact
Fredrikson & Byron P.A.Officer and Tax AttorneyNov 2019–presentLegal/tax expertise relevant to Sezzle’s industry
PricewaterhouseCoopers LLPDirectorPrior to 2019Tax advisory background; corporate governance literacy
eQuality–Pathways to Potential (non‑profit)Board member and Treasurer2012–2022Financial oversight and governance experience

External Roles

OrganizationRolePublic Company?Notes
Fredrikson & Byron P.A.Officer and Tax AttorneyNoPrivate law firm employment; no SEZL‑disclosed transactions with the firm
eQuality–Pathways to PotentialBoard TreasurerNoPrior non‑profit service (ended in 2022)
Other public company directorshipsNone disclosed for Brehm

Board Governance

  • Independence: Board determined Brehm is “independent” under Nasdaq and SEC rules; he serves on Audit & Risk, Compensation, and Nominating & Corporate Governance committees (member on all; not chair) .
  • Committee structure and assignments:
    • Audit & Risk Committee: Member (Stephen East is Chair); committee oversees financial reporting integrity, auditor independence, related‑party review, IT systems integrity, and FCPA/UKBA compliance .
    • Compensation Committee: Member; committee oversees pay structures, clawback policies, peer benchmarking, director minimum shareholding policies, and equity plan administration .
    • Nominating & Corporate Governance Committee: Member; committee manages board composition, director nominations, conflict reviews, orientation/education, and succession planning .
  • Attendance: Board met 14 times in 2024; each director attended at least 75% of meetings during their service period. Three directors attended the 2024 annual meeting .
  • Leadership: CEO is Board Chair (not on any committees), but majority of directors are independent .

Fixed Compensation

ComponentAmount/Structure2024 Actual for BrehmNotes
Board cash retainer$60,000 annual$37,500Reflects partial‑year service starting July 18, 2024 and committee roles; board sets fees based on Compensation Committee recommendation .
Audit & Risk Committee – Chair$15,000Chair is Stephen East; Brehm is a member .
Audit & Risk Committee – Member$7,500IncludedBrehm is a member .
Compensation Committee – Chair$7,500Chair is Stephen East; Brehm is a member .
Compensation Committee – Member$3,750IncludedBrehm is a member .
Nominating & Corporate Governance – Chair$7,500Chair is Stephen East; Brehm is a member .
Nominating & Corporate Governance – Member$3,750IncludedBrehm is a member .
Other compensation$2,463As disclosed in director compensation table .
Total 2024 director compensation$82,128Cash + stock awards + other comp; no options .

Performance Compensation

InstrumentGrant DateShares/UnitsFair Value per ShareTotal Grant Fair ValueVesting
RSUs (Director grant)July 18, 20243,000 RSUs$14.06$42,16525% vests April 1, 2025; remaining vests quarterly thereafter over 4 years .
  • Options: None granted to Brehm in 2024 .
  • Performance metrics: Director RSUs are service‑based; no specific financial/ESG performance metrics disclosed for director awards .

Other Directorships & Interlocks

CategoryDetail
Compensation Committee interlocksNone; no officers served on other boards’ compensation committees with reciprocal relationships .
Related‑party transactionsAudit & Risk Committee reviews and approves related‑party transactions; only familial employment relationships disclosed (Paradis’s brother; Youakim’s brother‑in‑law). No Brehm‑related transactions disclosed .

Expertise & Qualifications

  • Legal and tax expertise from law firm practice and PwC experience; advanced degrees (JD, MBA) .
  • Committee participation across Audit & Risk, Compensation, and Nominating & Corporate Governance indicates broad governance exposure .

Equity Ownership

HolderShares Beneficially Owned% of OutstandingPledging/Hedging
Kyle Brehm20,058<1.0% (of 33,964,824 outstanding)No pledges disclosed for Brehm; company prohibits hedging/shorting; pledging requires Audit & Risk approval .
  • Section 16(a) reporting: One Form 3 for Brehm initially omitted 3,000 shares upon joining the board (administrative error); amended October 7, 2024 .

Governance Assessment

  • Strengths:

    • Independence and diversified committee service across audit, compensation, and nominating functions bolster board effectiveness and oversight .
    • Audit & Risk Committee mandate explicitly covers related‑party review, ethics/compliance, and IT controls—key for fintech risk management .
    • Director pay structure mixes cash retainers with multi‑year RSUs, supporting long‑term alignment; director compensation capped under the 2021 Equity Incentive Plan .
  • Watch‑items / RED FLAGS:

    • Section 16(a) reporting lapse (corrected) signals a process oversight; low severity but indicates need for robust onboarding/reporting controls .
    • CEO’s pledged shares (10,323,600) could introduce market/oversight risk in a forced sale scenario; Audit & Risk Committee (including Brehm) monitors pledges per policy .
    • Combined CEO/Chair structure concentrates authority; mitigated by majority‑independent board and independent committees, but governance purists may prefer an independent chair or lead independent director—no LID disclosed .
  • Alignment:

    • Brehm’s ownership is modest but complemented by time‑based RSUs; no hedging/shorting permitted, and pledging generally restricted, supporting alignment with long‑term value creation .