Earnings summaries and quarterly performance for Sound Financial Bancorp.
Executive leadership at Sound Financial Bancorp.
Board of directors at Sound Financial Bancorp.
Research analysts covering Sound Financial Bancorp.
Recent press releases and 8-K filings for SFBC.
Sound Financial Bancorp, Inc. reports Q4 2025 results
SFBC
Earnings
Dividends
Demand Weakening
- Sound Financial Bancorp, Inc. reported net income of $2.2 million, or $0.87 diluted earnings per share, for the quarter ended December 31, 2025, compared to net income of $1.7 million, or $0.66 diluted earnings per share, for the quarter ended September 30, 2025.
- The company's Board of Directors declared a cash dividend of $0.21 per share, payable on February 23, 2026.
- Net interest income decreased 3.1% to $8.7 million for Q4 2025 from Q3 2025, and the annualized Net Interest Margin (NIM) was 3.36%, down from 3.48% in the prior quarter.
- Total assets increased to $1.09 billion at December 31, 2025, and total deposits grew to $948.9 million.
- Total noninterest expense decreased 10.9% to $6.8 million for Q4 2025 compared to Q3 2025. Total nonperforming loans increased to $5.8 million at December 31, 2025, but management noted these were primarily related to well-secured credits.
Jan 27, 2026, 11:20 PM
Sound Financial Bancorp, Inc. Announces Q4 2025 Results
SFBC
Earnings
Dividends
- Sound Financial Bancorp, Inc. reported net income of $2.2 million and diluted earnings per share of $0.87 for the quarter ended December 31, 2025, and declared a cash dividend of $0.21 per share.
- Total assets increased to $1.09 billion and total deposits grew to $948.9 million at December 31, 2025, representing increases of 3.0% and 5.6% respectively from September 30, 2025.
- Net interest income for the quarter ended December 31, 2025, was $8.7 million, with an annualized net interest margin of 3.36%.
- Total noninterest expense decreased by 10.9% to $6.8 million for the quarter ended December 31, 2025, compared to the prior quarter.
- Nonperforming loans increased to $5.8 million at December 31, 2025, marking a 112.8% rise from September 30, 2025.
Jan 27, 2026, 11:19 PM
Sound Financial Bancorp, Inc. Announces Q3 2025 Results
SFBC
Earnings
Dividends
- Sound Financial Bancorp, Inc. reported net income of $1.7 million, or $0.66 diluted earnings per share, for Q3 2025, compared to $2.1 million, or $0.79 diluted EPS, in Q2 2025 and $1.2 million, or $0.45 diluted EPS, in Q3 2024.
- The company's Board of Directors declared a cash dividend of $0.19 per share, payable on November 21, 2025.
- Net interest income decreased 3.4% to $8.9 million for Q3 2025 from Q2 2025, but increased 13.6% from Q3 2024. The net interest margin (NIM) was 3.48% for Q3 2025.
- Total assets increased 0.2% to $1.06 billion at September 30, 2025, from June 30, 2025. Loans held-for-portfolio grew 0.6% to $909.7 million , while total deposits decreased 0.1% to $898.9 million.
- Nonperforming assets (NPAs) decreased 16.5% to $3.1 million at September 30, 2025, from June 30, 2025, and NPAs to total assets stood at 0.29%.
Oct 28, 2025, 8:59 PM
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