Sign in

You're signed outSign in or to get full access.

Thomas Petro

Director at UNIVEST FINANCIAL
Board

About Thomas M. Petro

Independent director since 2016 (age 66). Managing Partner of 1867 Capital Partners; former President & CEO of Fox Chase Bank and Fox Chase Bancorp (NASDAQ: FXCB) from 2005/2006 until their 2016 acquisition by Univest; former President & CEO of Northeast Pennsylvania Financial Corporation (NASDAQ: NEPF) from 2003–2005. NACD Board Leadership Fellow and NACD Directorship Certified; qualifies as an Audit Committee Financial Expert. Univest’s Board deems all directors independent except the CEO, confirming Petro’s independence .

Past Roles

OrganizationRoleTenureCommittees/Impact
Fox Chase Bank; Fox Chase Bancorp, Inc. (NASDAQ: FXCB)President & CEO2005–2016 (bank); 2006–2016 (holding co.)Led through IPO and sale to Univest (2016)
Northeast Pennsylvania Financial Corp. (NASDAQ: NEPF)President & CEO2003–2005Led through sale (2005)
BizEquityChairman of the Board2017–2019Company sold to ACBJ (2019)
OrthogenRx, Inc.Chairman of the Board2016–2022Company sold to Avanos Medical (NYSE: AVNS) (2022)

External Roles

OrganizationRoleTypeNotes
1867 Capital PartnersManaging PartnerPrivate (VC)Early-stage life sciences, fintech, tech-enabled services
Fintegra LLCDirectorPrivateBoard member
Derstine’s Foodservice, Inc.DirectorPrivateBoard member
USA Nordic SportDirectorNon-profitNational leadership for ski jumping Olympic program

Board Governance

  • Committee assignments (as of Feb 7, 2025): Audit (Member), Enterprise-Wide Risk Management (Chair), Executive (Member), Trust (Chair) .
  • Independence: Independent director; all directors except the CEO are independent under NASDAQ/SEC rules .
  • Attendance: Board met 8 times in 2024; all directors attended ≥75% of Board and committee meetings; all directors attended the 2024 annual meeting .
  • Board leadership: CEO is also Chair; the Board appoints a Lead Independent Director (currently Joseph P. Beebe) and holds executive sessions of independent directors at least twice a year and after each Board meeting .
  • Risk oversight: Chairs the Enterprise-Wide Risk Management Committee overseeing key bank risks including credit, liquidity, market, cyber, compliance, and vendor risks .
  • Financial expertise: Identified by the Board as an Audit Committee Financial Expert .

Fixed Compensation

Component (Director)AmountDetail/Source
Fees Earned or Paid in Cash (2024)$79,569UVSP Director Compensation table
Restricted Stock Units (2024 grant-date fair value)$37,510Awarded Jan 31, 2024 (service-based RSUs)
Total Director Compensation (2024)$117,079Sum of cash + RSUs
Director RSUs Outstanding (12/31/2024)3,056 unitsEach director (except named exceptions) had 3,056 unvested RSUs
Ownership Guideline10,000 shares within 5 yearsApplies to all non-employee directors

Director compensation structure (2024):

  • Annual cash retainer: $40,000; annual RSU grant ≈$37,500 (based on stock price at 1/31/2024) .
  • Additional retainers: Committee Chair—$20,000 (Independent Directors Committee); $8,500 (Audit, ERM, Nominating & Governance, Compensation); $4,500 (CRA, Trust). Committee member retainers: $11,000 (Executive), $6,000 (others) .
  • Mandatory retirement: Age 72 (possible extension up to 3 years) .

Performance Compensation

  • Non-employee directors do not receive performance-based compensation; annual equity is in the form of service-based RSUs that vest over time. Unvested awards accrue dividend equivalents paid in cash at vest; no voting rights pre-vest .

Other Directorships & Interlocks

CompanyStatusRoleNotes
Public company boards (current)None disclosedBiographical disclosure lists no current public boards other than UVSP
Fox Chase Bancorp, Inc. (NASDAQ: FXCB)PriorPresident & CEO; Director2006–2016; acquired by UVSP (2016)
Northeast Pennsylvania Financial Corp. (NASDAQ: NEPF)PriorPresident & CEO2003–2005

No related-party transactions with directors outside ordinary-course banking were flagged; aggregate loans to insiders and affiliates were 0.01% of shareholders’ equity at 12/31/2024, made on market terms; Audit Committee reviews related-party transactions .

Expertise & Qualifications

  • Banking CEO with capital markets, regulatory and governance experience; extensive knowledge of financial institution operations .
  • Audit Committee Financial Expert designation .
  • NACD Board Leadership Fellow; NACD Directorship Certified .
  • Chairs ERM and Trust committees—direct experience in risk oversight and fiduciary/wealth management governance .

Equity Ownership

MetricValueNotes
Beneficial Ownership (2/7/2025)59,028 sharesIncludes 44 shares owned by family members
Ownership % of Outstanding<1%As reported in beneficial ownership table
Shares PledgedNoneProxy notes no securities are pledged as collateral or security
Director Ownership Guideline10,000 shares within 5 years; directors ≥5 years in role are in complianceApplies to RSUs (vested/unvested) and certain holdings; Petro has served since 2016

Insider Trading Activity (Form 4)

Transaction DateTypeSecuritiesQtyPricePost-Transaction OwnershipSource
2023-01-31RSU Award (A)RSUs1,290$0.001,290 RSUshttps://www.sec.gov/Archives/edgar/data/102212/000125429523000004/0001254295-23-000004-index.htm
2023-01-31Exempt (M)Common (from RSU/adj.)1,448$0.0055,965.8004https://www.sec.gov/Archives/edgar/data/102212/000125429523000004/0001254295-23-000004-index.htm
2024-01-31RSU Award (A)RSUs1,766$0.001,766 RSUshttps://www.sec.gov/Archives/edgar/data/102212/000125429524000004/0001254295-24-000004-index.htm
2024-01-31Exempt (M)Common (from RSU/adj.)1,162$0.0057,410.608https://www.sec.gov/Archives/edgar/data/102212/000125429524000004/0001254295-24-000004-index.htm
2025-01-31RSU Award (A)RSUs1,399$0.001,399 RSUshttps://www.sec.gov/Archives/edgar/data/102212/000125429525000004/0001254295-25-000004-index.htm
2025-01-31Exempt (M)Common (from RSU/adj.)1,290$0.0058,984.4252https://www.sec.gov/Archives/edgar/data/102212/000125429525000004/0001254295-25-000004-index.htm
2025-08-27Open Market Sale (S)Common4,000$31.7555,192.5544https://www.sec.gov/Archives/edgar/data/102212/000125429525000008/0001254295-25-000008-index.htm
2025-08-27Open Market Sale (S)Common5,000$31.750150,192.5544https://www.sec.gov/Archives/edgar/data/102212/000125429525000008/0001254295-25-000008-index.htm

Governance Assessment

  • Strengths

    • Independent director with deep banking CEO experience; chairs ERM and Trust committees; recognized Audit Committee Financial Expert—strong risk and financial oversight credentials .
    • Solid alignment: ownership above 10,000-share guideline; no pledging permitted; insider policy prohibits hedging and pledging; dividend rights only at vest for unvested equity .
    • Board effectiveness: consistent attendance (≥75%); independent director executive sessions after each Board meeting; presence of Lead Independent Director mitigates combined CEO/Chair structure .
    • Shareholder support: say‑on‑pay approval at 97% in 2024 indicates broad investor confidence in compensation governance .
  • Watch items

    • 2025 open-market sales (9,000 shares at ~$31.75) reduced holdings; monitor ongoing ownership relative to guidelines and signals around personal liquidity vs. confidence; post-sale holdings remain substantial [links above].
    • Combined CEO/Chair persists; while offset by Lead Independent Director and independent committees, investors often scrutinize this structure in banks .
    • Venture investor role (1867 Capital Partners) introduces theoretical related-party exposure; however, proxy reports related-party transactions limited, on market terms, and immaterial in aggregate (0.01% of equity) with Audit Committee oversight .
  • Director Compensation structure

    • Balanced cash/equity mix; director equity is time-based RSUs (no performance linkage), which is common but offers less explicit performance alignment than PSU structures used for executives; nonetheless, ownership guidelines and anti-hedging/pledging policies strengthen alignment .

Net: Petro brings material risk, finance, and governance expertise, holds key oversight chair roles, and meets independence and ownership standards—factors supportive of investor confidence in board effectiveness. Continued monitoring of insider sales and potential related-party exposures via his venture activities is prudent, though no red flags are disclosed at this time .