Frank Schiraldi

Emily Noelle Lee

Matthew Breese

Tim Switzer

Tyler Cacciatori

- Univest Financial Corporation reported **net income of $25.6 million**, or **$0.89 diluted earnings per share**, for the quarter ended September 30, 2025, an increase from $18.6 million, or $0.63 diluted earnings per share, in the prior year's comparable quarter.  **[102212_4c881b91042845d7886eb07060455f11_0]** 
- Total deposits increased by **$635.5 million**, or **9.7%**, from June 30, 2025, reaching **$7.218 billion** at September 30, 2025.  **[102212_4c881b91042845d7886eb07060455f11_0]** **[102212_4c881b91042845d7886eb07060455f11_5]** 
- Net interest income for the third quarter of 2025 was **$61.3 million**, up **15.3%** from the third quarter of 2024, with a tax-equivalent net interest margin of **3.17%**.  **[102212_4c881b91042845d7886eb07060455f11_1]** 
- The company declared a quarterly cash dividend of **$0.22 per share** and repurchased **255,010 shares** of common stock during the quarter ended September 30, 2025.  **[102212_4c881b91042845d7886eb07060455f11_3]**

Univest Financial Reports Strong Third Quarter 2025 Earnings

- Univest Securities, LLC completed a warrant inducement for its client, **PMGC Holdings Inc.**  **[102212_b09d979215e340728e7d7272636f4aa6_0]** 
- The inducement resulted in the exercise of **827,900 shares** of PMGC Holdings Inc. common stock at an amended exercise price of **$2.015** per share, generating approximately **$1.67 million** in gross proceeds.  **[102212_b09d979215e340728e7d7272636f4aa6_0]** 
- PMGC Holdings Inc. also agreed to issue new unregistered warrants to purchase an aggregate of **827,900 shares** of common stock with an exercise price of **$1.89** per share, exercisable upon shareholder approval.  **[102212_b09d979215e340728e7d7272636f4aa6_0]**

UNIVEST FINANCIAL (UVSP)