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Virginia National Bankshares (VABK)

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Earnings summaries and quarterly performance for Virginia National Bankshares.

Research analysts covering Virginia National Bankshares.

Recent press releases and 8-K filings for VABK.

Virginia National Bankshares Corporation Announces Strong 2025 Full Year Results and Quarterly Dividend
VABK
Earnings
Dividends
Revenue Acceleration/Inflection
  • Virginia National Bankshares Corporation reported net income of $6.0 million, or $1.10 per diluted share, for the quarter ended December 31, 2025, an increase from $4.6 million, or $0.85 per diluted share, for the same period in 2024. For the full year 2025, net income was $19.3 million, or $3.55 per diluted share, compared to $17.0 million, or $3.15 per diluted share, in 2024.
  • The company's Board of Directors declared a quarterly cash dividend of $0.36 per share of common stock, payable on February 27, 2026, to holders of record on February 13, 2026.
  • Key performance indicators for Q4 2025 showed significant improvement compared to Q3 2025, with Return on average assets improving to 1.45% from 1.12% and Return on average equity improving to 13.04% from 10.48%.
  • The Net interest margin (FTE) improved to 3.50% in Q4 2025 from 3.43% in Q3 2025 and 3.21% in Q4 2024, while the Efficiency ratio (FTE) improved to 49.5% from 57.9% over the prior quarter.
  • Book value per share increased to $34.15 and tangible book value per share to $32.21 as of December 31, 2025, compared to $29.85 and $27.70, respectively, as of December 31, 2024.
Jan 29, 2026, 1:45 PM
Virginia National Bankshares Corporation Announces Strong Q4 and Full-Year 2025 Results, Declares Quarterly Dividend
VABK
Earnings
Dividends
  • Virginia National Bankshares Corporation reported net income of $6.0 million, or $1.10 per diluted share, for the quarter ended December 31, 2025, an increase from $4.6 million, or $0.85 per diluted share, in the prior year's quarter. For the twelve months ended December 31, 2025, net income was $19.3 million, or $3.55 per diluted share, compared to $17.0 million, or $3.15 per diluted share, for 2024.
  • The Company's Board of Directors declared a quarterly cash dividend of $0.36 per share of common stock, payable on February 27, 2026, to holders of record on February 13, 2026. This dividend represents an annual yield of approximately 3.57% based on the closing price on January 27, 2026.
  • Key performance indicators for the fourth quarter of 2025 showed improvement compared to the third quarter of 2025, with Return on average assets improving to 1.45% from 1.12%, Return on average equity improving to 13.04% from 10.48%, and the Efficiency ratio (FTE) improving to 49.5% from 57.9%.
  • Book value per share increased to $34.15 as of December 31, 2025, compared to $29.85 as of December 31, 2024. Gross loans outstanding totaled $1.2 billion as of December 31, 2025, an increase of $1.6 million, or 0.1%, compared to December 31, 2024.
Jan 29, 2026, 1:30 PM