Research analysts covering Waterdrop.
Recent press releases and 8-K filings for WDH.
Waterdrop Highlights Record Q3 2025 Revenue and Shareholder Return Initiatives
WDH
Revenue Acceleration/Inflection
Dividends
Share Buyback
- Waterdrop (WDH) reported record high total revenue of over $136 million and net profit attributable to ordinary shareholders of over $22 million with a 16% margin for Q3 2025, driven by a 45% year-over-year increase in insurance-related business revenue to $122 million. The company is confident it will beat its annual guidance of higher than 20% year-on-year growth in both revenue and profit for the year.
- The company maintains a strong commitment to shareholder returns, having recently completed its fourth cash dividend distribution since IPO, with the dividend per ADS increasing 50% to $0.03, and is executing a semi-annual payout scheme. Waterdrop is also conducting its fifth annual share buyback program of up to $50 million from September 2025 to September 2026.
- Waterdrop is strategically focused on growth through increased investment in customer acquisition, leveraging AI capabilities for efficiency and product innovation, and exploring international expansion in markets like Hong Kong and Singapore, as well as potential M&A opportunities.
- As a leading insurtech platform in China, Waterdrop operates in a massive and significantly underserved market, with the insurance segment contributing nearly 90% of total revenue and the company achieving 15 consecutive quarters of GAAP profitability.
Dec 10, 2025, 1:30 PM
Waterdrop Reports Record Q3 2025 Revenue and Strong Profitability
WDH
Earnings
Dividends
Share Buyback
- Waterdrop, a China-leading insurtech platform, reported record-high total revenue of over $136 million in Q3 2025, marking an almost 40% year-over-year increase, with net profit attributable to ordinary shareholders reaching over $22 million. The company has achieved 15 consecutive quarters of GAAP profitability and held $490 million in cash reserves as of September 2025.
- The company is committed to shareholder returns, having recently completed its fourth cash dividend distribution with a 50% increase in dividend per ADS to $0.03, and is currently executing its fifth annual share buyback program of up to $50 million.
- Waterdrop anticipates beating its FY 2025 guidance of over 20% year-over-year growth in both annual revenue and profit, driven by continued investment in customer acquisition, AI capabilities, and potential expansion into overseas markets like Hong Kong and Singapore, as well as M&A opportunities.
Dec 10, 2025, 1:30 PM
Waterdrop Reports Record Q3 2025 Revenue and Profit, Highlights AI Integration and Shareholder Returns
WDH
Earnings
Dividends
Share Buyback
- Waterdrop reported a record high total revenue of over $136 million and net profit attributable to ordinary shareholders of over $22 million with a 16% margin for Q3 2025, driven by a 45% year-over-year increase in insurance-related business revenue.
- The company has maintained 15 consecutive quarters of GAAP profitability and held $490 million in cash reserves as of September 2025.
- Waterdrop is committed to shareholder returns, having completed its fourth cash dividend distribution of $10.9 million and increasing the dividend per ADS by 50% to $0.03. It is also executing its fifth annual share buyback program of up to $50 million.
- The company leverages AI extensively, with 70% of customer service requests processed by AI and 60% resolved by AI agents without human intervention, significantly improving efficiency in areas like customer acquisition and underwriting.
- Waterdrop operates in a $600 billion Chinese life and healthcare insurance market, which is significantly underserved by third-party brokerages, and expects to beat its 2025 guidance of over 20% year-on-year growth in both annual revenue and profit.
Dec 10, 2025, 1:30 PM
Waterdrop Inc. Announces Strong Q3 2025 Financial Results
WDH
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Waterdrop Inc. reported a 329.8% year-over-year increase in operating profit to RMB113.8 million (US$16.0 million) and a 60.1% year-over-year increase in net profit attributable to ordinary shareholders, reaching RMB158.5 million (US$22.3 million) for the third quarter of 2025.
- Net operating revenue expanded by 38.4% year-over-year to RMB974.9 million (US$136.9 million) in Q3 2025, with insurance-related income rising by 44.8% from the same period in 2024 to RMB869.7 million (US$122.2 million).
- The company's cash position was RMB3,510.0 million (US$493.1 million) as of September 30, 2025.
- Waterdrop highlighted the impact of AI, noting that premiums facilitated by its 'AI Medical Insurance Expert' increased by 82% quarter-over-quarter.
Dec 3, 2025, 12:02 PM
Waterdrop Inc. Reports Strong Q3 2025 Revenue and Profit Growth Driven by AI Integration
WDH
Earnings
Guidance Update
New Projects/Investments
- Waterdrop Inc. reported Q3 2025 revenue of CNY 975 million, a 38.4% year-on-year increase, and net profit attributable to ordinary shareholders of CNY 158 million, up 60.1% year-on-year. The company has maintained GAAP profitability for 15 consecutive quarters since Q1 2022.
- The company emphasized the significant role of AI in enhancing business quality and efficiency, launching WaterDrop C-Point AI, a low-code AI platform, in late September. AI applications drove a 36% sequential increase in facilitated FYP via the AI Pro insurance module and an 82% increase in FYP in voice services compared to Q2.
- The insurance business generated approximately CNY 870 million in revenue, growing 44.8% year-on-year, with its operating profit reaching about CNY 180 million, up 44.3% year-on-year. Digital clinical trial solutions income increased 31.3% year-on-year to CNY 31.85 million. The company also completed its fourth cash dividend distribution of around $10.9 million and repurchased approximately 58.1 million ADS totaling $113 million by the end of November 2025.
Dec 3, 2025, 12:00 PM
WaterDrop Reports Strong Q3 2025 Financial Performance and AI Advancements
WDH
Earnings
Product Launch
Share Buyback
- WaterDrop reported total revenue of CNY 975 million in Q3 2025, marking a 38.4% year-on-year growth. For the first three quarters of 2025, total revenue amounted to CNY 2.67 billion, up 23.1% year-on-year.
- Net profit attributable to ordinary shareholders increased by 60.1% year-on-year to CNY 158 million in Q3 2025. The company has maintained GAAP profitability for 15 consecutive quarters since Q1 2022.
- The insurtech business achieved an operating profit of CNY 180 million in Q3 2025, a 44.3% year-on-year increase. Insurance-related revenue reached CNY 870 million, growing 44.8% year-on-year.
- WaterDrop launched WaterDrop C-Point AI in late September, a low-code AI platform, and continued to invest in AI, developing 69 patent applications centered on large language models. AI applications significantly enhanced operational efficiency across various business segments.
- The company completed its fourth cash dividend distribution since IPO, totaling around $10.9 million, and repurchased approximately 58.1 million ADS for $113 million by the end of November 2025.
Dec 3, 2025, 12:00 PM
Waterdrop (WDH) Announces Strong Q3 2025 Performance and Guidance Update
WDH
Earnings
Guidance Update
Share Buyback
- Waterdrop (WDH) reported Q3 2025 total revenue of CNY 975 million, marking a 38.4% year-over-year growth, and net profit attributable to ordinary shareholders of CNY 158 million, an increase of 60.1% year-over-year. For the first three quarters of 2025, total revenue reached CNY 2.57 billion, up 23.1% year-on-year, with net profit attributable to ordinary shareholders at CNY 410 million, rising 51.9%.
- The company is confident in exceeding full-year revenue and profit guidance. Operating costs and expenses grew at a slower rate than revenue, boosting profitability, with operating profit reaching CNY 114 million, a 329.8% year-over-year increase.
- WDH continued its significant investment in AI, launching the Waterdrop C-Point AI platform and upgrading its intelligent chatbot, which doubled inference throughput. AI applications are being leveraged to enhance operational efficiency across insurance, underwriting, and customer service.
- The company completed its fourth cash dividend distribution since IPO, with a total payout of approximately $10.9 million, and repurchased about 58.1 million ADS totaling $113 million by the end of November 2025. Waterdrop maintains a strong cash position of approximately CNY 3.61 billion.
Dec 3, 2025, 12:00 PM
Waterdrop Announces Strong Q3 2025 Results and Positive Full-Year Outlook
WDH
Earnings
Guidance Update
New Projects/Investments
- Waterdrop reported strong financial results for Q3 2025, with total revenue of CNY 975 million, a 38.4% year-on-year growth, and net profit attributable to ordinary shareholders of CNY 158 million, up 60.1% year-on-year. For the first three quarters of 2025, total revenue reached CNY 2.57 billion, up 23.1% year-on-year, and net profit was CNY 410 million, rising 51.9%. The company has maintained profitability for 15 consecutive quarters.
- The insurtech business was a key driver, generating CNY 870 million in revenue in Q3 2025, a 44.8% year-on-year increase, and its operating profit for the first three quarters grew 44.3% to CNY 180 million. Digital clinical trial solutions income also saw significant growth, reaching RMB 31.85 million in Q3, up 31.3% year-on-year.
- The company continued its significant investment in AI, launching the Waterdrop C-Point AI low-code platform and integrating AI across operations, which led to a 36% sequential increase in facilitated FIP via the AI Pro insurance module and an 82% increase in FIP assisted by AI medical insurance experts compared to Q2.
- Waterdrop demonstrated commitment to shareholder returns, completing its fourth cash dividend distribution since IPO, totaling $10.9 million, and repurchasing approximately 58.1 million ADS for $113 million by the end of November 2025. The company is confident in exceeding full-year revenue and profit guidance.
Dec 3, 2025, 12:00 PM
WaterDrop Reports Strong Q3 2025 Financial Results Driven by AI Integration
WDH
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- WaterDrop reported Q3 2025 total revenue of CNY 970 million, a 38.4% year-on-year increase, and net profit attributable to ordinary shareholders of CNY 160 million, up 60.1% year-on-year. The company has maintained GAAP profitability for 15 consecutive quarters.
- The insurtech business achieved an operating profit of CNY 180 million, a 44.3% year-on-year increase, with insurance-related revenue reaching CNY 870 million, up 44.8% year-on-year. Digital clinical trial solutions income grew 31.3% year-on-year to CNY 31.85 million.
- AI integration significantly enhanced business quality and efficiency, leading to the launch of the WaterDrop C-Point AI low-code platform and contributing to a 36% sequential increase in facilitated FYP via the AI Pro insurance module. The company has developed 69 patent applications centered on large language models.
- The company completed its fourth cash dividend distribution since IPO, totaling approximately $10.9 million, and repurchased about 58.1 million ADS for $113 million by the end of November 2025.
Dec 3, 2025, 12:00 PM
Waterdrop Inc. Announces Strong Q3 2025 Financial Results
WDH
Earnings
Revenue Acceleration/Inflection
Share Buyback
- Waterdrop Inc. reported net operating revenue of RMB 974.9 million for Q3 2025, a 38.4% year-over-year increase, with net profit attributable to ordinary shareholders rising 60.1% to RMB 158.5 million, marking its fifteenth consecutive profitable quarter.
- The insurance business, a key segment, saw revenue grow 44.8% year-over-year to RMB 869.7 million, and first-year premiums (FYPs) increased 32.3% quarter over quarter.
- As of November 30, 2025, the company has repurchased approximately 58.1 million American Depositary Shares (ADSs) under its share repurchase program.
Dec 3, 2025, 11:39 AM
Quarterly earnings call transcripts for Waterdrop.
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