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Derek L. Tyus

Director at Waterstone Financial
Board

About Derek L. Tyus

Derek L. Tyus (age 55) is an independent director of Waterstone Financial, Inc. (WSBF) since 2021, serving on the Audit, Compensation, and Executive Committees; he currently is Executive Vice President and Chief Financial Officer of Versiti, Inc. (joined 2024), and previously was Senior Vice President and Chief Investment Officer at West Bend Mutual Insurance Company and a director at Northwestern Mutual Wealth Management Company . He holds a B.A. from Marquette University and an MBA from the Ross School of Business at the University of Michigan . He was elected to the WSBF board on February 8, 2021; the company’s 8-K noted his committee assignments upon election and highlighted his community board roles .

Past Roles

OrganizationRoleTenureCommittees/Impact
Versiti, Inc.Executive Vice President & Chief Financial Officer2024–present Finance leadership in blood health solutions
West Bend Mutual Insurance CompanySenior Vice President & Chief Investment Officer2016–2024 Led investment portfolio across private debt/equity and real estate
Northwestern Mutual Wealth Management CompanyDirectorNot disclosed (prior to 2016) Oversight in wealth management strategy

External Roles

OrganizationRoleTenureNotes
Greater Milwaukee FoundationBoard memberNot disclosedCommunity leadership role
Zoological Society of MilwaukeeBoard memberNot disclosedNon-profit governance
Siebert Lutheran FoundationBoard memberNot disclosedPhilanthropy oversight

Board Governance

  • Committee assignments: Audit (member), Compensation (member), Executive (member); no chair roles .
  • Independence: Board determined Tyus is independent under Nasdaq listing standards; independent directors regularly meet without management .
  • Attendance: No director or committee member attended fewer than 75% of meetings; the board met 12 times on behalf of WSBF and 12 times as WaterStone Bank in 2024 .
  • Years of service: Director since 2021 .
  • Board leadership: Chairman of the Board is independent and not an officer; roles of Chair and CEO are separated .
  • Diversity/skills: Board matrix identifies Tyus’s skills in risk management, accounting, corporate governance/ethics, legal/regulatory, HR/compensation, executive experience, strategic planning, and M&A; demographic indicated African American, male .

Committee Memberships (Derek L. Tyus)

CommitteeMembershipChair?
AuditYes No
CompensationYes No
ExecutiveYes No

Committee Activity (2024)

  • Audit Committee: 6 meetings; chaired by Michael L. Hansen; Tyus served as a member .
  • Compensation Committee: 7 meetings; chaired by Patrick S. Lawton; Tyus served as a member .
  • Executive Committee: 10 meetings; Tyus served as a member .

Fixed Compensation

Component (2024)Amount
Annual board retainer (cash)$65,000
Committee fees (cash)$10,000
Stock awards (grant-date fair value)$0
Total 2024 director compensation$75,000

Performance Compensation

Equity / PolicyDetail
Unvested restricted stock (as of 12/31/2024)3,864 shares
Director stock ownership guideline3x annual board cash compensation
Guideline compliance (as of 12/31/2024)All directors in compliance
Hedging/pledging restrictionsDirectors are restricted from pledging/margin accounts and hedging Company securities

No performance metrics or vesting schedules for director equity grants were disclosed; unvested director shares exist but grant/date terms are not specified .

Other Directorships & Interlocks

CategoryStatus
Current public company directorships (other than WSBF)None (past 5 years)
Compensation Committee interlocksNone

Expertise & Qualifications

  • Over 20 years in insurance/investments across private debt/equity, real estate, and wealth management; CFO experience at Versiti .
  • Skills matrix evidences risk management, accounting, governance, legal/regulatory, HR/compensation, executive leadership, strategic planning, and M&A competencies .
  • Educational credentials: B.A. (Marquette University); MBA (University of Michigan Ross) .

Equity Ownership

MetricValue
Beneficial ownership (as of 3/26/2025)6,440 shares; less than 1%
Shares outstanding (record date)19,294,731
Ownership as % of outstanding~0.033% (6,440 ÷ 19,294,731)
Unvested restricted shares3,864
Options (director)Not disclosed; none listed for Tyus
Pledged sharesNot disclosed; policy restricts pledging
Section 16 complianceCompany believes all directors filed timely in 2024

Governance Assessment

  • Positives: Independent status; broad finance/investment expertise; active Audit and Compensation committee service; strong attendance; board-level restrictions on hedging/pledging; director stock ownership guidelines with compliance; separation of Chair and CEO; no related-party transactions over $120,000 and ordinary-course director loans at market terms .
  • Alignment: Tyus’s absolute ownership is modest (~0.033% of shares outstanding), but guideline compliance and existing unvested restricted stock support ongoing alignment .
  • Conflicts: External CFO role at Versiti (health services) and prior insurance roles do not indicate supplier/customer conflicts with WSBF; company discloses no related-party transactions requiring reporting and maintains board review policies .
  • Shareholder signals: Say-on-pay support was >91% in 2024, reflecting a generally supportive governance environment for compensation practices .

RED FLAGS: None apparent from filings; note limited personal shareholdings in absolute terms, though mitigated by policy compliance and equity exposure .