Warner Financial, Inc.
Warner Financial, Inc. is an SEC-registered investment adviser based in Bethesda, Maryland, founded in April 2005. The firm is owned by Barbara Warner and Christopher Warner, and has 4 employees, all of whom are investment advisers. Warner Financial specializes in fee-only investment advisory services, delivering financial planning, asset management, retirement, and estate planning solutions primarily for individual clients, including high-net-worth individuals. The firm is committed to fiduciary standards, providing tailored, long-term-focused advice while maintaining strict confidentiality and ethical standards.
Investment Strategy
Warner Financial, Inc. constructs client portfolios primarily using diversified, no-load mutual funds and ETFs, emphasizing long-term growth and risk management aligned with each client’s financial goals. The firm provides both discretionary and non-discretionary asset management, does not charge performance-based fees, and does not participate in wrap programs. Its approach is client-centric, fee-only, and conflict-free, focusing on transparency, continuous supervision, and fiduciary responsibility.
Latest 13F Filing Activity
Warner Financial, Inc. filed their most recent 13F report on Sep 30, 2025 disclosing 124 equity positions with a total 13F market value of $268M. The fund increased holdings in Vanguard Large Cap Growth Index Etf, Fidelity Enhanced International Etf, Vanguard Large Cap Value Index Etf among other positions. Warner Financial, Inc. reduced exposure to Vanguard Energy Index Etf, Vanguard Short-term Corporate Bond Index Etf, Fvcbankcorp Inc. among others.
Top Holdings
Equity Positions (124)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
V VTV | Vanguard Large Cap Value Index ETF | 11.42% | $30.6M | 163,950 | $147.35 | $186.49 | +$1.9M |
V VUG | Vanguard Large Cap Growth Index ETF | 11.39% | $30.5M | 63,569 | $308.76 | $479.61 | +$2.9M |
V VEA | Vanguard FTSE Developed Markets ETF | 6.55% | $17.5M | 292,561 | $49.32 | $59.92 | +$1.7M |
S SCHG | Schwab US Large Cap Growth ETF | 3.52% | $9.4M | 295,751 | $19.04 | $31.91 | +$842.0K |
Q QQQ | Invesco QQQ ETF | 3.42% | $9.1M | 15,238 | $375.87 | $600.37 | +$745.0K |