American Investment Services, Inc.
American Investment Services, Inc. (AIS), headquartered in Concord, Massachusetts, is an SEC-registered investment adviser founded in 1978. The firm provides wealth management and financial planning services primarily to individuals, charitable organizations, businesses, and municipalities. They emphasize structured, low-cost portfolio management and integrate financial planning in their service. AIS primarily utilizes mutual funds, ETFs, and individual securities, and is known for offering a monthly newsletter and customized managed accounts. The firm employs a small team, focusing on personalized service and prudent portfolio theory.
Investment Strategy
AIS delivers individualized, structured, and low-cost asset management solutions, functioning as a fiduciary for clients. Their investment approach centers on diversified portfolios predominantly composed of mutual funds, ETFs, and individual securities from leading low-cost providers such as Dimensional Fund Advisors and Vanguard. Portfolios are managed on a discretionary basis and customized to accommodate specific client goals, risk tolerance, and restrictions, with continual monitoring and quarterly reviews. Financial planning is integrated for all clients, and independent advisers may be incorporated for customized accounts aligned with established strategies.
Top Holdings
Equity Positions (133)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
G GLDM | WORLD GOLD TR | 9.63% | $37.7M | 576,066 | $38.39 | $65.52 | -$3.8M |
V VUG | VANGUARD INDEX FDS | 9.10% | $35.7M | 81,335 | $102.47 | $438.40 | -$2.7M |
D DFUV | DIMENSIONAL ETF TRUST | 5.37% | $21.0M | 497,425 | $31.59 | $42.28 | -$14.0M |
V VYMI | VANGUARD WHITEHALL FDS | 4.95% | $19.4M | 241,858 | $60.83 | $80.11 | +$1.2M |
D DFAS | DIMENSIONAL ETF TRUST | 2.80% | $11.0M | 171,913 | $57.49 | $63.71 | +$126.0K |