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Decker Retirement Planning Inc.

CIK:0001975700
Investment Adviser
$173M AUM
303 holdings
Lehi, UT, United States
Founded:2017
10 employees
Latest filing:Jun 30, 2025

Decker Retirement Planning Inc. is a registered investment adviser headquartered in Lehi, Utah. The firm specializes in retirement planning and investment management, providing clients with a math-based, principle-driven approach. Founded by Brian Decker, the firm emphasizes strategic income distribution, principal-protected accounts, tax minimization, and risk management. Decker Retirement Planning serves pre-retirees and retirees, with a team of dedicated fiduciary planners. The firm is registered with the SEC and has offices in Utah, Washington, and California. Employee count information is not publicly provided.

Investment Strategy

Decker Retirement Planning Inc. employs a math-based and principle-driven approach focused on providing clients with secure, strategic retirement income. The firm emphasizes principal protection, dynamic risk reduction, tax minimization, and adaptive allocation strategies. Unlike typical buy-and-hold philosophies, their method centers on tailored plans to ensure optimal income distribution adjusted to market conditions and client-specific retirement goals. Their fiduciary planners work closely with clients to mitigate risk and maximize retirement portfolio efficiency while maintaining transparent, client-aligned fee structures.

Top Buys
X
XMESPDR SERIES TRUST
+$8.4M
S
SMHVANECK ETF TRUST
+$8.1M
I
IWMISHARES TR
+$6.7M
E
ESGUISHARES TR
+$6.2M
Q
QQQINVESCO QQQ TR
+$5.9M
Top Sells
S
SGOVISHARES TR
-$49.0M
X
XLFSELECT SECTOR SPDR TR
-$8.1M
S
SPYSPDR S&P 500 ETF TR
-$5.9M
G
GILDGILEAD SCIENCES INC
-$4.8M
T
TPRTAPESTRY INC
-$3.3M

Top Holdings

S
SGOVISHARES TR
+18.7%$32.2M
X
XMESPDR SERIES TRUST
+4.8%$8.4M
S
SMHVANECK ETF TRUST
+4.7%$8.1M
I
IWMISHARES TR
+3.9%$6.7M
G
GDXVANECK ETF TRUST
+3.7%$6.4M

Equity Positions (292)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
S
SGOV
ISHARES TR18.65%$32.2M319,800$100.67$100.69-$49.0M
X
XME
SPDR SERIES TRUST4.84%$8.4M124,256$67.22$67.22+$8.4M
S
SMH
VANECK ETF TRUST4.70%$8.1M29,116$278.88$278.88+$8.1M
I
IWM
ISHARES TR3.86%$6.7M30,897$215.79$215.79+$6.7M
G
GDX
VANECK ETF TRUST3.72%$6.4M123,270$45.94$52.06-$1.9M

Industry Allocation

ELECTRONIC & OTHER ELECTRICAL EQUIPMENT (NO COMPUTER EQUIP)
+2.2%
AGRICULTURAL CHEMICALS
+2.1%
COMPUTER STORAGE DEVICES
+2.1%
RETAIL-VARIETY STORES
+2.1%
ELECTRIC SERVICES
+2.1%