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Refined Wealth Management

CIK:0001724729
Investment Adviser
$189M AUM
36 holdings
Salt Lake City, UT, USA
Founded:2017
4 employees
Latest filing:Sep 30, 2025

Refined Wealth Management is a SEC-registered investment advisory firm headquartered in Salt Lake City, Utah. Founded as a fiduciary-focused firm, it offers comprehensive financial and investment planning solutions, portfolio management for individuals, small businesses, and pooled investment vehicles. The firm has approximately 4 employees and primarily serves high net worth individuals, as well as specialized clientele such as Chevron retirees. With a transparent, fee-based advisory structure and a commitment to acting in clients' best interests, the firm manages substantial client assets and adheres to rigorous regulatory standards.

Investment Strategy

Refined Wealth Management provides personalized financial advice and investment planning, managing assets for high net worth individuals and businesses through diversified portfolio strategies. The firm emphasizes fiduciary responsibility, fee transparency, and avoids commission-based conflicts. Their approach includes retirement planning, especially for clients with employer-sponsored plans (such as Chevron employees), and takes into account clients’ risk tolerance, financial goals, and tax efficiency to deliver long-term investment results.

Top Buys
B
BITBBITWISE BITCOIN ETF TR
+$1.2M
Q
QQQINVESCO QQQ TR
+$909.0K
E
ENVXENOVIX CORPORATION
+$822.3K
V
VSGXVANGUARD WORLD FD
+$760.7K
G
GLDSPDR GOLD TR
+$679.6K
Top Sells
B
BNDXVANGUARD CHARLOTTE FDS
-$1.1M
C
COINCOINBASE GLOBAL INC
-$997.3K
X
XSOEWISDOMTREE TR
+$21.2K
S
SUSAISHARES TR
+$16.3K
I
IBITISHARES BITCOIN TRUST ETF
+$14.8K

Top Holdings

C
COINCOINBASE GLOBAL INC
+12.6%$19.6M
V
VSGXVANGUARD WORLD FD
+10.7%$16.7M
B
BNDXVANGUARD CHARLOTTE FDS
+10.0%$15.5M
Q
QQQINVESCO QQQ TR
+9.4%$14.7M
V
VTVVANGUARD INDEX FDS
+7.8%$12.1M

Equity Positions (33)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
C
COIN
COINBASE GLOBAL INC12.59%$19.6M58,056$68.59$337.49-$997.3K
V
VSGX
VANGUARD WORLD FD10.73%$16.7M240,811$57.05$69.37+$760.7K
B
BNDX
VANGUARD CHARLOTTE FDS9.96%$15.5M313,503$51.86$49.46-$1.1M
Q
QQQ
INVESCO QQQ TR9.44%$14.7M24,473$470.26$600.37+$909.0K
V
VTV
VANGUARD INDEX FDS7.79%$12.1M65,001$172.79$186.49+$596.6K

Industry Allocation

FINANCE SERVICES
+12.6%
COMMODITY CONTRACTS BROKERS & DEALERS
+11.5%
MISCELLANEOUS ELECTRICAL MACHINERY, EQUIPMENT & SUPPLIES
+5.1%
RETAIL-CATALOG & MAIL-ORDER HOUSES
+0.6%
SEMICONDUCTORS & RELATED DEVICES
+0.6%