You're signed outSign in or to get full access.
VSM Wealth Advisory, LLC
VSM Wealth Advisory, LLC is a fee-only Registered Investment Adviser headquartered in Hunt Valley, Maryland. Originally established as Van Sant and Mewshaw, Inc. in 1992 and reorganized as VSM Wealth Advisory, LLC in 2021, the firm is principally owned by Fred Cregan Hill, III, and employs experienced financial advisors including Robert Mewshaw. VSM specializes in offering independent, objective investment and wealth management solutions to high net worth individuals, family trusts, non-profits, and qualified retirement plans. As a fiduciary, VSM operates on a fee-only basis and does not accept commissions or compensation from product sales. The firm is regulated by the SEC and adheres to stringent ethical and transparent practices. VSM Wealth Advisory provides personalized services covering portfolio management, budget management, insurance planning, retirement planning, and college funding, typically serving clients seeking trusted, conflict-free advisory relationships.
Investment Strategy
VSM Wealth Advisory, LLC implements an investment strategy that prioritizes client-specific asset allocation, focusing on the use of index mutual funds and exchange-traded funds as the core components of client portfolios. The approach emphasizes diversification, risk management, and long-term financial planning, with every portfolio tailored to match the individual's goals, needs, and risk tolerance. VSM acts as a discretionary investment adviser, frequently exercising 3(38) fiduciary powers for qualified retirement plans under ERISA. The firm's philosophy is to avoid market timing and speculative bets, instead preferring strategies rooted in academic research and evidence-based practices. Clients receive detailed quarterly portfolio reports as part of VSM's commitment to transparency. The firm does not participate in wrap fee programs nor does it receive any form of product sales compensation, ensuring their interests align fully with those of their clients.
Latest 13F Filing Activity
VSM Wealth Advisory, LLC filed their most recent 13F report on Jun 30, 2025 disclosing 505 equity positions with a total 13F market value of $303M. The fund increased holdings in Vanguard Short Term Cor BD Etf, Vanguard Small Cap Etf, Dimensional Us Core Stock Markt Etf among other positions. VSM Wealth Advisory, LLC reduced exposure to Vanguard Short Term Treasury Etf, Vanguard Small Cap Growth Etf, Schwab Us Large Cap Value Etf among others.
Top Holdings
Equity Positions (505)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
V VV | VANGUARD LARGE CAP ETF | 15.58% | $47.2M | 165,286 | $269.70 | $285.30 | +$4.2M |
V VGSH | VANGUARD SHORT TERM COR BD ETF | 5.81% | $17.6M | 221,234 | $58.78 | $58.78 | +$17.5M |
M MGC | VANGUARD MEGA CAP ETF | 5.26% | $15.9M | 70,796 | $212.13 | $224.92 | +$1.0M |
V VTI | VANGUARD TOTAL STOCK MARKET ETF | 4.73% | $14.3M | 47,067 | $289.66 | $303.93 | +$1.5M |
V VYM | VANGUARD HIGH DIVIDEND YIELD ETF | 4.50% | $13.6M | 102,117 | $127.62 | $133.31 | +$511.5K |
Industry Allocation
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more