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Financial Consulate, Inc.

CIK:0001624510
Investment Adviser
$357M AUM
1,152 holdings
Hunt Valley, MD, US
Founded:1983
17 employees
Latest filing:Sep 30, 2025

Financial Consulate, Inc. is a fee-only financial advisory firm headquartered in Hunt Valley, Maryland. Founded in 1983 by Andrew Tignanelli, the firm provides comprehensive wealth advising including retirement planning, investment management, and extensive tax planning. They serve 'Practical Millionaires' who prioritize financial independence and value holistic support in asset protection, estate planning, and other areas. The firm caters to individuals, often those interested in delegating wealth management to spend more time on personal and family pursuits.

Investment Strategy

Financial Consulate, Inc. employs an evidence-based approach to wealth management focused on retirement planning, personalized investment management, and proactive tax strategies. They advise clients to live beneath their means and help them achieve financial independence through asset protection, estate planning, and detailed investment management. The firm emphasizes holistic planning and long-term partnership, tailoring advice to individual client needs.

Top Buys
S
SCHXSCHWAB STRATEGIC TR
+$20.3M
A
AAPLAPPLE INC
+$20.0M
M
MKCMCCORMICK & CO INC
+$12.3M
D
DIHPDIMENSIONAL ETF TRUST
+$11.3M
M
MSFTMICROSOFT CORP
+$8.4M
Top Sells
F
FNDBSCHWAB STRATEGIC TR
-$2.6M
G
GMFSPDR INDEX SHS FDS
-$2.5M
T
TURN180 DEGREE CAP CORP
-$1.5M
D
DFATDIMENSIONAL ETF TRUST
-$1.2M
T
TCAFT ROWE PRICE ETF INC
-$951.1K

Top Holdings

S
SCHXSCHWAB STRATEGIC TR
+19.1%$135.2M
D
DUHPDIMENSIONAL ETF TRUST
+10.5%$74.6M
M
MFDXPIMCO EQUITY SER
+8.5%$60.4M
S
SCHFSCHWAB STRATEGIC TR
+6.0%$42.2M
D
DIHPDIMENSIONAL ETF TRUST
+5.1%$35.9M

Equity Positions (1,121)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
S
SCHX
SCHWAB STRATEGIC TR19.09%$135.2M5,133,075$18.12$26.34+$20.3M
D
DUHP
DIMENSIONAL ETF TRUST10.54%$74.6M1,976,255$31.66$37.77+$8.0M
M
MFDX
PIMCO EQUITY SER8.53%$60.4M1,625,269$29.41$37.17+$1.9M
S
SCHF
SCHWAB STRATEGIC TR5.96%$42.2M1,814,057$15.25$23.28+$1.8M
D
DIHP
DIMENSIONAL ETF TRUST5.06%$35.9M1,179,624$29.76$30.40+$11.3M

Industry Allocation

ELECTRONIC COMPUTERS
+2.8%
SERVICES-PREPACKAGED SOFTWARE
+2.0%
MISCELLANEOUS FOOD PREPARATIONS & KINDRED PRODUCTS
+1.8%
SEMICONDUCTORS & RELATED DEVICES
+1.0%
NATIONAL COMMERCIAL BANKS
+0.9%