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Warner Financial, Inc.

CIK:0001927175
Investment Adviser
$745M AUM
124 holdings
Bethesda, MD, United States
Founded:2005
4 employees
Latest filing:Sep 30, 2025

Warner Financial, Inc. is an SEC-registered investment adviser based in Bethesda, Maryland, founded in April 2005. The firm is owned by Barbara Warner and Christopher Warner, and has 4 employees, all of whom are investment advisers. Warner Financial specializes in fee-only investment advisory services, delivering financial planning, asset management, retirement, and estate planning solutions primarily for individual clients, including high-net-worth individuals. The firm is committed to fiduciary standards, providing tailored, long-term-focused advice while maintaining strict confidentiality and ethical standards.

Investment Strategy

Warner Financial, Inc. constructs client portfolios primarily using diversified, no-load mutual funds and ETFs, emphasizing long-term growth and risk management aligned with each client’s financial goals. The firm provides both discretionary and non-discretionary asset management, does not charge performance-based fees, and does not participate in wrap programs. Its approach is client-centric, fee-only, and conflict-free, focusing on transparency, continuous supervision, and fiduciary responsibility.

Top Buys
V
VUGVanguard Large Cap Growth Index ETF
+$2.9M
F
FENIFidelity Enhanced International ETF
+$2.0M
V
VTVVanguard Large Cap Value Index ETF
+$1.9M
V
VEAVanguard FTSE Developed Markets ETF
+$1.7M
S
SCHGSchwab US Large Cap Growth ETF
+$842.0K
Top Sells
V
VDEVanguard Energy Index ETF
-$214.0K
V
VCSHVanguard Short-Term Corporate Bond Index ETF
-$200.0K
F
FVCBFVCBankcorp Inc.
-$132.0K
I
IBMInternational Business Machines
-$97.0K
T
TXNTexas Instruments Inc
-$50.0K

Top Holdings

V
VTVVanguard Large Cap Value Index ETF
+11.4%$30.6M
V
VUGVanguard Large Cap Growth Index ETF
+11.4%$30.5M
V
VEAVanguard FTSE Developed Markets ETF
+6.5%$17.5M
S
SCHGSchwab US Large Cap Growth ETF
+3.5%$9.4M
Q
QQQInvesco QQQ ETF
+3.4%$9.1M

Equity Positions (124)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
V
VTV
Vanguard Large Cap Value Index ETF11.42%$30.6M163,950$147.35$186.49+$1.9M
V
VUG
Vanguard Large Cap Growth Index ETF11.39%$30.5M63,569$308.76$479.61+$2.9M
V
VEA
Vanguard FTSE Developed Markets ETF6.55%$17.5M292,561$49.32$59.92+$1.7M
S
SCHG
Schwab US Large Cap Growth ETF3.52%$9.4M295,751$19.04$31.91+$842.0K
Q
QQQ
Invesco QQQ ETF3.42%$9.1M15,238$375.87$600.37+$745.0K

Industry Allocation

ELECTRONIC COMPUTERS
+1.1%
COMPUTER & OFFICE EQUIPMENT
+0.8%
PHARMACEUTICAL PREPARATIONS
+0.7%
SERVICES-PREPACKAGED SOFTWARE
+0.5%
RETAIL-CATALOG & MAIL-ORDER HOUSES
+0.5%